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18.64 USD
P/E
14.08
EPS
1.30
Yield
2.29%
Safety Score
82
P/B
0.92
ROE
6.99
Beta
0.98
Target Price
22.68 USD
Banc of California, Inc. logo

Banc of California, Inc.

🧾 Earnings Recap – Q1 2026

Banc of California reported a robust first quarter with 50% year-over-year EPS growth driven by margin expansion and operating leverage, supported by disciplined credit management and healthy capital deployment.

  • EPS increased 50% YoY to $0.39, with pretax income up 28%, highlighting strong earnings momentum.
  • Net interest margin expanded, supported by ongoing balance sheet remixing toward higher-rate loans, with new production at 6.65%.
  • Share repurchases of 1.7 million shares, a dividend increase to $0.12, and plans to redeem $385 million of subordinated debt underscore active capital deployment.
  • Core deposits grew 4% annualized; noninterest-bearing deposits now represent 29% of total, enhancing funding stability.
  • Credit quality remains solid, with manageable migration and no broad deterioration expected, bolstered by strong collateral and defined resolution paths.
📅
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Key Metrics
Earnings dateJuly 22, 2026
P/E14.08
EPS1.30
Book Value19.81
Price to Book0.92
% Insiders0.869%
Growth
Revenue Growth0.08%
Earnings Growth0.50%
Estimates
Forward P/E8.88
Forward EPS2.06
Target Mean Price22.68
Dividend
Dividend Yield2.29%
Annual dividends0.42 USD
Ex-Div. DateJune 15, 2026
Payout42.54%
5y avg Yield2.05%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Banc of California, Inc. Logo Banc of California, Inc. Analysis (BANC)

United States Financials Official Website Stock

Is Banc of California, Inc. a good investment? Banc of California, Inc. (BANC) is currently trading at 18.64 USD. Market analysts have a consensus price target of 22.68 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 14.08. This relatively low multiple may signal that Banc of California, Inc. is undervalued compared to historical market norms.

Earnings Schedule: Banc of California, Inc. is expected to release its next earnings report on July 22, 2026. The market consensus estimate for Forward EPS is 2.06.

For income investors, Banc of California, Inc. pays a dividend yield of 2.29%. With a payout ratio of 43%, the dividend appears sustainable.

Investor FAQ

Does Banc of California, Inc. pay a dividend?

Yes, it pays an annual dividend of 0.42 USD (2.29% yield).

What asset class is Banc of California, Inc.?

Banc of California, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be July 22, 2026. The company currently has a trailing EPS of 1.30.

Company Profile

Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.

Exchange Ticker
NYQ (United States) BANC
Dividend Yield

2.29% (5y avg: 2.05%)

Annual Dividends

0.42 USD

Next ex. div date

June 15, 2026

Payout Ratio

42.54%

Historical Dividends
Year Total Dividends
2027 0.26 USD
2026 0.46 USD
2025 0.40 USD
2024 0.40 USD
2023 0.36 USD
2022 0.24 USD
2021 0.24 USD
2020 0.24 USD
2019 0.38 USD
2018 0.52 USD
2017 0.52 USD
2016 0.48 USD
2015 0.48 USD
2014 0.48 USD
2013 0.36 USD
2012 0.60 USD
2011 0.43 USD
2010 0.20 USD
2009 0.39 USD
2008 0.74 USD
2007 0.72 USD
2006 0.46 USD
2005 0.53 USD
2004 0.40 USD
2003 0.26 USD

Yearly aggregated dividends

Dividends

Banc of California, Inc.
Jul 01, 2026 Upcoming
Dividend
0.12 USD
Banc of California, Inc.
Apr 01, 2026 Paid
Dividend
0.12 USD
Banc of California, Inc.
Jan 02, 2026 Paid
Dividend
0.1 USD
Banc of California, Inc.
Oct 01, 2025 Paid
Dividend
0.1 USD
Banc of California, Inc.
Jul 01, 2025 Paid
Dividend
0.1 USD

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