DNB ASA Earnings Recaps
Q3 2025
Oct 23, 2025
DNB delivered a solid Q3 performance with a return on equity of 15.8% and a year-to-date earnings per share of NOK 20.81, reflecting strong underlying loan growth and a robust fee income.
Key takeaways
- Earnings per share rose 2.8% quarter-over-quarter to NOK 6.98, supported by increased lending across customer segments.
- Net commission income surged 28.9% year-over-year, driven by a diversified fee platform.
- Total impairment provisions for the quarter reached NOK 862 million, with a focus on a legacy portfolio in Poland, impacting overall provisioning levels.
- Core equity Tier 1 capital stands at a strong 17.9%, exceeding regulatory requirements, alongside the announcement of a new share buyback program.