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15.32 EUR
P/E
13.09
EPS
1.21
Yield
3.93%
Safety Score
22
P/B
2.12
ROE
17.86
Beta
0.06
Target Price
16.69 EUR
Bankinter, S.A. logo

Bankinter, S.A.

🧾 Earnings Recap – Q2 2026

Bankinter’s shares edged up 1.5% post-earnings, reflecting a generally steady performance with no material surprises to investors. Revenue growth continued at a solid pace, supported by diverse streams, while efficiency gains and asset quality remained stable, leaving the market cautiously positive but unimpressed.

  • First half net profit rose 12% to EUR 605 million, driven by accelerating second-quarter momentum (+8% quarter-on-quarter).
  • Net interest income increased 3% quarter-on-quarter to EUR 589 million, supported by volume growth and steady margins (customer margin 2.71%).
  • Fee income surged 17% year-to-date, boosted by a EUR 23 million performance fee related to alternative investments, alongside 19% organic growth in recurring asset management and brokerage fees.
  • Cost-to-income ratio improved to 34.3% from 36.1%, reflecting disciplined cost control amid revenue expansion.
  • Asset quality remains strong with NPL ratio below 2%, and CET1 ratio rose to 12.9%, sustaining the bank’s capital resilience.
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Key Metrics
Earnings dateOct. 22, 2026
P/E13.09
EPS1.21
Book Value7.46
Price to Book2.12
% Insiders28.800%
Growth
Revenue Growth0.09%
Earnings Growth0.14%
Estimates
Forward P/E10.86
Forward EPS1.46
Target Mean Price16.69
Dividend
Dividend Yield3.93%
Annual dividends0.62 EUR
Ex-Div. DateJune 22, 2026
5y avg Yield5.18%

DCF Valuation

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Currency: EUR
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DCF Result

Fair Value (DCF)
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Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Bankinter, S.A. Logo Bankinter, S.A. Analysis (BKT.MC)

Spain Financials Official Website Stock

Is Bankinter, S.A. a good investment? Bankinter, S.A. (BKT.MC) is currently trading at 15.32 EUR. Market analysts have a consensus price target of 16.69 EUR. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 13.09. This relatively low multiple may signal that Bankinter, S.A. is undervalued compared to historical market norms.

Earnings Schedule: Bankinter, S.A. is expected to release its next earnings report on Oct. 22, 2026. The market consensus estimate for Forward EPS is 1.46.

For income investors, Bankinter, S.A. pays a dividend yield of 3.93%.

Investor FAQ

Does Bankinter, S.A. pay a dividend?

Yes, it pays an annual dividend of 0.62 EUR (3.93% yield).

What asset class is Bankinter, S.A.?

Bankinter, S.A. is classified as a Stock. You can compare it against 4 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be Oct. 22, 2026. The company currently has a trailing EPS of 1.21.

Company Profile

Bankinter, S.A. provides various banking products and services to individuals, corporates, and small- and medium-sized enterprises in Spain, Luxembourg, Portugal, and Ireland. The company operates through Commercial Banking, Corporate Banking, BKCF Spain, BK Portugal, BK Ireland, and Other Businesses segments. It offers smart digital, payroll, pension, business, non-salary, currency, youth, current, and management accounts; debit and credit cards; cash management cash pooling; guarantees; mortgages and loan products; financing; and investment banking and wealth management services. The company also provides investment funds, retirement, broker, alternative investment, deposit, and treasury bills; SEPA direct debit, VAT and invoice advance, commercial discount, factoring, cheque deposits, and POS; and cheque and promissory notes, confirming, payroll, and tax and social security; treasury management and documentary business; and VAT advance, multi-currency and open-term credit account, leasing, and structured financing services. In addition, it offers home, life, health, death, and motor vehicle; property, multi-risk, civil liability, construction and decennial, trade credit, and personal; general and business liability, liability for executives, construction, and machinery and equipment; group life, health, and accident; and pension scheme insurance products. Further, the company provides various services, such as real estate and account management, virtual agent, financial data aggregation, direct debit management, transfer, certificate, tax payment, estate administration, and foreign currency order services. Additionally, it offers retail, personal, private, and corporate banking products, as well as remote banking services. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. Bankinter, S.A. was incorporated in 1965 and is headquartered in Madrid, Spain.

