PayPal Holdings, Inc. vs Square, Inc.

Full side-by-side comparison — 2026

Data as of May 15, 2026 · Updated automatically

10
PYPL Wins
0
Tie
8
SQ Wins

PYPL

Price USD 44.41
P/E Ratio 8.7x
Div Yield 0.0063%
Beta 1.40
Sector Financials

SQ

Price USD 83.46
P/E Ratio 59.3x
Div Yield N/A
Beta 2.49
Sector Information Technology

Price Overview

Metric PYPL SQ
Current Price 44.41 83.46
Previous Close 45.04 82.99

Valuation

Metric PYPL SQ
Trailing P/E 8.72 59.33
Forward P/E 8.01 13.90
Price / Book 2.11 2.05
Price / Sales 1.26 1.68
EV / EBITDA 6.72 39.75

Dividends & Income

Metric PYPL SQ
Dividend Yield 0.0063% 0.0000%
Dividend Rate (Annual) 0.28 0.00
5-Year Avg Yield N/A N/A
Payout Ratio 0.0514% 0.0000%

Risk & Financial Health

Metric PYPL SQ
Beta (Volatility) 1.40 2.49
Debt / Equity 60.70 38.20
Quick Ratio 0.25 1.23
Current Ratio 1.29 1.82

Growth & Profitability

Metric PYPL SQ
Revenue Growth 0.0370% 0.1120%
Earnings Growth 0.3940% 3.6250%
Return on Equity 0.2573% 0.0350%
Revenue / Share 34.59 38.21
Trailing EPS 5.33 1.08
Forward EPS 5.80 4.61

Analyst Targets

Metric PYPL SQ
Analyst Mean Target 52.97 87.04
Analyst High Target 147.39 100.00
Analyst Low Target 32.00 40.00

Bottom Line: PYPL vs SQ

PayPal Holdings, Inc. (PYPL) leads on 10 of 18 comparable metrics.

PayPal Holdings, Inc. is the stronger pick for value investors, while Square, Inc. may appeal to conservative investors.

PayPal Holdings, Inc. has a higher Dividend Yield (0.63% vs 0.00%), which tends to appeal to income-focused investors
PayPal Holdings, Inc. has a higher Dividend Rate (Annual) (0.28 vs 0.00), which means a larger absolute dividend payment per share
Square, Inc. has a lower Payout Ratio (0.00% vs 5.14%), which may suggest the dividend is more sustainable

This comparison is based on publicly available financial data and is for informational purposes only. It is not investment advice. Past performance does not guarantee future results.

PYPL PayPal Holdings, Inc.

Best for Value Investors
• Lower Trailing P/E: 8.72
• Lower Forward P/E: 8.01
• Lower Price / Sales: 1.26

SQ Square, Inc.

Best for Conservative Investors
• Lower Debt / Equity: 38.20
• Higher Quick Ratio: 1.23
• Higher Current Ratio: 1.82

Watch Out

SQ trades at 59.3x earnings vs PYPL at 8.7x — a gap this large often reflects different growth expectations, not simple mispricing.

These stocks have very different risk profiles — SQ (beta 2.49) is significantly more volatile than PYPL (beta 1.40).

Analyst Upside / Downside

PYPL
+19.3%
SQ
+4.3%

Based on analyst mean price targets. Estimates are not guaranteed and may not reflect future performance.

About These Companies

PayPal Holdings, Inc. (PYPL)

Financials · United States · NMS

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as …

View PYPL details →

Square, Inc. (SQ)

Information Technology · United States · NYQ

Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments, Square and Cash App. The Square segment offers commerce products for restaurants, appointments, retail, point of sale, online, online checkout, and invoices, as well as virtual terminals, risk and order managers, and payment and commerce application programming interfaces; managed payment services; software solutions; hardware products, such as registers, terminals, stands, and readers for …

View SQ details →

Frequently Asked Questions

Which has a better dividend yield, PYPL or SQ?
PayPal Holdings, Inc. currently has the higher dividend yield. PayPal Holdings, Inc. (PYPL) yields 0.63% while Square, Inc. (SQ) yields 0.00%. Past dividends do not guarantee future payments.
Which is more volatile, PYPL or SQ?
Square, Inc. is more volatile based on beta. PayPal Holdings, Inc. has a beta of 1.40 and Square, Inc. has a beta of 2.49. A beta above 1.0 means higher volatility than the overall market.
Which is cheaper by P/E ratio, PYPL or SQ?
PayPal Holdings, Inc. has the lower trailing P/E ratio. PayPal Holdings, Inc. trades at 8.7x earnings while Square, Inc. trades at 59.3x. A lower P/E may suggest better relative value, but could also reflect lower growth expectations.
Which has more analyst upside, PYPL or SQ?
Based on mean analyst price targets, PayPal Holdings, Inc. has more upside potential. PayPal Holdings, Inc. has +19.3% upside and Square, Inc. has +4.3% upside from current prices. Analyst estimates are not guaranteed.
Can I track both PYPL and SQ in one portfolio?
Yes. AllInvestView lets you add both PayPal Holdings, Inc. and Square, Inc. to the same portfolio and monitor price changes, dividends, total return, and allocation — completely free.

Track PYPL and SQ in Your Portfolio

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