TransUnion

TransUnion Earnings Recaps

TRU Industrials 3 recaps
Q1 2026 Apr 29, 2026

Shares of TransUnion fell 1.0% following earnings as first quarter results and updated 2026 guidance appeared broadly in-line with investor expectations. Management maintained a cautious approach to full-year guidance, balancing Q1 outperformance against ongoing macro uncertainty.

Key takeaways
  • Organic constant currency revenue grew 11% in Q1, above previous guidance of 8% to 9%, with U.S. markets up 14% and Financial Services up 24% (14% ex-FICO mortgage royalties).
  • International revenue was flat, with strength in Canada, the U.K., and Africa offset by a mid-single-digit decline in India; gradual improvement in India is expected through the year.
  • Adjusted diluted EPS grew 12% year-over-year; adjusted EBITDA and EPS guidance were raised primarily due to the TU Mexico acquisition.
  • Management reiterated full-year organic growth and margin guidance, opting to remain conservative given macro headwinds and recent volatility in rates and geopolitical factors.
  • $25 million of share repurchases were made year-to-date, and increased repurchase activity is planned under the remaining $1 billion authorization.
Full recap
Q3 2025 Oct 24, 2025

TransUnion delivered strong Q3 2025 results, marking the seventh consecutive quarter of high single-digit organic revenue growth, driven by robust market performance and strategic advancements.

Key takeaways
  • Revenue increased by 11% on an organic constant currency basis, reflecting solid execution across business segments.
  • The company raised its 2025 outlook with expectations of 8% organic revenue growth and 9% EBITDA growth.
  • Share repurchases accelerated, totaling $160 million in Q3 alone, with a new $1 billion repurchase authorization in place.
  • U.S. Markets reported a strong 13% organic revenue growth, while international markets showed resilient performance with a 6% increase.
  • Successful technology modernization initiatives are on track, enhancing innovation capabilities and operational efficiencies.
Full recap
Q2 2025 Jul 25, 2025

TransUnion demonstrated robust performance in Q2 2025, exceeding key financial guidance with a 9% organic revenue growth and solid gains across multiple segments.

Key takeaways
  • Revenue growth of 9% on an organic constant currency basis, significantly above the 3% to 5% guidance.
  • U.S. Markets segment reported a 10% growth, with Financial Services climbing 17%, driven by fintech lending and strong demand for debt consolidation.
  • Increased full-year revenue and adjusted EPS guidance, reflecting confidence amid stable macroeconomic conditions and ongoing capital deployment initiatives, including share repurchases totaling $47 million.
Full recap