Your bonds in one report, on the web and in the app
The bond report was rebuilt around five tabs, Holdings, Income, Maturities, Risk and Transactions, and the app has the same views.
4 improvements
- Correct a coupon in place when it came on another day, for another amount, or not at all.
- Each bond shows its total return: price change, coupons received and realized gains.
- Maturities shows the principal and the coupons coming back each year, together.
- Risk shows what a 1 point rise in rates would do, and each bond's spread over its government curve.
Splits and cash, counted right
A round of fixes for the things that change a position without a normal trade.
4 improvements
- A split is stored at its exact ratio, so a 1-for-30 reverse split is 1 for 30, not roughly 1 for 33.
- A split two sources report on different days is booked once, and on its day it applies before that day's trades.
- Backdated trade prices, past values and option expiries use the price as it traded that day, not one adjusted for a later split.
- Cash your broker reports and your cash account count once, and cash interest accrues on each day's balance.
Free calculators you can use without an account
New and rebuilt tools for the questions that come before a trade.
5 improvements
- ETF overlap: compare up to five funds and see the holdings they share.
- Dividend calculator: future income with reinvesting, dividend growth and monthly additions.
- Covered call and cash-secured put calculators that update as you type.
- Yield to maturity with real dates, accrued interest and yield to call, and a rebuilt bond ladder builder.
- Capital gains on shares for Canada (adjusted cost base) and the UK.
Choose the history behind your analytics
Analytics now lets you pick the period it measures, and the dashboard explains the day's biggest moves.
4 improvements
- Measure risk over 1, 3, 5 or 10 years of prices, or your own dates, on the web, in the app and in PDF reports.
- Beta sits next to VaR and drawdown on the Risk tab.
- See each holding's 50 and 200-day averages, and draw them on its chart with their crosses.
- Open every gainer and loser in one panel, and ask the assistant why a holding moved today.
Plan a sale before you make it
The tax report now helps before you sell, not only after, and leaves out the accounts that are not taxed.
4 improvements
- Simulate a sale lot by lot and see the gain and tax first (United States and Australia).
- Plan tax-loss harvesting across several stocks, and get an alert while a US wash-sale window is open.
- IRAs, Roth IRAs, ISAs, TFSAs and other sheltered accounts stay out of the taxable figures.
- Dividend tax withheld and the net amount show beside the gross, in the report and its exports.
An options book that shows what needs a decision
The options dashboard was redesigned on the web and in the app, with positions grouped as the strategies you actually trade.
4 improvements
- See what needs a decision, what expires when, and each position's legs, payoff and max loss.
- Open positions show the stock's current price, and on the web their beta-weighted delta against SPY.
- Scenario analysis reprices every leg, and your shares in the same stock, for any move in price, volatility or time.
- Put options in your own allocation categories, and read premium cash flow net of fees.
Ask the assistant why, not just what
The AIV Assistant can now look up what happened in the market, and answers more questions about your own history.
4 improvements
- It searches the web for news behind a move, and takes your figures only from your portfolio.
- Ask for your purchases and sales, realized options P&L or premium collected over any period.
- Paste a statement with dates and amounts and it checks it against your recorded trades.
- It hands you the tax report files directly, for the portfolios you ask about.
A valuation model and a better watchlist
Stock pages show what a company could be worth and why, and the watchlist shows more in less space.
4 improvements
- A discounted cash flow model with its assumptions, a range of values, and how they change with the discount rate and growth.
- Analyst price targets with the consensus, and dated rating changes.
- The watchlist shows the day, week and month move, a price line and the upside to the analyst target, on the web and in the app.
- Weekly and monthly changes compare against the right days, and removing a stock from one portfolio's watchlist leaves the others alone.
More of your broker comes across
New imports and sync fixes for bonds, options and accounts that used to need manual work.
4 improvements
- Import Consorsbank holdings from its Excel export.
- A bond your broker sends without a recognised identifier can be completed with its terms and tracked.
- When your broker reports that a whole option position was assigned, the shares are booked on that date.
- Option sync no longer adds a copy each time a broker still lists an expired contract.
Project your portfolio and its income together
A new view in Goals shows how value and dividends grow year by year, starting from what you hold today.
