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The Jammu and Kashmir Bank Limited Analysis (J&KBANK.NS)
Is The Jammu and Kashmir Bank Limited a good investment? The Jammu and Kashmir Bank Limited (J&KBANK.NS) is currently trading at 139.98 INR.
In terms of valuation, the stock trades at a P/E ratio of 6.99. This relatively low multiple may signal that The Jammu and Kashmir Bank Limited is undervalued compared to historical market norms.
Earnings Schedule: The Jammu and Kashmir Bank Limited is expected to release its next earnings report on Oct. 16, 2026. The market consensus estimate for Forward EPS is 25.20.
For income investors, The Jammu and Kashmir Bank Limited pays a dividend yield of 1.43%. With a payout ratio of 10%, the dividend appears sustainable.
Investor FAQ
Does The Jammu and Kashmir Bank Limited pay a dividend?
Yes, it pays an annual dividend of 2.15 INR (1.43% yield).
What asset class is The Jammu and Kashmir Bank Limited?
The Jammu and Kashmir Bank Limited is classified as a Stock.
When is the next earnings date?
The next earnings date is projected to be Oct. 16, 2026. The company currently has a trailing EPS of 20.91.
Company Profile
Jammu and Kashmir Bank Limited provide various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary, pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. In addition, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Further, the company provides government sponsored schemes; life, lodge, and non-life insurance products; debit and credit cards; NRI products; and merchant acquiring services. Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India.
| Year | Total Dividends |
|---|---|
| ▸2027 |
1.14 INR
|
| Sept. 17, 2027 (estimated) | 0.3600 |
| June 18, 2027 (estimated) | 0.4002 |
| March 19, 2027 (estimated) | 0.3789 |
| ▸2026 |
1.40 INR
|
| Dec. 18, 2026 (estimated) | 0.3200 |
| Sept. 18, 2026 | 0.3600 |
| June 19, 2026 | 0.3600 |
| March 20, 2026 | 0.3600 |
| ▸2025 |
1.28 INR
|
| Dec. 19, 2025 | 0.3200 |
| Sept. 19, 2025 | 0.3200 |
| June 20, 2025 | 0.3200 |
| March 21, 2025 | 0.3200 |
| ▸2024 |
3.26 INR
|
| Nov. 22, 2024 | 0.2900 |
| Aug. 23, 2024 | 0.2900 |
| Aug. 9, 2024 | 2.1500 |
| June 21, 2024 | 0.2900 |
| March 22, 2024 | 0.2423 |
| ▸2023 |
1.50 INR
|
| Nov. 9, 2023 | 0.2172 |
| Aug. 25, 2023 | 0.2600 |
| Aug. 17, 2023 | 0.5000 |
| June 23, 2023 | 0.2600 |
| March 24, 2023 | 0.2600 |
| ▸2022 |
0.92 INR
|
| Oct. 28, 2022 | 0.2300 |
| Aug. 26, 2022 | 0.2300 |
| June 24, 2022 | 0.2300 |
| March 25, 2022 | 0.2300 |
| ▸2021 |
0.84 INR
|
| Oct. 29, 2021 | 0.2100 |
| Aug. 27, 2021 | 0.2100 |
| June 25, 2021 | 0.2100 |
| March 26, 2021 | 0.2100 |
| ▸2020 |
0.76 INR
|
| Oct. 30, 2020 | 0.1900 |
| Aug. 21, 2020 | 0.1900 |
| June 17, 2020 | 0.1900 |
| Feb. 28, 2020 | 0.1900 |
| ▸2019 |
0.68 INR
|
| Nov. 1, 2019 | 0.1700 |
| Aug. 23, 2019 | 0.1700 |
| June 14, 2019 | 0.1700 |
| March 15, 2019 | 0.1700 |
| ▸2018 |
0.60 INR
|
| Oct. 26, 2018 | 0.1500 |
| Aug. 31, 2018 | 0.1500 |
| June 15, 2018 | 0.1500 |
| March 16, 2018 | 0.1500 |
| ▸2017 |
0.60 INR
|
| Nov. 10, 2017 | 0.1500 |
| Sept. 1, 2017 | 0.1500 |
| June 16, 2017 | 0.1500 |
| March 17, 2017 | 0.1500 |
| ▸2016 |
1.75 INR
|
| July 11, 2016 | 1.7500 |
| ▸2015 |
2.10 INR
|
| Aug. 13, 2015 | 2.1000 |
| ▸2014 |
5.00 INR
|
| July 24, 2014 | 5.0000 |
| ▸2013 |
5.00 INR
|
| June 13, 2013 | 5.0000 |
| ▸2012 |
3.35 INR
|
| July 5, 2012 | 3.3500 |
| ▸2011 |
2.60 INR
|
| June 29, 2011 | 2.6000 |
| ▸2010 |
2.20 INR
|
| July 22, 2010 | 2.2000 |
| ▸2009 |
1.69 INR
|
| Sept. 17, 2009 | 1.6900 |
| ▸2008 |
1.55 INR
|
| July 10, 2008 | 1.5500 |
| ▸2007 |
1.15 INR
|
| May 31, 2007 | 1.1500 |
| ▸2006 |
0.80 INR
|
| Aug. 17, 2006 | 0.8000 |
| ▸2005 |
0.80 INR
|
| May 26, 2005 | 0.8000 |
| ▸2004 |
1.00 INR
|
| June 1, 2004 | 0.5000 |
| April 8, 2004 | 0.5000 |
| ▸2003 |
0.60 INR
|
| May 22, 2003 | 0.6000 |
| ▸1983 |
8.00 INR
|
| Nov. 15, 1983 | 2.0000 |
| Aug. 19, 1983 | 2.0000 |
| May 20, 1983 | 2.0000 |
| Feb. 18, 1983 | 2.0000 |
| ▸1982 |
8.00 INR
|
| Nov. 17, 1982 | 2.0000 |
| Aug. 18, 1982 | 2.0000 |
| May 17, 1982 | 2.0000 |
| Feb. 17, 1982 | 2.0000 |
| ▸1981 |
1.60 INR
|
| Nov. 18, 1981 | 1.6000 |
| Name | Payment Date | Status | Amount |
|---|---|---|---|
| The Jammu and Kashmir Bank Limited | Sep 18, 2026 | Paid | 0.36 INR |
| The Jammu and Kashmir Bank Limited | Jun 19, 2026 | Paid | 0.36 INR |
| The Jammu and Kashmir Bank Limited | Mar 20, 2026 | Paid | 0.36 INR |
| The Jammu and Kashmir Bank Limited | Dec 19, 2025 | Paid | 0.32 INR |
| Split Date | Split Ratio to 1 |
|---|---|
| Sept. 4, 2014 | 10:1 |
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