Best Portfolio Trackers for Australian Investors 2026: 9 Tools Reviewed
Australian investors have unique requirements: franking-credit tracking for fully-franked dividends, the 50% CGT discount on assets held more than 12 months, and ATO pre-fill compatibility. We compared 9 trackers against those requirements for 2026.
Key Australia Tax Features
Franking credits
Full dividend imputation — track franking credits and any refundable imputation on fully-franked dividends.
50% CGT discount
Assets held more than 12 months qualify for a 50% CGT discount for individuals and trusts.
ATO-ready reports
Capital-gains summaries and dividend schedules aligned with the ATO individual tax return.
SMSF support
Self-Managed Super Fund tracking with trustee-ready reporting for accountants.
Sharesight
Sharesight is the clear market leader for Australian portfolio tracking. Built in Australia, it supports franking credits, the 50% CGT discount, direct feeds from CommSec and Stake, and ATO-ready tax reports.
Other Great Options for Australia
AllInvestView
AllInvestView supports Australian investors with AUD tracking, franking credit input on fully-franked dividends, 50% CGT discount application, and broader asset coverage including bonds and options.
- AUD native
- Franking credits
- 50% CGT discount
- No native iOS or Android app
Navexa
Navexa is an Australian-built tracker with solid CGT and dividend tooling. Smaller feature set than Sharesight but often preferred for UI simplicity.
- Australian focus
- 50% CGT discount
- Franking credit tracking
- Smaller broker feed list
CommSec Pocket
CommSec Pocket is CommBank's simplified investment app. Built-in tracking only covers what you hold in the Pocket account itself.
- Integrated with CommBank
- Simple themed ETF selections
- Basic mobile tracking
- Only tracks Pocket positions
Selfwealth
Selfwealth is a flat-fee Australian broker with built-in portfolio tracking and community comparison features.
- Flat-fee brokerage
- Built-in tracking for Selfwealth accounts
- Community leaderboards
- Only tracks Selfwealth holdings
Stake AU
Stake is a commission-free Australian broker covering ASX and US markets. Portfolio tracking is in-app only and lightweight.
- Commission-free ASX trading
- US market access
- Mobile-first
- Only tracks Stake accounts
Pearler
Pearler is an Australian broker built for long-term FIRE-style investors. Built-in tracker shows progress against targets and auto-invest rules.
- Micro-investing and DRPs
- Long-term focus
- Built-in goal tracking
- Only tracks Pearler holdings
Sharesies AU
Sharesies is a friendly NZ-founded broker with an Australian entity. In-app tracking is approachable but lightweight.
- Low minimum investment
- ASX, NZX, US coverage
- Fractional shares
- Only tracks Sharesies positions
Simply Wall St
Simply Wall St is an Australian-founded research platform with visual Snowflake analysis. Portfolio tracking is secondary to research.
- Australian founded
- Visual Snowflake analysis
- Global stock coverage
- No tax reporting
Australia Tax Scenarios — Worked Examples
50% CGT discount on a $30,000 gain held 18 months
| Disposal proceeds | A$80,000 |
| Cost base | A$50,000 |
| Gross capital gain | A$30,000 |
| Held more than 12 months? | Yes |
| Discount applied | 50% |
| Taxable capital gain | A$15,000 |
Taxable gain of A$15,000 is added to assessable income and taxed at the investor's marginal rate. At a 32.5% marginal rate, tax on the gain is A$4,875 — half what it would be without the discount.
The 50% discount is available to individuals and trusts holding the asset more than 12 months. SMSFs receive a one-third discount (33.33%). Companies do not receive a CGT discount.
Fully-franked $5,000 dividend and imputation refund
| Cash dividend received | A$5,000 |
| Franking credit attached (30%) | A$2,143 |
| Grossed-up dividend | A$7,143 |
| Marginal tax rate | 19% |
| Tax on grossed-up amount | A$1,357 |
| Franking credit offset | A$2,143 |
| Refund from the ATO | A$786 |
On a fully-franked dividend, the company has already paid 30% tax. You gross up the cash dividend, pay tax at your marginal rate, and then offset the franking credit. If your marginal rate is below 30%, the excess credit is refundable to you.
Franking credits are refundable for Australian tax residents. Foreign residents cannot claim them. SMSFs in pension phase often have a 0% tax rate and receive the full franking credit as a refund.
Recommendations by Investor Type
Running a Self-Managed Super Fund with multiple members and auditor-ready reporting needs.
Retirement-phase investor maximising fully-franked Australian equities.
Young investor using First Home Super Saver Scheme contributions alongside a DRP portfolio.
Australian citizen living abroad, still holding ASX positions plus foreign-currency accounts.