3 improvements
- Set contributions, dividend growth, price growth, dividend tax and inflation.
- It starts from your portfolio's value, its yield and your dividend tax rules, and you can change any of them.
- See monthly income, yield on cost and what reinvesting changes, year by year.
A holdings screen in the app that shows more
Holdings in the app were redesigned so more of your positions fit on a phone screen.
4 improvements
- Open and closed positions in their own tabs, with sorting and search, and grouping for open positions.
- Closed positions show realized P&L, when you opened and closed them, and how long you held them.
- Choose a display currency for each portfolio from the app.
- Set an option's category when you add or edit it.
See your dividend income month by month, year by year
The dividend report now answers how much each month paid, whether income is growing, and where it comes from.
4 improvements
- Every month split into received, declared and estimated, by month, quarter or year, plus a payment calendar.
- Group the next 12 months by holding, asset class, sector, currency or your own categories.
- Turn on a forecast after withholding tax, from your own tax rules, on the web and in the app.
- With brokers that report them, the dividends you actually received replace the estimates, payment by payment.
Filing packs for your tax return
Your gains and income laid out for your country's return, ready to copy into the form.
4 improvements
- Packs for the US, the UK, Canada, Australia and 14 European countries, under the official captions.
- Open any figure to see how it is built, holding by holding.
- Choose which lots you sold where the law allows it, in the US and Australia.
- Close the year and export it as PDF, Excel or CSV. On paid plans.
Use your portfolio from ChatGPT and Claude
Connect AllInvestView to the AI app you already use and ask about your own holdings, without copying numbers across.
5 improvements
- Read your positions, performance, dividends, and tax figures straight from a chat.
- Clear changes apply straight away, and you can undo them from the chat.
- Connect from the setup page by signing in, with no keys to copy.
- Revoke a connected app whenever you want, from your profile.
- Included with Pro.
Portfolio X-Ray on your phone
The look-through report now runs in the mobile app, and the web version leads with the numbers instead of the furniture.
5 improvements
- See your underlying holdings, fund overlap, and data coverage from iOS and Android.
- Search, sort, and page through every underlying holding on mobile.
- The web report opens on the value being x-rayed, with each exposure sized against the largest.
- Coverage notes sit under the figures, in one place, on both.
- Available with Starter, Advanced, and Pro plans.
Dividends that reinvest themselves
Reinvested dividends become real buys in your portfolio, whether your broker reports them or you track the holding by hand.
4 improvements
- Broker reinvestments arrive as purchases with the right price and quantity.
- Turn on reinvestment for a manual holding and let future payments buy more shares.
- Preview exactly what will be created before you save it.
- Manage it from the dividend report on web, or from the app.
More to see in the app
New cards and a tidier holdings list make the app useful for more than a quick balance check.
4 improvements
- A currencies card shows which currencies your holdings expose you to.
- An earnings recap on each stock, with what was reported and how the price reacted.
- Holdings group by broker, so the same stock held in two places stays two lines.
- Attach files when you open or reply to a support ticket.
Plan for a number, not just a balance
Goals turn a target portfolio value or a monthly income into a plan you can test against the holdings you already have.
4 improvements
- Set a portfolio value or an income goal and follow progress as the portfolio moves.
- Compare scenarios side by side, changing contributions, returns, or the date.
- Share a goal across portfolios so combined savings count once.
- Available on web and in the app.
Total return, and where your risk sits
Performance now includes dividends, and a new breakdown shows which holdings carry the portfolio's risk.
5 improvements
- Total return with dividends included, on by default.
- Risk contribution per holding, so concentration shows up as risk and not just weight.
- Download a portfolio risk report as a PDF.
- Set your own risk-free rate on the efficient frontier.
- Read Monte Carlo outcomes as ranges you can interpret.
Understand what your funds hold
Portfolio X-Ray combines shares you hold directly with the underlying holdings inside your ETFs and funds.
6 improvements
- See direct, indirect, and combined exposure to each underlying holding.
- Find holdings reached through several funds or both directly and indirectly.
- Expand any holding to understand which funds contribute to the exposure.
