What is Heritage Insurance Holdings, Inc.'s current stock price?

Heritage Insurance Holdings, Inc. (HRTG) currently trades at USD 26.19. Track real-time price changes and historical performance on AllInvestView.

What sector is Heritage Insurance Holdings, Inc. in?

Heritage Insurance Holdings, Inc. operates in the Financials sector. AllInvestView lets you analyze sector allocation across your entire portfolio.

Heritage Insurance Holdings, Inc. HRTG Open Heritage Insurance Holdings, Inc. in new tab

26.19 USD

P/E

4.14

EPS

6.32

P/B

1.52

ROE

49.14

Beta

0.95

Target Price

36.50 USD

Heritage Insurance Holdings, Inc.

🧾 Earnings Recap – Q3 2025

Heritage Insurance Holdings reported a robust third quarter, achieving a net income of $50.4 million, reflecting strong operational execution and strategic focus on rate adequacy and underwriting discipline.

Net income surged by 120% year-over-year, with in-force premiums reaching a record $1.44 billion.
New business premium increased 166% year-over-year, indicating a rebound in growth after recent strategic adjustments.
Policy count reduction moderated significantly, marking the smallest decline since strategic initiatives were implemented in mid-2021.
Strong agency relationships and data-driven underwriting are expected to support future growth and enhance shareholder value.
Positive trends in reinsurance pricing and industry litigation environment bode well for the company’s financial outlook in 2026.

View full recap page

1M 6M YTD 1Y 2Y 5Y Max

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DCF Valuation

Tweak assumptions to recompute fair value for Heritage Insurance Holdings, Inc. (HRTG)

Currency: USD

DCF Assumptions

Revenue growth (YoY) 0.10 Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).

EBITDA margin 0.30 Decimal (e.g., 0.30 = 30%).

Capex (% Revenue) 0.04 Decimal (e.g., 0.04 = 4%).

Tax rate 0.20 Decimal (e.g., 0.20 = 20%).

Terminal growth (g, %) 3% Percent number (e.g., 3 = 3%).

Cost of Equity (%) 10% Percent number (e.g., 10 = 10%).

Cost of Debt (%) 5% Percent number (e.g., 5 = 5%).

DCF Result

Fair Value (DCF)

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Current Price

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WACC

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Terminal PV

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Σ PV of FCFs

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Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Heritage Insurance Holdings, Inc. Analysis (HRTG)

United States Financials Official Website Stock

Is Heritage Insurance Holdings, Inc. a good investment? Heritage Insurance Holdings, Inc. (HRTG) is currently trading at 26.19 USD. Market analysts have a consensus price target of 36.50 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 4.14. This relatively low multiple may signal that Heritage Insurance Holdings, Inc. is undervalued compared to historical market norms.

Earnings Schedule: Heritage Insurance Holdings, Inc. is expected to release its next earnings report on May 5, 2026. The market consensus estimate for Forward EPS is 4.92.

Investor FAQ

Does Heritage Insurance Holdings, Inc. pay a dividend?

No, it does not currently pay a dividend.

What asset class is Heritage Insurance Holdings, Inc.?

Heritage Insurance Holdings, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be May 5, 2026. The company currently has a trailing EPS of 6.32.

Company Profile

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, Hawaii, New Jersey, and New York. The company also provides homeowners insurance, condo insurance, dwelling fire, equipment coverage, and artisan contractor program. It offers insurance products through a network of independent agents. The company was founded in 2012 and is headquartered in Tampa, Florida.

Exchange Ticker

NYQ (United States) HRTG

Historical Dividends

Year	Total Dividends
2022	0.18 USD
July 5, 2022	0.0600
April 6, 2022	0.0600
Jan. 6, 2022	0.0600
2021	0.24 USD
Oct. 6, 2021	0.0600
July 6, 2021	0.0600
April 6, 2021	0.0600
Jan. 5, 2021	0.0600
2020	0.24 USD
Oct. 2, 2020	0.0600
July 6, 2020	0.0600
April 3, 2020	0.0600
Jan. 3, 2020	0.0600
2019	0.24 USD
Oct. 3, 2019	0.0600
July 3, 2019	0.0600
April 3, 2019	0.0600
Jan. 4, 2019	0.0600
2018	0.18 USD
Oct. 3, 2018	0.0600
July 6, 2018	0.0600
April 3, 2018	0.0600
2017	0.30 USD
Dec. 15, 2017	0.0600
Oct. 2, 2017	0.0600
July 5, 2017	0.0600
April 4, 2017	0.0600
Jan. 4, 2017	0.0600
2016	0.22 USD
Oct. 3, 2016	0.0600
July 1, 2016	0.0600
April 5, 2016	0.0500
Jan. 13, 2016	0.0500

Yearly aggregated dividends

Dividends

Historical Split Corporate Actions

No corporate actions available.

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Heritage Insurance Holdings, Inc.

Key Metrics

Growth

Estimates

DCF Valuation

DCF Assumptions

DCF Result

Explore Premium Features

Heritage Insurance Holdings, Inc. Analysis (HRTG)

Investor FAQ

Company Profile

Historical Dividends

Dividends

Historical Split Corporate Actions

Explore Premium Features

Under Construction

Community Discussion

Heritage Insurance Holdings, Inc. HRTG Open Heritage Insurance Holdings, Inc. in new tab

Key Metrics

Growth

Estimates

DCF Valuation

DCF Assumptions

DCF Result

Explore Premium Features

Heritage Insurance Holdings, Inc. Analysis (HRTG)

Investor FAQ

Company Profile

Historical Dividends

Dividends

Historical Split Corporate Actions

Explore Premium Features

Under Construction

Community Discussion

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