What is Live Oak Bancshares, Inc.'s current stock price?

Live Oak Bancshares, Inc. (LOB) currently trades at USD 36.41. Track real-time price changes and historical performance on AllInvestView.

What is Live Oak Bancshares, Inc.'s dividend yield?

Live Oak Bancshares, Inc. has a dividend yield of 0.33707900%. The 5-year average dividend yield is 0.34000000%. Track dividend payments and income with AllInvestView.

What sector is Live Oak Bancshares, Inc. in?

Live Oak Bancshares, Inc. operates in the Financials sector. AllInvestView lets you analyze sector allocation across your entire portfolio.

Live Oak Bancshares, Inc. LOB Open Live Oak Bancshares, Inc. in new tab

36.41 USD

P/E

13.90

EPS

2.62

Yield

0.34%

Safety Score

100

P/B

1.43

ROE

10.89

Beta

1.92

Target Price

42.75 USD

Live Oak Bancshares, Inc.

🧾 Earnings Recap – Q1 2026

Live Oak Bancshares delivered solid Q1 2026 results, with nearly doubled adjusted EPS and stable credit metrics, driven by strong core earnings and strategic growth initiatives.

Adjusted EPS increased 94% YoY to $0.70, with reported EPS at $0.60, reflecting robust earnings momentum.
Core PPNR grew 30% YoY to $66 million, supported by a 18% revenue rise and disciplined expense management.
Loan originations remained broad-based at $1.4 billion across 35 industries, with a pipeline at record highs.
Deposit growth was resilient, with customer deposits up 13% YoY and noninterest-bearing checking balances surging 47%, reducing funding costs.
Credit trends are stable with provision expenses slightly below expectations, underscoring resilient risk management amid challenging conditions.

View full recap page

1M 6M YTD 1Y 2Y 5Y Max

Loading chart...

DCF Valuation

Tweak assumptions to recompute fair value for Live Oak Bancshares, Inc. (LOB)

Currency: USD

DCF Assumptions

Revenue growth (YoY) 0.10 Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).

EBITDA margin 0.30 Decimal (e.g., 0.30 = 30%).

Capex (% Revenue) 0.04 Decimal (e.g., 0.04 = 4%).

Tax rate 0.20 Decimal (e.g., 0.20 = 20%).

Terminal growth (g, %) 3% Percent number (e.g., 3 = 3%).

Cost of Equity (%) 10% Percent number (e.g., 10 = 10%).

Cost of Debt (%) 5% Percent number (e.g., 5 = 5%).

DCF Result

Fair Value (DCF)

—

Current Price

—

Upside

—

WACC

—

Terminal PV

—

Σ PV of FCFs

—

Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Live Oak Bancshares, Inc. Analysis (LOB)

United States Financials Official Website Stock

Is Live Oak Bancshares, Inc. a good investment? Live Oak Bancshares, Inc. (LOB) is currently trading at 36.41 USD. Market analysts have a consensus price target of 42.75 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 13.90. This relatively low multiple may signal that Live Oak Bancshares, Inc. is undervalued compared to historical market norms.

Earnings Schedule: Live Oak Bancshares, Inc. is expected to release its next earnings report on July 22, 2026. The market consensus estimate for Forward EPS is 4.15.

For income investors, Live Oak Bancshares, Inc. pays a dividend yield of 0.34%. With a payout ratio of 9%, the dividend appears sustainable.

Investor FAQ

Does Live Oak Bancshares, Inc. pay a dividend?

Yes, it pays an annual dividend of 0.12 USD (0.34% yield).

What asset class is Live Oak Bancshares, Inc.?

Live Oak Bancshares, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be July 22, 2026. The company currently has a trailing EPS of 2.62.

Company Profile

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.

Exchange Ticker

NMS (United States) LOB

Dividend Yield

0.34% (5y avg: 0.34%)

