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Text S.A. TXT.WA · Stock Open Text S.A. in new tab

52.55 PLN
P/E
12.10
EPS
4.53
Yield
9.67%
Safety Score
25
P/B
12.83
ROE
94.66
Beta
0.27
Target Price
60.60 PLN
Text S.A. logo

Text S.A.

🧾 Earnings Recap – Q4 2026

Text Group delivered a resilient quarter with record payments received despite a slight MRR decline, driven by strategic client renewals and product growth initiatives.

  • Payments received increased by 0.4% YoY and 3.1% sequentially, reaching the highest quarterly level this year, primarily due to higher revenue from API usage and larger clients.
  • MRR declined by USD 50,000, reflecting March churn linked to the end of grandfathering for existing LiveChat customers, signaling an upcoming impact on KPIs.
  • The share of customers with ARPL over USD 500 grew by 1 percentage point, improving revenue retention prospects through longer-term customer relationships.
  • AI agent performance remains industry-leading with a 74% resolution rate, rising to 80-90% for fully trained accounts, supported by new features like multiple agents per workspace and custom skills.
  • Initiatives such as platform integrations (Microsoft, Meta, Kandji, Hexnode) and security upgrades bolster credibility and product reliability amid ongoing client acquisitions across education, finance, and sports betting sectors.
📅
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Key Metrics
Earnings dateAug. 28, 2026
P/E12.10
EPS4.53
Book Value4.27
Price to Book12.83
Debt/Equity3.93
% Insiders41.265%
Growth
Revenue Growth-0.10%
Earnings Growth-0.22%
Estimates
Forward P/E11.28
Target Mean Price60.60
Dividend
Dividend Yield9.67%
Annual dividends5.02 PLN
Ex-Div. DateOct. 7, 2026
Payout122.56%
5y avg Yield7.33%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
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Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Text S.A. Logo Text S.A. Analysis (TXT.WA)

Poland Technology Official Website Stock

Is Text S.A. a good investment? Text S.A. (TXT.WA) is currently trading at 52.55 PLN. Market analysts have a consensus price target of 60.60 PLN. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 12.10. This relatively low multiple may signal that Text S.A. is undervalued compared to historical market norms.

Earnings Schedule: Text S.A. is expected to release its next earnings report on Aug. 28, 2026.

For income investors, Text S.A. pays a dividend yield of 9.67%. With a payout ratio of 123%, the dividend appears to be under pressure.

Investor FAQ

Does Text S.A. pay a dividend?

Yes, it pays an annual dividend of 5.02 PLN (9.67% yield).

What asset class is Text S.A.?

Text S.A. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be Aug. 28, 2026. The company currently has a trailing EPS of 4.53.

Company Profile

Text S.A. develops and distributes online text communication software for businesses worldwide. It offers LiveChat, a platform for online multichannel text communication; ChatBot, a chatbot building platform that allows the creation of conversational chatbots to handle various business scenarios; KnowledgeBase, a platform that lets companies to create knowledge bases for employees and clients; OpenWidget, a solution allowing for an easy installation of widgets on website; and HelpDesk, a solution that supports business communication with the client through various text communication channels, such as mail, live chat, etc. Text S.A. was formerly known as LiveChat Software S.A. and changed its name to Text S.A. in September 2023. The company was incorporated in 2002 and is headquartered in Wroclaw, Poland.

Exchange Ticker
WSE (PL) TXT.WA
Trades
Dividend Yield
9.67%
5y avg 7.33%
Annual Dividends
5.02PLN
Next Ex. Div Date
Oct. 7, 2026
Payout Ratio
122.56%
Dividend History paid per year (PLN)
Historical Dividends
Year Total Dividends
2027
2.13 PLN
July 29, 2027 (estimated) 0.9800
Feb. 16, 2027 (estimated) 1.1500
2026
4.26 PLN
Oct. 15, 2026 2.1300
July 29, 2026 0.9800
Feb. 16, 2026 1.1500
2025
6.06 PLN
Sept. 25, 2025 2.8900
July 30, 2025 1.5100
Jan. 3, 2025 1.6600
2024
5.98 PLN
Sept. 5, 2024 2.7600
July 30, 2024 1.5900
Jan. 15, 2024 1.6300
2023
7.58 PLN
Dec. 22, 2023 1.6300
Sept. 1, 2023 3.0300
Aug. 4, 2023 1.4600
Jan. 5, 2023 1.4600
2022
4.40 PLN
Sept. 1, 2022 2.1200
Aug. 5, 2022 1.1400
Jan. 3, 2022 1.1400
2021
3.69 PLN
Sept. 1, 2021 1.9100
July 27, 2021 0.8900
Jan. 11, 2021 0.8900
2020
2.48 PLN
Sept. 1, 2020 1.2800
Aug. 6, 2020 0.6000
Jan. 9, 2020 0.6000
2019
1.95 PLN
Aug. 21, 2019 0.8700
Aug. 2, 2019 0.5400
Jan. 9, 2019 0.5400
2018
1.77 PLN
Aug. 21, 2018 0.8900
July 23, 2018 0.4400
Jan. 17, 2018 0.4400
2017
1.41 PLN
Aug. 7, 2017 1.4100
2016
1.08 PLN
July 26, 2016 1.0800
2015
0.71 PLN
July 28, 2015 0.7100
2014
0.37 PLN
July 29, 2014 0.3700
Upcoming Dividends
Name Payment Date Status Amount
Text S.A. Oct 15, 2026 Upcoming 2.13 PLN
Text S.A. Jul 29, 2026 0.98 PLN
Text S.A. Feb 16, 2026 1.15 PLN
Text S.A. Sep 25, 2025 2.89 PLN
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