The Karnataka Bank Limited KTKBANK.NS Open The Karnataka Bank Limited in new tab
The Karnataka Bank Limited Analysis (KTKBANK.NS)
Is The Karnataka Bank Limited a good investment? The Karnataka Bank Limited (KTKBANK.NS) is currently trading at 248.20 INR. Market analysts have a consensus price target of 255.00 INR. This suggests a potential upside from current levels.
In terms of valuation, the stock trades at a P/E ratio of 8.18. This relatively low multiple may signal that The Karnataka Bank Limited is undervalued compared to historical market norms.
Earnings Schedule: The Karnataka Bank Limited is expected to release its next earnings report on May 22, 2026. The market consensus estimate for Forward EPS is 40.65.
For income investors, The Karnataka Bank Limited pays a dividend yield of 1.93%. With a payout ratio of 16%, the dividend appears sustainable.
Investor FAQ
Does The Karnataka Bank Limited pay a dividend?
Yes, it pays an annual dividend of 5.00 INR (1.93% yield).
What asset class is The Karnataka Bank Limited?
The Karnataka Bank Limited is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.
When is the next earnings date?
The next earnings date is projected to be May 22, 2026. The company currently has a trailing EPS of 30.52.
Company Profile
The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The Corporate/Wholesale Banking segment provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, as well as trade financing products, such as letters of credit, guarantees, and bill discounting. The Retail Banking segment offers home, automobile, personal, and education loans; loans against term deposits; loans against securities; and gold, small business, and agriculture loans to agriculture, MSME, housing, and education sectors. Its products include KBL Contractor Mitra, KBL Micro Mitra, KBL Export Mitra, KBL MSME, as well as KBL Mahila Udyog for financial support of women entrepreneurs. The Treasury segment engages in statutory reserves management, such as SLR and CRR; liquidity and treasury management; investment and trading activities; and foreign exchange activities. The Other Banking Operations segment offers a range of ancillary products and services, including collection of taxes, digital marketing initiatives, trade finance automation, doorstep gold loan, OMNI channel, corporate salary account, and enhanced whatsapp banking, as well as FASTag services. It also invests in sovereign debt instruments and other fixed income securities; mutual funds; certificates of deposits; floating rate instrument; forward contracts; and trades debt and equity securities. In addition, the company distributes insurance products. The Karnataka Bank Limited was incorporated in 1924 and is based in Mangalore, India.
Dividend Yield
1.93% (5y avg: 3.86%)
Annual Dividends
5.00 INR
Next ex. div date
Sept. 16, 2025
Payout Ratio
16.39%
Historical Dividends
| Year | Total Dividends |
|---|---|
| 2026 | 7.62 INR |
| Sept. 1, 2026 (estimated) | 7.6204 |
| 2025 | 5.00 INR |
| Sept. 29, 2025 | 5.0000 |
| 2024 | 5.50 INR |
| Sept. 19, 2024 | 5.5000 |
| 2023 | 5.00 INR |
| Sept. 28, 2023 | 5.0000 |
| 2022 | 4.00 INR |
| Sept. 25, 2022 | 4.0000 |
| 2021 | 1.80 INR |
| Sept. 10, 2021 | 1.8000 |
| 2019 | 3.18 INR |
| Sept. 6, 2019 | 3.1818 |
| 2018 | 2.73 INR |
| July 30, 2018 | 2.7273 |
| 2017 | 3.64 INR |
| July 24, 2017 | 3.6364 |
| 2016 | 3.70 INR |
| Aug. 4, 2016 | 3.7028 |
| 2015 | 3.70 INR |
| July 23, 2015 | 3.7028 |
| 2014 | 2.96 INR |
| Aug. 16, 2014 | 2.9623 |
| 2013 | 2.96 INR |
| July 15, 2013 | 2.9623 |
| 2012 | 2.59 INR |
| Sept. 7, 2012 | 2.5920 |
| 2011 | 2.22 INR |
| July 31, 2011 | 2.2217 |
| 2010 | 2.74 INR |
| Aug. 30, 2010 | 2.7361 |
| 2009 | 4.10 INR |
| Sept. 1, 2009 | 4.1041 |
| 2008 | 3.42 INR |
| Aug. 1, 2008 | 3.4201 |
| 2007 | 2.39 INR |
| Aug. 1, 2007 | 2.3941 |
| 2006 | 2.05 INR |
| July 16, 2006 | 2.0521 |
| 2005 | 1.37 INR |
| July 24, 2005 | 1.3680 |
| 2004 | 2.74 INR |
| Aug. 8, 2004 | 2.7361 |
| 2003 | 1.50 INR |
| Aug. 10, 2003 | 1.5048 |
| 2002 | 1.60 INR |
| Sept. 1, 2002 | 1.5965 |
| 2001 | 1.06 INR |
| July 23, 2001 | 1.0643 |
Yearly aggregated dividends
Dividends
|
The Karnataka Bank Limited
Sep 29, 2025 Paid
Dividend
5.0 INR |
Historical Split Corporate Actions
| Split Date | Split Ratio to 1 |
|---|---|
| Oct. 25, 2002 | 2.000000 |
| March 17, 2020 | 1.100000 |
| Oct. 24, 2016 | 1.230000 |
| Feb. 25, 2011 | 1.080000 |
| Jan. 13, 2005 | 2.480000 |
| Jan. 30, 2003 | 1.280000 |
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