- Switch between individual, combined, and all-portfolio scopes.
- Review clear data-coverage notes and export the current view to CSV.
- Available with Starter, Advanced, and Pro plans.
More actionable portfolio analytics
Portfolio analytics now make it easier to understand what is driving risk and returns, then move from an insight to the relevant holding.
4 improvements
- Drill down from allocation breakdowns directly into holding details.
- Clearer target-allocation coverage and guidance.
- More reliable weekly and month-to-date return comparisons.
- Improved mobile readability across analytics views.
Native apps launch on iOS and Android
The native AllInvestView experience brings portfolio tracking and analysis to iOS and Android, designed for quick checks and real portfolio work on the move.
5 improvements
- Native dashboard, holdings, transactions, cash activity, dividends, and options views.
- AIV Assistant with streaming answers, charts, file attachments, and confirmation cards.
- Broker connections and clear post-sync summaries from your phone.
- Biometric login, Google and Apple sign-in, push notifications, and native subscriptions.
- Portfolio switching, combined-portfolio management, theme controls, and offline-friendly cached data.
Smarter imports and assistant attachments
We expanded the files AllInvestView can understand and made it easier to work with portfolio documents from your phone.
3 improvements
- Magic Import can now read IG transaction-history files.
- The mobile assistant now accepts file attachments, matching the web experience.
- Improved reconciliation for foreign-exchange transactions and rounding.
A clearer options payoff calculator
The options payoff calculator now gives a more useful view of a position's possible outcomes before expiry.
3 improvements
- Improved payoff calculations and presentation.
- Clearer handling of strategy outcomes and position details.
- Additional reliability improvements for synced option activity.
AIV Assistant becomes a portfolio copilot
The assistant can now work with portfolio data, explain its reasoning, draw useful charts, and help complete tasks while keeping you in control.
6 improvements
- Ask about performance, allocation, income, upcoming dividends, contributions, tax, and fees.
- Rich answers include portfolio-aware charts, clear headlines, comparison chips, and currency formatting.
- Import CSV files and portfolio photos in chat, preview the result, then confirm or undo.
- Create standing instructions and smart alerts for recurring portfolio monitoring.
- Proposed account changes use explicit Confirm and Cancel actions before anything is updated.
- Conversation memory can remember or forget preferences across chats.
Deeper and more transparent broker sync
Broker connections now cover more workflows and explain what happened after every sync, with stronger safeguards around duplicates, currencies, and unmapped assets.
6 improvements
- A new first-party Interactive Brokers connection with broader transaction and asset coverage.
- Sync summaries show newly booked activity, updated holdings, cash movements, and items needing attention.
- Improved multi-account portfolio provisioning and assignment controls.
- Better handling for options, bonds, proprietary funds, unmapped symbols, and foreign currencies.
- Stronger duplicate prevention, activity matching, and recovery when a provider returns incomplete data.
- Expanded broker availability, including eToro in the connection directory.
Smart Alerts and one notification center
Portfolio monitoring now lives in one clear place, from simple price thresholds to recurring instructions that watch your portfolio and deliver useful updates.
5 improvements
- Create, edit, pause, test, and remove persistent Smart Alerts.
- Receive alert results in the app, by email, and through native push notifications.
- Review price alerts, smart alerts, portfolio events, and activity in a unified experience.
- Use the AIV Assistant to create monitoring instructions in natural language.
- Improved scheduling, delivery reliability, and notification routing.
The first-half product roundup
Six months of building brought major upgrades across the assistant, options, imports, tax reporting, and portfolio tracking.
5 improvements
- Ask the AIV Assistant questions about your portfolio, request charts, and create standing instructions.
- A dedicated options dashboard with P&L, theta decay, expiries, strategy detection, and payoff curves.
- Magic Import for trades, cash, dividends, options, and bonds, with review and full-batch undo.
- Expanded tax reporting, including per-position estimates, tax-loss harvesting, Irish deemed disposal, and Modelo 720 exports.
- More transparent broker-sync summaries, itemized cash activity, and improved bond and dividend tracking.
Portfolio comparison and deeper Monte Carlo analysis
You can now compare your own portfolios side by side and explore a more realistic range of possible long-term outcomes.
