BMO Financial Group reported a record net income of $2.4 billion in Q3 2025, reflecting a robust 22% growth in earnings per share driven by strong operating performance and disciplined capital management.

• Earnings per share rose 22% to $3.23, achieving the highest quarterly net income on record.
• The CET1 ratio remained strong at 13.5%, while year-to-date revenue and pre-provision pretax earnings grew by 12% and 19%, respectively.
• Organizational restructuring aims to enhance synergies and service in the U.S. banking sector, led by experienced leadership from Aron Levine.
• Significant growth in Canadian Personal Banking with checking account growth nearly double the industry benchmark and the successful launch of the BMO preferred program for investors.
• Strategic acquisition of Burgundy Asset Management set to expand BMO's wealth management capabilities further.