Annual Dividends

0.12 USD

Next ex. div date

March 5, 2026

Payout Ratio

8.58%

Historical Dividends

Year	Total Dividends
2027	0.03 USD
March 12, 2027 (estimated)	0.0300
2026	0.12 USD
Dec. 17, 2026 (estimated)	0.0300
Sept. 7, 2026 (estimated)	0.0300
June 22, 2026 (estimated)	0.0300
March 15, 2026	0.0300
2025	0.12 USD
Dec. 15, 2025	0.0300
Sept. 15, 2025	0.0300
June 17, 2025	0.0300
March 11, 2025	0.0300
2024	0.12 USD
Dec. 16, 2024	0.0300
Sept. 17, 2024	0.0300
June 18, 2024	0.0300
March 12, 2024	0.0300
2023	0.12 USD
Dec. 12, 2023	0.0300
Sept. 19, 2023	0.0300
June 21, 2023	0.0300
March 14, 2023	0.0300
2022	0.12 USD
Dec. 13, 2022	0.0300
Sept. 20, 2022	0.0300
June 14, 2022	0.0300
March 15, 2022	0.0300
2021	0.12 USD
Dec. 13, 2021	0.0300
Sept. 21, 2021	0.0300
June 8, 2021	0.0300
March 23, 2021	0.0300
2020	0.12 USD
Dec. 15, 2020	0.0300
Sept. 22, 2020	0.0300
June 9, 2020	0.0300
March 10, 2020	0.0300
2019	0.12 USD
Dec. 17, 2019	0.0300
Sept. 24, 2019	0.0300
June 11, 2019	0.0300
March 12, 2019	0.0300
2018	0.12 USD
Dec. 17, 2018	0.0300
Sept. 25, 2018	0.0300
June 12, 2018	0.0300
March 12, 2018	0.0300
2017	0.10 USD
Nov. 27, 2017	0.0300
Sept. 5, 2017	0.0300
June 6, 2017	0.0200
March 24, 2017	0.0200
2016	0.08 USD
Dec. 22, 2016	0.0200
Sept. 16, 2016	0.0200
June 21, 2016	0.0100
March 15, 2016	0.0200
Jan. 15, 2016	0.0100
2015	0.01 USD
Oct. 9, 2015	0.0100

Yearly aggregated dividends

Dividends

Live Oak Bancshares, Inc.
Mar 15, 2026 Paid

Dividend
0.03 USD

Live Oak Bancshares, Inc.
Dec 15, 2025 Paid

Dividend
0.03 USD

Live Oak Bancshares, Inc.
Sep 15, 2025 Paid

Dividend
0.03 USD

Live Oak Bancshares, Inc.
Jun 17, 2025 Paid

Dividend
0.03 USD

Historical Split Corporate Actions

No corporate actions available.

Trades

Explore Premium Features

Unlock detailed news and exclusive insights with our Premium subscription.

See Pricing Plans

Community Discussion

Twitter YouTube Reddit Feature Requests Support Pricing Help

Support email: support@allinvestview.com

Free Trackers · Dividend Apps · Tax Reporting · UK · Australia · Germany · Guides · Ticker Logos

Stock Directory · Financial Glossary · Portfolio Templates · Top Dividend Stocks · Investing in US · Investing in UK · Import Guides · Stock Comparison · Earnings Recaps

Data disclaimer: AIV (AllInvestView) assumes no liability for the information presented. Users are encouraged to exercise caution and carefully consider the accuracy, completeness, and relevance of the information provided.

It's important to remember that our website should complement your independent market research rather than replace it. The past performance of assets should not be regarded as a guarantee of future results. AllInvestView is not a registered investment advisor or broker/dealer, and the information presented here is for educational and informational purposes only. We value your trust and are committed to providing you with valuable market insights while emphasizing the importance of responsible decision-making in your investment journey.

Live Oak Bancshares, Inc. LOB Open Live Oak Bancshares, Inc. in new tab

Live Oak Bancshares, Inc.

Key Metrics

Growth

Estimates

Dividend

DCF Valuation

DCF Assumptions

DCF Result

Explore Premium Features

Live Oak Bancshares, Inc. Analysis (LOB)

Investor FAQ

Company Profile

Dividend Yield

Annual Dividends

Next ex. div date

Payout Ratio

Historical Dividends

Dividends

Historical Split Corporate Actions

Explore Premium Features

Under Construction

Community Discussion

Live Oak Bancshares, Inc. LOB Open Live Oak Bancshares, Inc. in new tab

Key Metrics

Growth

Estimates

Dividend

DCF Valuation

DCF Assumptions

DCF Result

Explore Premium Features

Live Oak Bancshares, Inc. Analysis (LOB)

Investor FAQ

Company Profile

Dividend Yield

Annual Dividends

Next ex. div date

Payout Ratio

Historical Dividends

Dividends

Historical Split Corporate Actions

Explore Premium Features

Under Construction

Community Discussion

Notifications