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53.63 USD
P/E
12.78
EPS
4.03
Yield
2.09%
Safety Score
85
P/B
1.33
ROE
10.64
Beta
1.22
Target Price
63.16 USD
Bank of America Corporation logo

Bank of America Corporation

🧾 Earnings Recap – Q1 2026

Bank of America delivered a robust Q1 2026, with 7% revenue growth and a 25% increase in EPS, supported by diversified revenue streams, disciplined expense management, and resilient credit quality.

  • Revenue rose 7% YoY to $30.3 billion, driven by strong net interest income (+9%) and double-digit growth across markets, wealth, and investment banking.
  • EPS increased 25% YoY to $1.11, reflecting operating leverage and disciplined expense control, with efficiency ratio improving 170 basis points to 61%.
  • Every business segment contributed to growth in revenue, earnings, loans, and deposits, underscoring breadth of performance.
  • Asset quality improved with lower net charge-offs, delinquencies, and reservable assets, while provision expense declined to $1.3 billion.
  • Capital remains strong with over $200 billion CET1, supporting organic growth and shareholder returns through dividends and buybacks.
📅
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Key Metrics
Earnings dateJuly 14, 2026
P/E12.78
EPS4.03
Book Value38.66
Price to Book1.33
% Insiders7.341%
Growth
Revenue Growth0.08%
Earnings Growth0.24%
Estimates
Forward P/E10.20
Forward EPS5.05
Target Mean Price63.16
Dividend
Dividend Yield2.09%
Annual dividends1.12 USD
Ex-Div. DateJune 5, 2026
Payout30.40%
5y avg Yield2.43%

DCF Valuation

Tweak assumptions to recompute fair value for Bank of America Corporation (BAC)
Currency: USD
DCF Assumptions
Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).
Decimal (e.g., 0.30 = 30%).
Decimal (e.g., 0.04 = 4%).
Decimal (e.g., 0.20 = 20%).
Percent number (e.g., 3 = 3%).
Percent number (e.g., 10 = 10%).
Percent number (e.g., 5 = 5%).
DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Bank of America Corporation Logo Bank of America Corporation Analysis (BAC)

United States Financials Official Website Stock

Is Bank of America Corporation a good investment? Bank of America Corporation (BAC) is currently trading at 53.63 USD. Market analysts have a consensus price target of 63.16 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 12.78. This relatively low multiple may signal that Bank of America Corporation is undervalued compared to historical market norms.

Earnings Schedule: Bank of America Corporation is expected to release its next earnings report on July 14, 2026. The market consensus estimate for Forward EPS is 5.05.

For income investors, Bank of America Corporation pays a dividend yield of 2.09%. With a payout ratio of 30%, the dividend appears sustainable.

Investor FAQ

Does Bank of America Corporation pay a dividend?

Yes, it pays an annual dividend of 1.12 USD (2.09% yield).

What asset class is Bank of America Corporation?

Bank of America Corporation is classified as a Stock. You can compare it against 10 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be July 14, 2026. The company currently has a trailing EPS of 4.03.

Company Profile

Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, and underwriting and advisory services. The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina.

