Jana Small Finance Bank Limited JSFB.NS · Stock Open Jana Small Finance Bank Limited in new tab

500.10 INR

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P/E

13.91

EPS

35.93

P/B

1.18

ROE

7.60

Beta

0.56

Target Price

598.33 INR

1M 6M YTD 1Y 2Y 5Y Max

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DCF Valuation

Tweak assumptions to recompute fair value for Jana Small Finance Bank Limited (JSFB.NS)

Currency: INR

DCF Assumptions

Revenue growth (YoY) 0.10 Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).

EBITDA margin 0.30 Decimal (e.g., 0.30 = 30%).

Capex (% Revenue) 0.04 Decimal (e.g., 0.04 = 4%).

Tax rate 0.20 Decimal (e.g., 0.20 = 20%).

Terminal growth (g, %) 3% Percent number (e.g., 3 = 3%).

Cost of Equity (%) 10% Percent number (e.g., 10 = 10%).

Cost of Debt (%) 5% Percent number (e.g., 5 = 5%).

DCF Result

Fair Value (DCF)

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Current Price

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WACC

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Terminal PV

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Σ PV of FCFs

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Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Jana Small Finance Bank Limited Analysis (JSFB.NS)

Official Website Stock

Is Jana Small Finance Bank Limited a good investment? Jana Small Finance Bank Limited (JSFB.NS) is currently trading at 500.10 INR. Market analysts have a consensus price target of 598.33 INR. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 13.91. This relatively low multiple may signal that Jana Small Finance Bank Limited is undervalued compared to historical market norms.

Earnings Schedule: Jana Small Finance Bank Limited is expected to release its next earnings report on Oct. 26, 2026. The market consensus estimate for Forward EPS is 68.00.

Investor FAQ

Does Jana Small Finance Bank Limited pay a dividend?

No, it does not currently pay a dividend.

What asset class is Jana Small Finance Bank Limited?

Jana Small Finance Bank Limited is classified as a Stock.

When is the next earnings date?

The next earnings date is projected to be Oct. 26, 2026. The company currently has a trailing EPS of 35.93.

Company Profile

Jana Small Finance Bank Limited provides banking and financial services to individuals and enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group and individual, and home loans, as well as consumer education on loan overdue concepts. It also offers life, general, and health insurance products; and investment and payment services, as well as mobile, internet, and corporate internet banking services. The company was formerly known as Janalakshmi Financial Services Limited and changed its name to Jana Small Finance Bank Limited in March 2018. Jana Small Finance Bank Limited was founded in 1999 and is headquartered in Bengaluru, India.

Trades

No dividend information available for this instrument.

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