Track Community Trust Bancorp, Inc. — Monitor price, dividends, and performance in your free portfolio

Start Tracking Free

Community Trust Bancorp, Inc. CTBI · Stock Open Community Trust Bancorp, Inc. in new tab

75.88 USD
P/E
13.04
EPS
5.97
Yield
3.03%
Safety Score
96
P/B
1.59
ROE
12.72
Beta
0.55
Target Price
81.33 USD
Loading chart...
Key Metrics
Earnings dateOct. 21, 2026
P/E13.04
EPS5.97
Book Value49.10
Price to Book1.59
% Insiders1.346%
Growth
Revenue Growth0.11%
Earnings Growth0.19%
Estimates
Forward P/E11.98
Forward EPS6.50
Target Mean Price81.33
Dividend
Dividend Yield3.03%
Annual dividends2.30 USD
Ex-Div. DateSept. 15, 2026
Payout35.38%
5y avg Yield4.05%

DCF Valuation

Tweak assumptions to recompute fair value for Community Trust Bancorp, Inc. (CTBI)
Currency: USD
DCF Assumptions
Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).
Decimal (e.g., 0.30 = 30%).
Decimal (e.g., 0.04 = 4%).
Decimal (e.g., 0.20 = 20%).
Percent number (e.g., 3 = 3%).
Percent number (e.g., 10 = 10%).
Percent number (e.g., 5 = 5%).
DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Community Trust Bancorp, Inc. Logo Community Trust Bancorp, Inc. Analysis (CTBI)

United States Financials Official Website Stock

Is Community Trust Bancorp, Inc. a good investment? Community Trust Bancorp, Inc. (CTBI) is currently trading at 75.88 USD. Market analysts have a consensus price target of 81.33 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 13.04. This relatively low multiple may signal that Community Trust Bancorp, Inc. is undervalued compared to historical market norms.

Earnings Schedule: Community Trust Bancorp, Inc. is expected to release its next earnings report on Oct. 21, 2026. The market consensus estimate for Forward EPS is 6.50.

For income investors, Community Trust Bancorp, Inc. pays a dividend yield of 3.03%. With a payout ratio of 35%, the dividend appears sustainable.

Investor FAQ

Does Community Trust Bancorp, Inc. pay a dividend?

Yes, it pays an annual dividend of 2.30 USD (3.03% yield).

What asset class is Community Trust Bancorp, Inc.?

Community Trust Bancorp, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be Oct. 21, 2026. The company currently has a trailing EPS of 5.97.

Company Profile

Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, regular and term savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; consumer loans; hotel/motel loans; and other commercial loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities and undertakes repurchase agreements. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements. The company serves small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.

