Equitable Group Inc. Q4 2025 Earnings Recap

EQB.TO Q4 2025 December 5, 2025

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EQB delivered resilience amidst a challenging economic landscape, closing fiscal 2025 with a solid 10% growth in total loans and a robust performance from its EQ Bank segment, which saw customer growth of 18%.

Earnings Per Share Miss

$1.51 vs $1.96 est.

-23.0% surprise

Revenue Beat

787553000 vs 303617932 est.

+159.4% surprise

Market Reaction

1-Day -1.33%

5-Day +0.42%

30-Day +4.47%

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Key Takeaways

Total loans under management grew 10% year-over-year; off-balance sheet CMHC-insured mortgage segment surged 36%.
EQ Bank achieved 18% growth in customers and 10% growth in deposits, nearing $10 billion in deposit balances.
Launched small business banking offering with $140 million in deposits by October, demonstrating strong market potential.
Expanded net interest margin (NIM) by 4 basis points sequentially to 2.01%, signaling improved profitability.
Implemented restructuring measures aimed at enhancing operational efficiency, expected to yield benefits in Q1 fiscal 2026.

This summary was generated by AI from the official earnings call transcript and is provided for informational purposes only. It does not constitute financial advice. For the complete transcript and financial data, visit EQB.TO on AllInvestView.

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