CIB delivered impressive growth in Q3 '25, driven by robust loan demand and strategic cost management, resulting in a significant profit increase despite one-off provision adjustments.
- Loan growth reached EGP 119 billion (30% YoY), with local currency loans growing by 38% and corporate loans by 34%.
- Total deposits rose to EGP 1.04 trillion (8% YoY), with CASA ratio improving to 60%.
- Year-to-date profits reached EGP 50.5 billion after adjusting for a one-time provision release of EGP 13.1 billion, yielding a ROE of 45.9%.
- Cost-to-income ratio improved to 14.3% despite ongoing inflationary pressures, showcasing efficiency gains.
- Strong capital position maintained with a CAR of 30% and CET1 ratio of 26% at quarter-end.
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