Exchange Ticker
FRA (Germany) BAKA.F
MCE (Spain) BKT.MC
PNK (United States) BKIMF
STU (Germany) BAKA.SG
Trades
Dividend Yield
3.93%
5y avg 5.18%
Annual Dividends
0.62EUR
Next Ex. Div Date
June 22, 2026
Dividend History paid per year (EUR)
Historical Dividends
Year Total Dividends
▸2027
0.33 EUR
June 28, 2027 (estimated) 0.1786
April 5, 2027 (estimated) 0.1549
▸2026
0.88 EUR
Dec. 29, 2026 (estimated) 0.5600
June 24, 2026 0.1609
April 2, 2026 0.1549
▸2025
0.57 EUR
Dec. 2, 2025 0.3012
June 25, 2025 0.1503
April 3, 2025 0.1235
▸2024
0.47 EUR
Dec. 2, 2024 0.2950
June 26, 2024 0.0905
March 28, 2024 0.0873
▸2023
0.37 EUR
Dec. 29, 2023 0.1152
Sept. 27, 2023 0.1038
June 28, 2023 0.0745
March 30, 2023 0.0723
▸2022
0.27 EUR
Dec. 28, 2022 0.0678
Sept. 28, 2022 0.0645
June 29, 2022 0.0741
March 30, 2022 0.0586
▸2021
0.23 EUR
Dec. 30, 2021 0.0515
Oct. 1, 2021 0.1333
March 1, 2021 0.0498
▸2020
0.10 EUR
March 26, 2020 0.0976
▸2019
0.29 EUR
Dec. 27, 2019 0.0648
Sept. 25, 2019 0.0637
June 26, 2019 0.0667
March 28, 2019 0.0993
▸2018
0.29 EUR
Dec. 28, 2018 0.0648
Sept. 26, 2018 0.0637
June 27, 2018 0.0651
March 29, 2018 0.0939
▸2017
0.25 EUR
Dec. 29, 2017 0.0617
Sept. 27, 2017 0.0607
June 28, 2017 0.0592
March 30, 2017 0.0682
▸2016
0.21 EUR
Dec. 23, 2016 0.0514
Sept. 23, 2016 0.0514
June 22, 2016 0.0514
March 21, 2016 0.0565
▸2015
0.23 EUR
Dec. 28, 2015 0.0521
Oct. 5, 2015 0.0521
June 29, 2015 0.0485
March 23, 2015 0.0768
▸2014
0.10 EUR
Nov. 3, 2014 0.0273
Aug. 4, 2014 0.0273
May 5, 2014 0.0221
April 7, 2014 0.0014
Jan. 6, 2014 0.0222
▸2013
0.09 EUR
Oct. 7, 2013 0.0188
July 8, 2013 0.0184
April 8, 2013 0.0273
Jan. 7, 2013 0.0273
▸2012
0.14 EUR
Oct. 15, 2012 0.0273
July 9, 2012 0.0287
April 10, 2012 0.0385
Jan. 9, 2012 0.0483
▸2011
0.13 EUR
Sept. 9, 2011 0.0334
July 4, 2011 0.0519
Jan. 3, 2011 0.0483
▸2010
0.30 EUR
Oct. 4, 2010 0.0520
Sept. 29, 2010 0.0271
July 5, 2010 0.0571
April 5, 2010 0.0389
March 31, 2010 0.0500
Jan. 2, 2010 0.0758
▸2009
0.35 EUR
Dec. 29, 2009 0.0487
Oct. 3, 2009 0.0735
July 4, 2009 0.0714
April 4, 2009 0.0781
Jan. 3, 2009 0.0758
▸2008
0.30 EUR
Oct. 3, 2008 0.0735
July 4, 2008 0.0714
April 4, 2008 0.0781
Jan. 7, 2008 0.0758
▸2007
1.10 EUR
Oct. 5, 2007 0.0735
July 6, 2007 0.3567
April 5, 2007 0.3396
Jan. 5, 2007 0.3297
▸2006
1.25 EUR
Oct. 6, 2006 0.3197
June 30, 2006 0.3102
March 31, 2006 0.3144
Jan. 6, 2006 0.3053
▸2005
1.14 EUR
Sept. 30, 2005 0.2960
July 1, 2005 0.2872
April 1, 2005 0.2807
Jan. 7, 2005 0.2726
▸2004
1.02 EUR
Oct. 1, 2004 0.2643
July 2, 2004 0.2564
April 2, 2004 0.2552
Jan. 2, 2004 0.2478
▸2003
0.94 EUR
Oct. 3, 2003 0.2360
July 7, 2003 0.2289
April 7, 2003 0.2385
Jan. 3, 2003 0.2316
▸2002
0.89 EUR
Oct. 7, 2002 0.2248
July 8, 2002 0.2180
April 5, 2002 0.2271
Jan. 7, 2002 0.2206
▸2001
0.46 EUR
Oct. 8, 2001 0.2141
July 6, 2001 0.0251
Jan. 8, 2001 0.2206
▸2000
0.87 EUR
Oct. 6, 2000 0.2141
July 3, 2000 0.2076
April 3, 2000 0.2271
Jan. 7, 2000 0.2206
Upcoming Dividends
Name Payment Date Status Amount
Bankinter, S.A. Jun 24, 2026 0.160932 EUR
Bankinter, S.A. Apr 02, 2026 0.154933 EUR
Bankinter, S.A. Dec 02, 2025 0.30121 EUR
Stock Splits
Split Date Split Ratio to 1
July 23, 2007 5:1
May 19, 2009 1.06
April 4, 2013 1.56
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