Best Portfolio Trackers for UK Investors 2026: 8 Tools Reviewed
UK investors have specific needs: ISA and SIPP tracking, Section 104 share-pooling for capital gains, HMRC-ready reports, and support for the odd GBX / GBP pricing quirk on the LSE. We compared 8 trackers against those requirements for 2026.
Key UK Tax Features
UK CGT calculations
Section 104 share-pooling, 30-day bed-and-breakfast rule, and the £3,000 annual exempt amount.
ISA tracking
£20,000 annual ISA allowance tracked across Stocks & Shares, Cash, Lifetime, and Junior ISAs.
SIPP monitoring
Self-Invested Personal Pension contribution tracking alongside general investment accounts.
HMRC-ready reports
Capital-gains summaries compatible with Self Assessment and dividend tax schedules.
Sharesight
Sharesight is the benchmark for UK dividend and tax tracking. Automatic dividend matching, HMRC-ready CGT reports, and direct feeds from Trading 212, Interactive Investor, and more.
Other Great Options for UK
AllInvestView
AllInvestView supports UK investors with GBP tracking, ISA allowance monitoring, HMRC-compatible CGT reports using Section 104 pooling, and full coverage of bonds and options alongside stocks and ETFs.
- GBP native support
- ISA allowance tracking
- Section 104 pooling
- No native iOS or Android app yet
Hargreaves Lansdown
Hargreaves Lansdown is the UK's largest broker and offers built-in tracking for accounts you hold with them. Strong research tooling but only tracks HL positions.
- Built into HL accounts
- UK fund and share research
- ISA and SIPP monitoring
- Only tracks HL accounts
AJ Bell
AJ Bell's Dodl and Youinvest platforms include portfolio tracking for holdings you keep with them. Lower platform fees than HL, weaker research tooling.
- Integrated ISA, SIPP, and GIA view
- CGT and dividend reports within AJ Bell
- Mobile app
- Only tracks AJ Bell accounts
Interactive Investor
Interactive Investor charges a flat monthly fee rather than a percentage. Portfolio tools are solid for accounts held with ii.
- Flat-fee pricing
- Good research tools
- Multi-account consolidation within ii
- Only tracks ii accounts
Trading 212
Trading 212 is a commission-free UK broker with built-in portfolio tracking. Great for beginners; thin on tax output.
- Commission-free trading
- Stocks & Shares ISA
- Built-in tracker for T212 accounts
- Only tracks T212 holdings
Freetrade
Freetrade is a UK-built commission-free broker with a clean mobile-first app. The in-app portfolio view is basic but functional.
- Commission-free UK trading
- Stocks & Shares ISA and SIPP
- Clean mobile app
- Only tracks Freetrade accounts
SharePad
SharePad is a UK-focused investment research and charting platform. Not a portfolio tracker per se, but widely used by serious UK stock researchers.
- Deep LSE data
- Advanced charting
- Fundamental screening
- Research tool, not a tracker
UK Tax Scenarios — Worked Examples
CGT on a £20,000 gain after allowance
| Disposal proceeds | £60,000 |
| Cost (Section 104 pool) | £40,000 |
| Gain before allowance | £20,000 |
| Annual exempt amount (2025/26) | £3,000 |
| Taxable gain | £17,000 |
Basic-rate taxpayer: £17,000 × 18% = £3,060 CGT. Higher-rate taxpayer: £17,000 × 24% = £4,080 CGT.
CGT rates on shares changed in the October 2024 Budget (18% / 24%). Annual exempt amount is £3,000 for 2025/26.
Bed and ISA: crystallising a gain inside the ISA wrapper
| Shares sold in General Investment Account | 1,000 @ £45 |
| Cost in S104 pool | £30/share |
| Gain realised | £15,000 |
| CGT after allowance (higher rate) | (£15,000 − £3,000) × 24% = £2,880 |
| Repurchased inside ISA | £20,000 (uses annual ISA allowance) |
Sell in the GIA, pay CGT on the realised gain (using the £3,000 exemption), and immediately buy back inside the ISA. Future growth and dividends are then sheltered. The 30-day bed-and-breakfast rule does not apply when you repurchase via a different wrapper (ISA).
You need enough unused ISA allowance (£20,000 annual) to repurchase the full position.
Dividend income against the £500 allowance
| Annual dividend income | £2,500 |
| Dividend allowance (2025/26) | £500 |
| Taxable dividends | £2,000 |
Basic rate (8.75%): £2,000 × 8.75% = £175. Higher rate (33.75%): £2,000 × 33.75% = £675. Additional rate (39.35%): £2,000 × 39.35% = £787.
Dividend allowance dropped from £1,000 to £500 in April 2024. Confirm current figure each tax year.
Recommendations by Investor Type
Fills the £20,000 ISA each year, holds for the long term, values simplicity.
Drawing income from a Self-Invested Personal Pension, needs dividend projections and withdrawal tracking.
