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887.00 GBX
P/E
11.47
EPS
0.77
Yield
41.45%
Safety Score
61
P/B
1.40
ROE
12.89
Beta
0.96
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Key Metrics
Earnings dateJuly 22, 2026
P/E11.47
EPS0.77
Book Value6.32
Price to Book1.40
% Insiders1.568%
Growth
Revenue Growth0.05%
Earnings Growth0.67%
Estimates
Forward P/E11.32
Forward EPS0.78
Dividend
Dividend Yield41.45%
Annual dividends4.14 GBX
Ex-Div. DateApril 30, 2026
Payout20.68%
5y avg Yield4.96%

DCF Valuation

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Currency: GBX
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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Banco Santander, S.A. Logo Banco Santander, S.A. Analysis (BNC.L)

Spain Financials Official Website Stock

Is Banco Santander, S.A. a good investment? Banco Santander, S.A. (BNC.L) is currently trading at 887.00 GBX.

In terms of valuation, the stock trades at a P/E ratio of 11.47. This relatively low multiple may signal that Banco Santander, S.A. is undervalued compared to historical market norms.

Earnings Schedule: Banco Santander, S.A. is expected to release its next earnings report on July 22, 2026. The market consensus estimate for Forward EPS is 0.78.

For income investors, Banco Santander, S.A. pays a dividend yield of 41.45%. With a payout ratio of 21%, the dividend appears sustainable.

Investor FAQ

Does Banco Santander, S.A. pay a dividend?

Yes, it pays an annual dividend of 4.14 GBX (41.45% yield).

What asset class is Banco Santander, S.A.?

Banco Santander, S.A. is classified as a Stock. You can compare it against 12 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be July 22, 2026. The company currently has a trailing EPS of 0.77.

Company Profile

Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides credit and debit cards, real estate loans, microfinance, and auto loans; corporate and investment banking services; advice on mergers and acquisitions; wealth, asset, and risk management services; and digital payments and technology solutions. In addition, it is involved in the securitization, leasing, management of portfolios, e-commerce, air transport, aircraft rental, software, consulting, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory and other activities; management, and other real estate activities; and purchase and sale of vehicles. Further, the company offers mobile and online banking services. Banco Santander, S.A. was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. The company was incorporated in 1856 and is headquartered in Madrid, Spain.

Exchange Ticker
PNK (United States) BCDRF
BUE (Argentina) SAN.BA
NYQ (United States) SAN
LSE (United Kingdom) BNC.L
GER (Germany) BSD2.DE
MCE (Spain) SAN.MC
MIL (Italy) SANT.MI
MEX (Mexico) SAN.MX
BRU (Belgium) SANTA.BR
FRA (Germany) BSDK.F
VIE (Austria) SAN.VI
FRA (Germany) BSD2.F
Dividend Yield

41.45% (5y avg: 4.96%)

Annual Dividends

4.14 GBX

Next ex. div date

April 30, 2026

Payout Ratio

20.68%

Historical Dividends
Year Total Dividends
2026 8.96 GBX
2025 15.76 GBX
2024 13.35 GBX
2023 9.96 GBX
2022 7.59 GBX
2021 5.71 GBX
2019 16.15 GBX
2018 15.72 GBX
2017 14.81 GBX
2016 1,209.05 GBX
2015 2,025.40 GBX
2014 3,384.00 GBX
2013 3,651.40 GBX
2012 4,202.92 GBX
2011 3,739.32 GBX
2010 1,656.04 GBX
2005 2,369.17 GBX

Yearly aggregated dividends

Dividends

Banco Santander, S.A.
May 05, 2026 Paid
Dividend
8.85953 GBX
Banco Santander, S.A.
Nov 03, 2025 Paid
Dividend
8.19325 GBX

Historical Split Corporate Actions

Split Date Split Ratio to 1
Nov. 16, 2020 1.040000
July 6, 2017 1.020000
Oct. 17, 2011 1.020000
Nov. 13, 2008 1.070000
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