Exchange Ticker
NMS (United States) CTBI
Trades
Dividend Yield
3.03%
5y avg 4.05%
Annual Dividends
2.30USD
Next Ex. Div Date
Sept. 15, 2026
Payout Ratio
35.38%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
1.67 USD
July 1, 2027 (estimated) 0.5562
April 1, 2027 (estimated) 0.5562
Jan. 1, 2027 (estimated) 0.5562
2026
2.30 USD
Oct. 1, 2026 0.7100
July 1, 2026 0.5300
April 1, 2026 0.5300
Jan. 2, 2026 0.5300
2025
1.94 USD
Oct. 1, 2025 0.5300
July 1, 2025 0.4700
April 1, 2025 0.4700
Jan. 2, 2025 0.4700
2024
1.85 USD
Oct. 1, 2024 0.4700
July 1, 2024 0.4600
April 1, 2024 0.4600
Jan. 1, 2024 0.4600
2023
1.78 USD
Oct. 2, 2023 0.4600
July 1, 2023 0.4400
April 1, 2023 0.4400
Jan. 1, 2023 0.4400
2022
1.64 USD
Oct. 1, 2022 0.4400
July 1, 2022 0.4000
April 1, 2022 0.4000
Jan. 1, 2022 0.4000
2021
1.56 USD
Oct. 1, 2021 0.4000
July 1, 2021 0.3850
April 1, 2021 0.3850
Jan. 1, 2021 0.3850
2020
1.53 USD
Oct. 1, 2020 0.3850
July 1, 2020 0.3800
April 1, 2020 0.3800
Jan. 1, 2020 0.3800
2019
1.46 USD
Oct. 1, 2019 0.3800
July 1, 2019 0.3600
April 1, 2019 0.3600
Jan. 1, 2019 0.3600
2018
1.35 USD
Oct. 1, 2018 0.3600
July 1, 2018 0.3300
April 1, 2018 0.3300
Jan. 1, 2018 0.3300
2017
1.29 USD
Oct. 1, 2017 0.3300
July 1, 2017 0.3200
April 1, 2017 0.3200
Jan. 1, 2017 0.3200
2016
1.25 USD
Oct. 1, 2016 0.3200
July 1, 2016 0.3100
April 1, 2016 0.3100
Jan. 1, 2016 0.3100
2015
1.21 USD
Oct. 1, 2015 0.3100
July 1, 2015 0.3000
April 1, 2015 0.3000
Jan. 1, 2015 0.3000
2014
1.17 USD
Oct. 1, 2014 0.3000
July 1, 2014 0.2900
April 1, 2014 0.2909
Jan. 1, 2014 0.2909
2013
1.15 USD
Oct. 1, 2013 0.2909
July 1, 2013 0.2864
April 1, 2013 0.2864
Jan. 2, 2013 0.2864
2012
1.13 USD
Oct. 1, 2012 0.2864
July 1, 2012 0.2818
April 1, 2012 0.2818
Jan. 3, 2012 0.2818
2011
1.11 USD
Oct. 1, 2011 0.2818
July 1, 2011 0.2773
April 1, 2011 0.2773
Jan. 1, 2011 0.2773
2010
1.10 USD
Oct. 1, 2010 0.2773
July 1, 2010 0.2727
April 1, 2010 0.2727
Jan. 1, 2010 0.2727
2009
1.09 USD
Oct. 1, 2009 0.2727
July 1, 2009 0.2727
April 1, 2009 0.2727
Jan. 1, 2009 0.2727
2008
1.05 USD
Oct. 1, 2008 0.2636
July 1, 2008 0.2636
April 1, 2008 0.2636
Jan. 1, 2008 0.2636
2007
0.98 USD
Oct. 1, 2007 0.2455
July 1, 2007 0.2455
April 1, 2007 0.2455
Jan. 1, 2007 0.2455
2006
0.95 USD
Oct. 1, 2006 0.2364
July 1, 2006 0.2364
April 1, 2006 0.2364
Jan. 1, 2006 0.2364
2005
0.87 USD
Oct. 1, 2005 0.2182
July 1, 2005 0.2182
April 1, 2005 0.2182
Jan. 1, 2005 0.2182
2004
0.76 USD
Oct. 1, 2004 0.1901
July 1, 2004 0.1901
April 1, 2004 0.1901
Jan. 1, 2004 0.1901
2003
0.65 USD
Oct. 1, 2003 0.1728
July 1, 2003 0.1578
April 1, 2003 0.1578
Jan. 1, 2003 0.1578
2002
0.57 USD
Oct. 1, 2002 0.1434
July 1, 2002 0.1434
April 1, 2002 0.1434
Jan. 1, 2002 0.1434
2001
0.73 USD
Oct. 1, 2001 0.1366
Sept. 10, 2001 0.1818
July 1, 2001 0.1366
April 1, 2001 0.1366
Jan. 1, 2001 0.1366
2000
0.64 USD
Oct. 1, 2000 0.1298
July 1, 2000 0.1298
June 28, 2000 0.1298
April 1, 2000 0.1242
Jan. 1, 2000 0.1242
1999
0.48 USD
Oct. 1, 1999 0.1242
July 1, 1999 0.1180
April 1, 1999 0.1185
Jan. 1, 1999 0.1185
1998
0.45 USD
Oct. 1, 1998 0.1129
Aug. 3, 1998 0.1129
April 1, 1998 0.1129
Jan. 1, 1998 0.1129
1997
0.41 USD
Oct. 1, 1997 0.1027
July 1, 1997 0.1027
April 1, 1997 0.1027
Jan. 1, 1997 0.1026
1996
0.37 USD
Oct. 1, 1996 0.0924
July 1, 1996 0.0924
April 1, 1996 0.0924
Jan. 1, 1996 0.0924
1995
0.25 USD
Oct. 1, 1995 0.0821
July 1, 1995 0.0821
April 1, 1995 0.0821
1994
0.31 USD
Oct. 1, 1994 0.0770
July 1, 1994 0.0770
April 1, 1994 0.0770
Jan. 1, 1994 0.0770
1993
0.27 USD
Sept. 9, 1993 0.0684
July 1, 1993 0.0684
April 1, 1993 0.0684
Jan. 1, 1993 0.0684
1992
0.26 USD
Oct. 1, 1992 0.0650
July 1, 1992 0.0650
April 1, 1992 0.0650
Jan. 1, 1992 0.0650
1991
0.06 USD
Oct. 1, 1991 0.0616
1990
0.23 USD
Oct. 1, 1990 0.0570
July 1, 1990 0.0570
April 1, 1990 0.0570
Jan. 1, 1990 0.0570
1989
0.21 USD
Oct. 1, 1989 0.0525
July 1, 1989 0.0525
April 1, 1989 0.0525
Jan. 1, 1989 0.0525
1988
0.14 USD
Oct. 1, 1988 0.0479
June 15, 1988 0.0479
April 1, 1988 0.0479
Upcoming Dividends
Name Payment Date Status Amount
Community Trust Bancorp, Inc. Oct 01, 2026 Upcoming 0.71 USD
Community Trust Bancorp, Inc. Jul 01, 2026 0.53 USD
Community Trust Bancorp, Inc. Apr 01, 2026 0.53 USD
Community Trust Bancorp, Inc. Jan 02, 2026 0.53 USD
Stock Splits
Split Date Split Ratio to 1
May 4, 1992 1.5
Feb. 2, 1994 1.5
March 12, 1997 1.1
March 17, 1999 1.1
March 16, 2000 1.1
Nov. 26, 2002 1.1
Nov. 26, 2003 1.1
Nov. 29, 2004 1.1
May 13, 2014 1.1
Explore Premium Features

Unlock detailed news and exclusive insights with our Premium subscription.

See Pricing Plans

Fundamentals

Under Construction

This feature will be available soon. Stay tuned!

Follow us on Twitter for updates: @allinvestview

Check out our Roadmap for upcoming features.

Community Discussion