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135.34 USD
P/E
9.42
EPS
14.21
Yield
1.67%
Safety Score
100
P/B
1.98
ROE
22.74
Beta
0.50
Target Price
149.45 USD
The Hartford Financial Services Group, Inc. logo

The Hartford Financial Services Group, Inc.

🧾 Earnings Recap – Q3 2025

The Hartford Insurance Group achieved record core earnings of $1.1 billion in Q3 2025, reflecting strong premium growth and disciplined underwriting practices across its segments.

  • Core earnings reached $3.78 per diluted share, driven by solid performance in Business Insurance with 9% written premium growth and an underlying combined ratio of 89.4%.
  • Personal Insurance saw a 10% growth in homeowners' premiums, coupled with a 3.6-point improvement in auto underlying combined ratios.
  • Employee Benefits posted an impressive core earnings margin of 8.3%, contributing to a 12-month core earnings return on equity (ROE) of 18.4%.
  • Strategic pricing execution across Business Insurance resulted in renewal written pricing increases averaging 7.3%, supporting sustained profitability in a competitive market.
  • The launch of "Prevail" enhances the product offering for retail distribution, with plans for expanded rollout to 30 states by early 2027.
📅
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Key Metrics
Earnings dateJuly 27, 2026
P/E9.42
EPS14.21
Book Value67.50
Price to Book1.98
Debt/Equity23.15
% Insiders0.353%
Growth
Revenue Growth0.06%
Earnings Growth0.41%
Estimates
Forward P/E9.29
Forward EPS14.42
Target Mean Price149.45
Dividend
Dividend Yield1.67%
Annual dividends2.24 USD
Ex-Div. DateMarch 2, 2026
Payout15.51%
5y avg Yield2.19%

DCF Valuation

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DCF Result

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The Hartford Financial Services Group, Inc. Logo The Hartford Financial Services Group, Inc. Analysis (HIG)

United States Financials Official Website Stock

Is The Hartford Financial Services Group, Inc. a good investment? The Hartford Financial Services Group, Inc. (HIG) is currently trading at 135.34 USD. Market analysts have a consensus price target of 149.45 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 9.42. This relatively low multiple may signal that The Hartford Financial Services Group, Inc. is undervalued compared to historical market norms.

Earnings Schedule: The Hartford Financial Services Group, Inc. is expected to release its next earnings report on July 27, 2026. The market consensus estimate for Forward EPS is 14.42.

For income investors, The Hartford Financial Services Group, Inc. pays a dividend yield of 1.67%. With a payout ratio of 16%, the dividend appears sustainable.

Investor FAQ

Does The Hartford Financial Services Group, Inc. pay a dividend?

Yes, it pays an annual dividend of 2.24 USD (1.67% yield).

What asset class is The Hartford Financial Services Group, Inc.?

The Hartford Financial Services Group, Inc. is classified as a Stock. You can compare it against 4 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be July 27, 2026. The company currently has a trailing EPS of 14.21.

Company Profile

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

Exchange Ticker
NYQ (United States) HIG
SAO (Brazil) H1IG34.SA
FRA (Germany) HFF.F
STU (Germany) HFF.SG
Dividend Yield

1.67% (5y avg: 2.19%)

Annual Dividends

2.24 USD

Next ex. div date

March 2, 2026

Payout Ratio

15.51%

Historical Dividends
Year Total Dividends
2027 1.33 USD
2026 2.34 USD
2025 2.08 USD
2024 1.88 USD
2023 1.70 USD
2022 1.54 USD
2021 1.37 USD
2020 1.28 USD
2019 1.20 USD
2018 1.05 USD
2017 0.92 USD
2016 0.84 USD
2015 0.75 USD
2014 0.63 USD
2013 0.45 USD
2012 0.40 USD
2011 0.35 USD
2010 0.20 USD
2009 0.47 USD
2008 2.12 USD
2007 2.00 USD
2006 1.50 USD
2005 1.16 USD
2004 1.12 USD
2003 1.08 USD
2002 1.04 USD
2001 1.00 USD
2000 0.96 USD
1999 0.90 USD
1998 0.83 USD
1997 0.80 USD
1996 0.60 USD

Yearly aggregated dividends

Dividends

The Hartford Financial Services Group, Inc.
Apr 02, 2026 Paid
Dividend
0.6 USD
The Hartford Financial Services Group, Inc.
Jan 05, 2026 Paid
Dividend
0.6 USD
The Hartford Financial Services Group, Inc.
Oct 02, 2025 Paid
Dividend
0.52 USD
The Hartford Financial Services Group, Inc.
Jul 02, 2025 Paid
Dividend
0.52 USD

Historical Split Corporate Actions

Split Date Split Ratio to 1
July 16, 1998 2.000000
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