4 improvements
- Compare allocation, performance, risk, and portfolio characteristics in one view.
- Choose the projection horizon directly in the Monte Carlo analysis.
- CAPM-informed drift uses portfolio risk and market sensitivity in the simulation.
- Clearer status, assumptions, and dark-mode presentation.
Options dashboard and wheel strategy upgrades
Options tracking now follows the complete position lifecycle, from opening a contract through rolling, assignment, expiry, exercise, and realized results.
6 improvements
- Dedicated options dashboard with open and closed positions, P&L, expiries, Greeks, and payoff views.
- Automatic strategy detection and a cross-asset net-delta view.
- Wheel strategy cycles link cash-secured puts, assigned shares, covered calls, rolls, and called-away stock.
- Roll, buy-to-close, manual partial-close, assignment, exercise, and expiry workflows.
- Realized P&L over time, strategy value snapshots, friendly wheel labels, and CSV export.
- Improved cost-basis treatment when option premiums flow into assigned or called-away shares.
Review every import before it changes your portfolio
Magic Import now gives you a clear checkpoint before booking a broker statement, plus a safe way to reverse the complete batch.
5 improvements
- Review valid rows, warnings, duplicates, and unsupported data before importing.
- Correct fields inline and choose the right cash-transaction type.
- Import trades, cash, dividends, options, bonds, and prices through one workflow.
- Undo an entire import session with one confirmed action.
- Stronger date, currency, fee, and transaction-direction validation.
Better bond income and payment reporting
Bond investors can now follow coupon income and payment history more clearly, with practical tools for reporting and planning.
5 improvements
- Filter coupon history by calendar year for tax and income review.
- Unified, exportable bond-payment history.
- Clearer accrued interest, coupon schedules, and bond valuation context.
- Bond ladder builder and accrued-interest calculator for planning new positions.
- Improved bond names and broker-synced coupon enrichment.
More actionable investment tax reporting
Tax reports now connect lot-level calculations with decisions, helping you understand realized results and potential selling opportunities before year end.
5 improvements
- FIFO, LIFO, and average-cost reporting with fee-aware gains.
- Estimated tax owed and realized or unrealized results by position.
- Tax-loss harvesting and long-term-lot sell candidates.
- Irish deemed-disposal calculations with date-aware exit-tax rates.
- Modelo 720 computation and exports for investors in Spain.
A complete allocation and rebalancing workspace
The allocation view now connects your current portfolio, target model, and individual holdings so you can see where changes may be needed.
5 improvements
- Compare current and target allocations with matched concentric charts.
- Drill into categories, subcategories, and individual holdings.
- Include stocks, bonds, options, and cash in the allocation view.
- Set and manage portfolio targets with clearer quick actions.
- Generate optimized rebalance suggestions and reports.
A proper multi-currency cash account
Cash activity now has its own ledger, making deposits, income, fees, and investment cash flows easier to trace.
5 improvements
- Standalone cash-account page with multi-currency totals.
- Categories for deposits, withdrawals, income, expenses, fees, and interest.
- Linked dividend and option-premium activity with clear source labels.
- Portfolio-scoped transactions, immediate updates, and safer deletion.
- CSV export for reconciliation and record keeping.
A faster, clearer holdings experience
The holdings pages were redesigned to make large and mixed-asset portfolios easier to scan, search, filter, and manage.
5 improvements
- A cleaner stock table with stronger hierarchy and better use of space.
- Portfolio-wide search, filtering, grouping, pagination, and page-aware batch selection.
- Responsive columns and improved alignment on phones and narrow screens.
- Clear routing from stocks, bonds, custom assets, and options to the correct detail experience.
- Combined-portfolio support, clearer bond names, realized P&L, and faster add-holding flows.
A clearer dividend calendar and income view
Dividend tracking now separates what has been received, declared, and estimated, while making future income easier to understand.
5 improvements
- Calendar and timeline views for ex-dividend and payment dates.
- Clear received, declared, and estimated payment states.
- Monthly income projections and portfolio-level dividend summaries.
- Improved duplicate prevention and same-day payment handling.
- Dividend report and custom-payment tools for complete records.