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31.16 EUR
P/E
15.39
EPS
2.10
Yield
3.71%
P/B
0.56
ROE
4.71
Beta
1.13
Target Price
29.95 EUR
Raiffeisen Bank International AG logo

Raiffeisen Bank International AG

🧾 Earnings Recap – Q3 2025

Raiffeisen Bank International delivered a robust performance in Q3 2025, reporting a consolidated profit of EUR 1.027 billion and confirming its target of 13% return on equity for the future, excluding Russia and Poland.

  • Excluding Russia, the bank achieved a 10% return on equity year-to-date with a target of 13% for 2025.
  • Loan growth remains strong at 3%, with guidance maintained for 6% to 7% growth in 2025.
  • Net interest income (NII) guidance for 2025 stands at EUR 4.15 billion, supported by improved asset and liability volumes.
  • Risk costs continue to decline, with an NPE ratio at a record low of 1.7% and guidance adjusted to approximately 30 basis points for 2025.
  • The CET1 ratio remains stable at 15.7%, ensuring a strong capital position amidst ongoing geopolitical risks.
📅

31.1600 EUR

31.160 EUR

Daily: +0.00%
Key Metrics

Earnings date: Feb. 23, 2026

P/E: 15.39

EPS: 2.10

Book Value: 57.36

Price to Book: 0.56

% Insiders: 61.170%

Growth

Revenue Growth: 0.07%

Earnings Growth: 0.07%

Estimates

Forward P/E: 12.38

Forward EPS: 2.61

Target Mean Price: 29.95

Dividend

Dividend Yield: 3.71%

Annual dividends: 1.10 EUR

Ex-Div. Date: March 31, 2025

Payout: -778.67%

5y avg Yield: 4.07%

DCF Valuation

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Currency: EUR
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DCF Result

Fair Value (DCF)
Current Price
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Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

 Logo About Raiffeisen Bank International AG - (RBI.VI)

Country: Austria

Sector: Financials

Website: http://www.rbinternational.com

Raiffeisen Bank International AG, together with its subsidiaries, offers banking services to corporate, private, and institutional customers. The company offers cash management, cross border accounts, electronic banking, payments solutions, supply chain financing, foreign exchange, sustainable and subsidized financing, leveraged and acquisition financing, project and structured financing, real estate financing, leasing, factoring, trade and export financing, investment banking, investing, hedging, and investor services to its institutional clients and corporate customers in agri food and beverage, mobility, construction and building materials, healthcare and pharmaceuticals, metals and mining, energy, manufacturing, infrastructure and logistics, packaging, real estate, retail, technology, telecom, and utilities industries. It also provides retail and corporate banking services, including deposits, loans, wealth management, and advisory services to retail customers and small and medium-sized enterprises. In addition, the company offers clearing, reporting, account, settlement, mortgage loans, guarantees, letters of credit, fund administration and custody, payment acceptance, brokerage, investment advisory, and asset management services; and investment banking services, including asset based finance, fund finance and alternatives investments, loan syndication, mergers and acquisitions advisory, and debt and equity capital markets services. It operates through a network of business outlets in Central, Southeastern, and Eastern Europe, as well as Austria, Czech Republic, Hungary, Poland, Slovakia, Russia, and Ukraine. Raiffeisen Bank International AG was founded in 1886 and is based in Vienna, Austria.

Exchange Ticker
GER (Germany) RAW.DE
VIE (Austria) RBI.VI
Dividend Yield

3.71% (5y avg: 4.07%)

Annual Dividends

1.10 EUR

Next ex. div date

March 31, 2025

Payout Ratio

-778.67%

Historical Dividends
Year Total Dividends
2026 2.64 EUR
2025 1.10 EUR
2024 1.25 EUR
2023 0.80 EUR
2022 1.15 EUR
2021 1.12 EUR
2020 1.87 EUR
2019 0.93 EUR
2018 0.62 EUR
2014 1.02 EUR
2013 1.17 EUR
2012 1.05 EUR
2011 1.05 EUR
2010 0.20 EUR
2009 0.93 EUR
2008 0.93 EUR
2007 0.71 EUR
2006 0.45 EUR

Yearly aggregated dividends

Dividends

Raiffeisen Bank International AG
Apr 02, 2025 Paid
Dividend
1.1 EUR

Historical Split Corporate Actions

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