BBVA Argentina delivered a solid performance in Q3 2025 amid a challenging economic landscape, with total loans to the private sector growing by 6.7% despite high political uncertainty and rising interest rates.

• Inflation-adjusted net income declined 39.7% QoQ to ARS 38.1 billion, reflecting increased operating pressures.
• Total loans to the private sector rose 6.7%, with a market share increase to 11.39%, supported by foreign currency loan growth.
• Deposits also saw a real-term boost of 10.2%, growing market share to double digits for the first time at 10.09%.
• Non-performing loan (NPL) ratio improved to 3.28%, remaining below the sector average, highlighting effective credit risk management.
• Operating expenses decreased by 3.4%, underpinned by proactive efficiency measures, paving the way for anticipated improvements in 2026.