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19.24 USD
EPS
-4.27
P/B
4.61
ROE
-85.54
Target Price
32.19 USD
Chime Financial, Inc. Class A Common Stock logo

Chime Financial, Inc. Class A Common Stock

🧾 Earnings Recap – Q3 2025

Chime reported a robust Q3 2025, achieving a 29% year-over-year revenue growth and surpassing guidance across key financial metrics, bolstered by a significant increase in active membership.

  • Active members increased by 21% year-over-year, reaching 9.1 million, with a sequential gain of approximately 400,000 from Q2.
  • Adjusted EBITDA margin improved by 9 percentage points year-over-year, reflecting enhanced operational efficiency.
  • Launched the new Chime Card, providing 1.5% cash back on purchases, leading to a significant rise in spending among new adopters.
  • MyPay product reached a $350 million annual run rate with strong profitability, showcasing effective product innovation.
  • Chime's brand awareness surged to 41%, ranking it as the #1 banking brand in the U.S. for 2025, ahead of all major national banks.
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1M 6M YTD 1Y 2Y 5Y Max
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Key Metrics
Earnings dateMay 12, 2026
EPS-4.27
Book Value3.69
Price to Book4.61
Debt/Equity9.61
% Insiders11.561%
Growth
Revenue Growth0.26%
Earnings Growth-0.20%
Estimates
Forward P/E14.77
Forward EPS1.15
Target Mean Price32.19

DCF Valuation

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Chime Financial, Inc. Class A Common Stock Logo Chime Financial, Inc. Class A Common Stock Analysis (CHYM)

Official Website Stock

Is Chime Financial, Inc. Class A Common Stock a good investment? Chime Financial, Inc. Class A Common Stock (CHYM) is currently trading at 19.24 USD. Market analysts have a consensus price target of 32.19 USD. This suggests a potential upside from current levels.

Earnings Schedule: Chime Financial, Inc. Class A Common Stock is expected to release its next earnings report on May 12, 2026. The market consensus estimate for Forward EPS is 1.15.

Investor FAQ

Does Chime Financial, Inc. Class A Common Stock pay a dividend?

No, it does not currently pay a dividend.

What asset class is Chime Financial, Inc. Class A Common Stock?

Chime Financial, Inc. Class A Common Stock is classified as a Stock.

When is the next earnings date?

The next earnings date is projected to be May 12, 2026. The company currently has a trailing EPS of -4.27.

Company Profile

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. It offers Chime, a banking application for providing mobile banking services that address the needs of people. The company offers products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer, and Chime Plus, a fee-free mobile banking experience; saving; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising Chime Card and Credit Builder Credit Card, and FICO Score Tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

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