Exchange Ticker
VIE (Austria) BOAC.VI
GER (Germany) NCB.DE
NYQ (United States) BAC
SGO (Chile) BAC.SN
TLO (Poland) BAC.TI
SGO (Chile) BACCL.SN
SAO (Brazil) BOAC34.SA
FRA (Germany) NCB.F
MEX (Mexico) BAC.MX
NYQ (United States) BAC-PA
Trades
Dividend Yield
2.09%
5y avg 2.43%
Annual Dividends
1.12USD
Next Ex. Div Date
June 5, 2026
Payout Ratio
30.40%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
0.30 USD
March 26, 2027 (estimated) 0.3014
2026
1.17 USD
Dec. 25, 2026 (estimated) 0.3072
Sept. 25, 2026 (estimated) 0.3072
June 26, 2026 0.2800
March 27, 2026 0.2800
2025
1.08 USD
Dec. 26, 2025 0.2800
Sept. 26, 2025 0.2800
June 27, 2025 0.2600
March 28, 2025 0.2600
2024
1.00 USD
Dec. 27, 2024 0.2600
Sept. 27, 2024 0.2600
June 28, 2024 0.2400
March 29, 2024 0.2400
2023
0.92 USD
Dec. 29, 2023 0.2400
Sept. 29, 2023 0.2400
June 30, 2023 0.2200
March 31, 2023 0.2200
2022
0.86 USD
Dec. 30, 2022 0.2200
Sept. 30, 2022 0.2200
June 24, 2022 0.2100
March 25, 2022 0.2100
2021
0.78 USD
Dec. 31, 2021 0.2100
Sept. 24, 2021 0.2100
June 25, 2021 0.1800
March 26, 2021 0.1800
2020
0.72 USD
Dec. 24, 2020 0.1800
Sept. 25, 2020 0.1800
June 26, 2020 0.1800
March 27, 2020 0.1800
2019
0.66 USD
Dec. 27, 2019 0.1800
Sept. 27, 2019 0.1800
June 28, 2019 0.1500
March 29, 2019 0.1500
2018
0.54 USD
Dec. 28, 2018 0.1500
Sept. 28, 2018 0.1500
June 29, 2018 0.1200
March 30, 2018 0.1200
2017
0.39 USD
Dec. 29, 2017 0.1200
Sept. 29, 2017 0.1200
June 30, 2017 0.0750
March 31, 2017 0.0750
2016
0.25 USD
Dec. 30, 2016 0.0750
Sept. 23, 2016 0.0750
June 24, 2016 0.0500
March 25, 2016 0.0500
2015
0.20 USD
Dec. 24, 2015 0.0500
Sept. 25, 2015 0.0500
June 26, 2015 0.0500
March 27, 2015 0.0500
2014
0.12 USD
Dec. 26, 2014 0.0500
Sept. 26, 2014 0.0500
June 30, 2014 0.0100
March 28, 2014 0.0100
2013
0.04 USD
Dec. 27, 2013 0.0100
Sept. 27, 2013 0.0100
June 28, 2013 0.0100
March 22, 2013 0.0100
2012
0.04 USD
Dec. 28, 2012 0.0100
Sept. 28, 2012 0.0100
June 22, 2012 0.0100
March 23, 2012 0.0100
2011
0.04 USD
Dec. 23, 2011 0.0100
Sept. 23, 2011 0.0100
June 24, 2011 0.0100
March 25, 2011 0.0100
2010
0.04 USD
Dec. 24, 2010 0.0100
Sept. 24, 2010 0.0100
June 25, 2010 0.0100
March 26, 2010 0.0100
2009
0.04 USD
Dec. 24, 2009 0.0100
Sept. 25, 2009 0.0100
June 26, 2009 0.0100
March 27, 2009 0.0100
2008
2.24 USD
Dec. 26, 2008 0.3200
Sept. 26, 2008 0.6400
June 27, 2008 0.6400
March 28, 2008 0.6400
2007
2.40 USD
Dec. 28, 2007 0.6400
Sept. 28, 2007 0.6400
June 22, 2007 0.5600
March 23, 2007 0.5600
2006
2.12 USD
Dec. 22, 2006 0.5600
Sept. 22, 2006 0.5600
June 23, 2006 0.5000
March 24, 2006 0.5000
2005
1.90 USD
Dec. 23, 2005 0.5000
Sept. 23, 2005 0.5000
June 24, 2005 0.4500
March 25, 2005 0.4500
2004
1.70 USD
Dec. 22, 2004 0.4500
Sept. 24, 2004 0.4500
June 25, 2004 0.4000
March 26, 2004 0.4000
2003
1.44 USD
Dec. 26, 2003 0.4000
Sept. 26, 2003 0.4000
June 27, 2003 0.3200
March 28, 2003 0.3200
2002
1.22 USD
Dec. 27, 2002 0.3200
Sept. 27, 2002 0.3000
June 28, 2002 0.3000
March 22, 2002 0.3000
2001
1.14 USD
Dec. 28, 2001 0.3000
Sept. 28, 2001 0.2800
June 22, 2001 0.2800
March 23, 2001 0.2800
2000
1.03 USD
Dec. 20, 2000 0.2800
Sept. 22, 2000 0.2500
June 23, 2000 0.2500
March 24, 2000 0.2500
1999
0.92 USD
Dec. 23, 1999 0.2500
Sept. 24, 1999 0.2250
June 25, 1999 0.2250
March 26, 1999 0.2250
1998
0.79 USD
Dec. 23, 1998 0.2250
Sept. 25, 1998 0.1900
June 26, 1998 0.1900
March 27, 1998 0.1900
1997
0.69 USD
Dec. 24, 1997 0.1900
Sept. 26, 1997 0.1650
June 27, 1997 0.1650
March 28, 1997 0.1650
1996
0.60 USD
Dec. 27, 1996 0.1650
Sept. 27, 1996 0.1450
June 28, 1996 0.1450
March 22, 1996 0.1450
1995
0.52 USD
Dec. 20, 1995 0.1450
Sept. 22, 1995 0.1250
June 23, 1995 0.1250
March 24, 1995 0.1250
1994
0.47 USD
Dec. 22, 1994 0.1250
Sept. 23, 1994 0.1150
June 24, 1994 0.1150
March 25, 1994 0.1150
1993
0.41 USD
Dec. 22, 1993 0.1050
Sept. 24, 1993 0.1050
June 25, 1993 0.1000
March 26, 1993 0.1000
1992
0.38 USD
Dec. 23, 1992 0.1000
Sept. 25, 1992 0.0925
June 26, 1992 0.0925
March 27, 1992 0.0925
1991
0.37 USD
Dec. 27, 1991 0.0925
Sept. 27, 1991 0.0925
June 28, 1991 0.0925
March 22, 1991 0.0925
1990
0.36 USD
Dec. 28, 1990 0.0925
Sept. 28, 1990 0.0875
June 22, 1990 0.0875
March 23, 1990 0.0875
1989
0.28 USD
Dec. 22, 1989 0.0750
Sept. 22, 1989 0.0750
June 23, 1989 0.0625
March 23, 1989 0.0625
1988
0.24 USD
Dec. 23, 1988 0.0625
Sept. 23, 1988 0.0575
June 24, 1988 0.0575
March 25, 1988 0.0575
1987
0.22 USD
Dec. 24, 1987 0.0575
Sept. 25, 1987 0.0525
June 26, 1987 0.0525
March 27, 1987 0.0525
1986
3.19 USD
Dec. 1, 1986 0.0525
Aug. 29, 1986 0.0475
June 2, 1986 0.0475
March 3, 1986 3.0400
Upcoming Dividends
Name Payment Date Status Amount
Bank of America Corporation Jun 26, 2026 Upcoming 0.28 USD
Bank of America Corporation Mar 27, 2026 0.28 USD
Bank of America Corporation Dec 26, 2025 0.28 USD
Bank of America Corporation Sep 26, 2025 0.28 USD
Stock Splits
Split Date Split Ratio to 1
Aug. 30, 2004 2.000000
Feb. 28, 1997 2.000000
Nov. 21, 1986 2.000000
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