Focused on FTSE 100 high-yielders and investment trusts for passive income.
Holds UK, US, and EU stocks across multiple brokers in multiple currencies.
Broker Integration Matrix
| Broker | Sharesight | AllInvestView | Interactive Investor | Hargreaves Lansdown |
|---|---|---|---|---|
| Hargreaves Lansdown | CSV | CSV | × | Native |
| AJ Bell | CSV | CSV | × | × |
| Interactive Investor | Auto | CSV | Native | × |
| Trading 212 | Auto | Auto | × | × |
| Freetrade | CSV | CSV | × | × |
| Vanguard UK | CSV | CSV | × | × |
| InvestEngine | CSV | CSV | × | × |
Auto = read-only API sync · CSV = manual upload only · Native = the broker's own tracker · No = unsupported
UK regulatory context — as of April 2026
Verify current figures on the official HMRC site before relying on them for tax filing.
- ISA annual allowance: £20,000 across all ISA types (Stocks & Shares, Cash, Lifetime, Junior).
- Capital Gains Tax annual exempt amount: £3,000 (reduced from £6,000 in April 2024, then £12,300 previously).
- CGT rates on shares: 18% for basic-rate taxpayers, 24% for higher-rate taxpayers (changed October 2024 Budget).
- Dividend allowance: £500 (reduced from £1,000 in April 2024).
- Dividend tax rates: 8.75% basic / 33.75% higher / 39.35% additional.
- Section 104 pooling: identical shares acquired at different times form a single pool; gains are calculated against the average cost.
- Bed-and-breakfast rule: repurchases within 30 days are matched against the disposal using FIFO, preventing artificial loss realisation.
- Self Assessment deadline: paper 31 October, online 31 January following the tax year end (5 April).
- GBX / GBP note: LSE equities are quoted in pence (GBX). A share priced at 4,500 is £45 — a conversion step every UK tracker must handle.
Frequently Asked Questions
What is the best portfolio tracker for UK investors?
Sharesight and AllInvestView are the strongest third-party options. Sharesight wins on dividend automation and the UK user base. AllInvestView wins on asset breadth (bonds, options, custom assets) and region-specific tax reports covering the UK alongside other jurisdictions.
Can I track Bed & ISA transactions automatically?
AllInvestView and Sharesight both handle Bed & ISA as a sell in the GIA plus a buy in the ISA, and calculate the CGT realised on the GIA disposal using your Section 104 pool. Broker-built trackers generally do not crystallise the tax event across the wrapper transition.
How is Section 104 pooling handled?
Section 104 pooling treats identical shares acquired at different times as a single pool with an average cost. Both AllInvestView and Sharesight implement this correctly. Spreadsheets and broker-built tools often use FIFO, which produces the wrong CGT figure for UK filers.
Which trackers import Hargreaves Lansdown or AJ Bell CSVs?
HL and AJ Bell both offer CSV exports which AllInvestView and Sharesight can import. Neither broker publishes a public API for read-only sync, so direct automatic sync is not available from those providers.
Do any trackers monitor SIPP contributions?
Yes — AllInvestView, Sharesight, and AJ Bell's own platform all let you designate accounts as SIPPs and monitor contributions against the £60,000 annual allowance (tapered for high earners). The tax-relief calculation still needs to be cross-checked against your provider's statements.
How are UK Investment Trusts tracked?
Investment Trusts are just LSE-listed closed-end funds and are tracked identically to stocks. Dividend matching should handle the distinction between "dividend" and "return of capital" payments that some trusts make — Sharesight and AllInvestView both do.
GBP vs. GBX — does my tracker handle the difference?
LSE equities are typically quoted in pence (GBX). A share showing 4,500 is £45. Serious trackers handle the conversion automatically; watch for imports where quantities and values appear 100x off — that is the GBP / GBX mismatch.
Can I generate an HMRC Self Assessment report?
AllInvestView and Sharesight both produce a CGT computation aligned with the HMRC Self Assessment pages (SA108 for capital gains, SA100 dividend section). You still need to transcribe the numbers yourself — no tracker files your return.
Do I need a separate tool for my ISA and my taxable accounts?
No. The strength of a cross-account tracker is showing ISA, SIPP, and GIA holdings in one view while keeping the tax treatment separate. Both AllInvestView and Sharesight do this. Broker-built trackers only cover what you hold with them.
Which tracker is the cheapest for a UK investor?
AllInvestView has a free tier and a one-time lifetime deal — usually cheaper over a multi-year horizon. Sharesight's free tier is capped at 10 holdings. HL, ii, and AJ Bell offer "free" tracking but only within their own broker fees.
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AllInvestView supports UK investors with GBP tracking, local tax rules, and HMRC-compatible reports.
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This comparison is for informational purposes only and does not constitute financial, tax, or investment advice. Tax rates and regulations change frequently — consult a qualified tax professional for your specific situation. © 2026 AllInvestView.