Broker Integration Matrix
| Broker | Sharesight | AllInvestView | Navexa | Broker-built |
|---|---|---|---|---|
| CommSec | Auto | CSV | CSV | Native |
| Selfwealth | Auto | CSV | CSV | Native |
| Stake AU | Auto | CSV | CSV | Native |
| Pearler | Auto | CSV | CSV | Native |
| Sharesies AU | Auto | CSV | CSV | Native |
| SuperHero | Auto | CSV | CSV | Native |
| CMC Markets Invest | CSV | CSV | CSV | Native |
Auto = read-only API sync · CSV = manual upload only · Native = the broker's own tracker
Australian regulatory context — as of April 2026
Verify current figures on the official ATO site before relying on them for tax filing.
- CGT 50% discount: available to individuals and trusts on assets held more than 12 months. SMSFs get a one-third discount. Companies get no CGT discount.
- Franking credits: fully-franked dividends carry a credit for the 30% corporate tax already paid. Credits are refundable to Australian tax residents.
- Franking gross-up: a $70 fully-franked dividend grosses up to $100 in assessable income; the $30 credit offsets tax owed.
- Division 293 tax: an extra 15% on concessional super contributions for individuals earning over $250,000.
- Medicare levy: 2% on taxable income, applies to dividend and CGT income.
- TFN reporting: brokers report dividend and interest income to the ATO, pre-filled in your return from late July.
- ATO pre-fill: usually available mid-August; your tracker should produce numbers consistent with the pre-fill.
- CHESS sponsorship: ASX shares are held via CHESS under a HIN (Holder Identification Number). Your tracker should recognise trades via HIN even if the broker changes.
- SMSF reporting: trustees must lodge an annual SMSF return including member contributions, investment returns, and CGT events.
Frequently Asked Questions
What is the best portfolio tracker for Australian investors?
Sharesight is the market leader and hard to beat for pure share-and-ETF investors filing individual returns. AllInvestView is the pick if you also hold bonds, options, or custom assets alongside your ASX positions.
How are franking credits tracked?
Sharesight and AllInvestView both capture the franking credit on every fully-franked dividend and surface the gross-up in the annual tax summary. Navexa also does this. Broker-built trackers generally just show the cash dividend without the credit.
Can I track SMSF holdings?
Yes. Sharesight has SMSF-specific pricing and auditor-ready exports. AllInvestView lets you designate portfolios as SMSFs and run reports per-member. For an auditor, confirm the report format is acceptable before committing.
Do trackers recognise CHESS-sponsored holdings?
CHESS sponsorship is a holding structure, not a data feed — trackers see the trades reported by your broker (CommSec, Selfwealth, Stake, etc.). Sharesight's direct broker feeds capture this cleanly; CSV imports require you to include the HIN / account reference.
How is the 50% CGT discount applied?
Both Sharesight and AllInvestView flag each parcel with its acquisition date and automatically apply the 50% discount to gains on parcels held more than 12 months at the time of sale. SMSF portfolios get the 33.33% discount.
Which trackers sync with CommSec or Stake AU?
Sharesight has direct read-only feeds for CommSec, Stake, Selfwealth, Pearler, Sharesies, and SuperHero. AllInvestView uses SnapTrade for a subset and CSV import for the rest. Stake AU pushes a direct Sharesight feed as an official integration.
How do I handle DRPs (dividend reinvestment plans)?
DRPs need to create a new parcel with the dividend amount as cost base and the DRP date as acquisition date. Sharesight does this automatically for connected brokers. AllInvestView records DRPs when entered; for CSV imports you may need to add a manual buy.
Can I track both ASX and US stocks in one view?
Yes — Sharesight, AllInvestView, and Navexa all support global coverage with AUD as the base currency. Broker-built trackers only cover what you hold with that broker.
Will my tracker match the ATO pre-fill?
Your tracker output should match the ATO pre-fill for dividends and interest. Discrepancies usually come from timing (the ATO records when the broker reports, not the ex-date) or foreign income not yet captured. Use the tracker as a sanity check, not a substitute, for your pre-filled return.
What is the cheapest tracker for an Australian investor?
AllInvestView has a free tier plus a one-time lifetime deal. Sharesight's free tier is capped at 10 holdings and scales by holding count. For holdings under 10, Sharesight free is excellent; beyond that, compare annual cost.
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AllInvestView supports Australia investors with AUD tracking, local tax rules, and ATO-compatible reports.
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This comparison is for informational purposes only and does not constitute financial, tax, or investment advice. Tax rates and regulations change frequently — consult a qualified tax professional for your specific situation. © 2026 AllInvestView.