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34.87 CAD
P/E
2.66
EPS
13.71
Yield
16.24%
Safety Score
45
P/B
0.48
ROE
19.22
Beta
0.93
Target Price
80.30 CAD
goeasy Ltd. logo

goeasy Ltd.

🧾 Earnings Recap – Q3 2025

goeasy Limited delivered strong results in Q3 2025, marked by a record revenue of $440 million and continued organic loan growth, despite facing macroeconomic challenges.

  • Achieved organic loan book growth of $336 million, with total receivables reaching $5.44 billion.
  • Record quarterly revenue increased by 15% year-over-year, driven by robust loan originations of $946 million.
  • Maintained a resilient portfolio yield of 31.4% amid a strategic shift towards secured loans.
  • Net charge-off rate improved to 8.9%, while the allowance for credit losses rose to 8.1% due to early-stage delinquencies.
  • Successfully launched a senior unsecured notes offering, raising CAD 796 million to enhance liquidity for growth initiatives.
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Key Metrics
Earnings dateMay 5, 2026
P/E2.66
EPS13.71
Book Value76.54
Price to Book0.48
Debt/Equity386.31
% Insiders22.581%
Growth
Revenue Growth0.02%
Earnings Growth-0.59%
Estimates
Forward P/E7.65
Forward EPS4.76
Target Mean Price80.30
Dividend
Dividend Yield16.24%
Annual dividends5.84 CAD
Ex-Div. DateDec. 24, 2025
Payout40.48%
5y avg Yield2.69%

DCF Valuation

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DCF Result

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goeasy Ltd. Logo goeasy Ltd. Analysis (GSY.TO)

Canada Financials Official Website Stock

Is goeasy Ltd. a good investment? goeasy Ltd. (GSY.TO) is currently trading at 34.87 CAD. Market analysts have a consensus price target of 80.30 CAD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 2.66. This relatively low multiple may signal that goeasy Ltd. is undervalued compared to historical market norms.

Earnings Schedule: goeasy Ltd. is expected to release its next earnings report on May 5, 2026. The market consensus estimate for Forward EPS is 4.76.

For income investors, goeasy Ltd. pays a dividend yield of 16.24%. With a payout ratio of 40%, the dividend appears sustainable.

Investor FAQ

Does goeasy Ltd. pay a dividend?

Yes, it pays an annual dividend of 5.84 CAD (16.24% yield).

What asset class is goeasy Ltd.?

goeasy Ltd. is classified as a Stock. You can compare it against 2 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be May 5, 2026. The company currently has a trailing EPS of 13.71.

Company Profile

goeasy Ltd. provides non-prime leasing and lending services under the easyhome, easyfinancial, and LendCare brands to consumers in Canada. It operates through two segments, Easyfinancial and Easyhome. The company offers unsecured and secured installment loans; home equity and improvement, secured instalment loans and automotive vehicle financing; and loans to finance the purchase of retail goods, powersports and recreational vehicles, home improvement projects, and healthcare related products and services. It also leases household furniture, appliances, electronics, and unsecured lending products to retail consumers. The company was formerly known as easyhome Ltd. and changed its name to goeasy Ltd. in September 2015. goeasy Ltd. was incorporated in 1990 and is headquartered in Mississauga, Canada.

Exchange Ticker
PNK (United States) EHMEF
TOR (Canada) GSY.TO
Dividend Yield

16.24% (5y avg: 2.69%)

Annual Dividends

5.84 CAD

Next ex. div date

Dec. 24, 2025

Payout Ratio

40.48%

Historical Dividends
Year Total Dividends
2027 1.95 CAD
2026 7.07 CAD
2025 5.55 CAD
2024 4.47 CAD
2023 3.79 CAD
2022 3.39 CAD
2021 2.43 CAD
2020 1.66 CAD
2019 1.16 CAD
2018 0.86 CAD
2017 0.67 CAD
2016 0.48 CAD
2015 0.39 CAD
2014 0.34 CAD
2013 0.34 CAD
2012 0.34 CAD
2011 0.34 CAD
2010 0.34 CAD
2009 0.34 CAD
2008 0.33 CAD
2007 0.27 CAD
2006 0.22 CAD
2005 0.23 CAD
2004 0.05 CAD
1998 0.01 CAD

Yearly aggregated dividends

Dividends

goeasy Ltd.
Jan 09, 2026 Paid
Dividend
1.46 CAD
goeasy Ltd.
Oct 10, 2025 Paid
Dividend
1.46 CAD
goeasy Ltd.
Jul 11, 2025 Paid
Dividend
1.46 CAD

Historical Split Corporate Actions

Split Date Split Ratio to 1
May 25, 2005 1.500000
Aug. 6, 2002 0.100000
Jan. 5, 2001 1.020000
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