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652.60 USD
P/E
34.15
EPS
19.11
Yield
0.53%
Safety Score
100
P/B
84.30
ROE
231.37
Beta
0.77
Target Price
716.39 USD
Mastercard Incorporated logo

Mastercard Incorporated

🧾 Earnings Recap – Q3 2026

Mastercard shares rose 4.2% after earnings, with investors responding to Q3 net revenue growth of 14% and net income growth of 18%, both on a year-over-year, currency-neutral basis. The excerpt also points to continued expansion in acceptance and new customer programs, though it does not include the company’s outlook.

  • Q3 net revenue grew 14% and net income grew 18% year over year on a non-GAAP, currency-neutral basis.
  • Mastercard said it has more than 200 million acceptance locations and 300 million additional digital access points; merchant acceptance was up 20% year over year in the first half of 2026.
  • The company signed 15 Essential Debit programs across seven markets this year, targeting markets where partners could address up to 70 million unbanked adults.
  • Mastercard reported 100 new affluent credit and debit program wins this year and said affluent spend is growing two times faster than overall credit.
  • New and renewed issuer relationships included deals with major banks in the Nordics, Germany, China, the U.S., and India; the excerpt does not provide quantified financial contributions from these wins.
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Key Metrics
Earnings dateFeb. 4, 2027
P/E34.15
EPS19.11
Book Value7.74
Price to Book84.30
Debt/Equity355.16
% Insiders0.112%
Growth
Revenue Growth0.14%
Earnings Growth0.22%
Estimates
Forward P/E28.18
Forward EPS23.16
Target Mean Price716.39
Dividend
Dividend Yield0.53%
Annual dividends3.48 USD
Ex-Div. DateOct. 9, 2026
Payout17.66%
5y avg Yield0.52%

DCF valuation

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Result
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Assumptions
Growth– Capex– Tax– Terminal g– Cost of equity– Cost of debt–
Analyst price targets
37 analysts · consensus Strong buy · mean target 716.39 USD (low 550.00, high 800.00) · as of 9 Nov 2026
Low 550.00
Mean 716.39
High 800.00
Price 652.60
Published broker research as supplied by our market data feed, named by firm and dated; it does not identify individual analysts. Targets carry their last refresh date; rating changes can be a few days behind.

Mastercard Incorporated Logo Mastercard Incorporated Analysis (MA)

United States Financials Official Website Stock

Is Mastercard Incorporated a good investment? Mastercard Incorporated (MA) is currently trading at 652.60 USD. Market analysts have a consensus price target of 716.39 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 34.15. This high multiple suggests investors have priced in significant future growth expectations.

Earnings Schedule: Mastercard Incorporated is expected to release its next earnings report on Feb. 4, 2027. The market consensus estimate for Forward EPS is 23.16.

For income investors, Mastercard Incorporated pays a dividend yield of 0.53%. With a payout ratio of 18%, the dividend appears sustainable.

Investor FAQ

Does Mastercard Incorporated pay a dividend?

Yes, it pays an annual dividend of 3.48 USD (0.53% yield).

What asset class is Mastercard Incorporated?

Mastercard Incorporated is classified as a Stock. You can compare it against 7 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be Feb. 4, 2027. The company currently has a trailing EPS of 19.11.

Company Profile

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows. Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Exchange Ticker
NYQ (United States) MA
GER (Germany) M4I.DE
FRA (Germany) M4I.F
ASX (Australia) MA1.AX
MEX (Mexico) MA.MX
VIE (Austria) MAST.VI
SAO (Brazil) MSCD34.SA
Trades
Dividend Yield
0.53%
5y avg 0.52%
Annual Dividends
3.48USD
Next Ex. Div Date
Oct. 9, 2026
Payout Ratio
17.66%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
▸2027
2.96 USD
Aug. 9, 2027 (estimated) 0.9863
May 10, 2027 (estimated) 0.9863
Feb. 9, 2027 (estimated) 0.9863
▸2026
3.48 USD
Nov. 9, 2026 0.8700
Aug. 7, 2026 0.8700
May 8, 2026 0.8700
Feb. 9, 2026 0.8700
▸2025
3.04 USD
Nov. 7, 2025 0.7600
Aug. 8, 2025 0.7600
May 9, 2025 0.7600
Feb. 7, 2025 0.7600
▸2024
2.64 USD
Nov. 8, 2024 0.6600
Aug. 9, 2024 0.6600
May 9, 2024 0.6600
Feb. 9, 2024 0.6600
▸2023
2.28 USD
Nov. 9, 2023 0.5700
Aug. 9, 2023 0.5700
May 9, 2023 0.5700
Feb. 9, 2023 0.5700
▸2022
1.96 USD
Nov. 9, 2022 0.4900
Aug. 9, 2022 0.4900
May 9, 2022 0.4900
Feb. 9, 2022 0.4900
▸2021
1.76 USD
Nov. 9, 2021 0.4400
Aug. 9, 2021 0.4400
May 7, 2021 0.4400
Feb. 9, 2021 0.4400
▸2020
1.60 USD
Nov. 9, 2020 0.4000
Aug. 7, 2020 0.4000
May 8, 2020 0.4000
Feb. 7, 2020 0.4000
▸2019
1.32 USD
Nov. 8, 2019 0.3300
Aug. 9, 2019 0.3300
May 9, 2019 0.3300
Feb. 8, 2019 0.3300
▸2018
1.00 USD
Nov. 9, 2018 0.2500
Aug. 9, 2018 0.2500
May 9, 2018 0.2500
Feb. 9, 2018 0.2500
▸2017
0.88 USD
Nov. 9, 2017 0.2200
Aug. 9, 2017 0.2200
May 9, 2017 0.2200
Feb. 9, 2017 0.2200
▸2016
0.76 USD
Nov. 9, 2016 0.1900
Aug. 9, 2016 0.1900
May 9, 2016 0.1900
Feb. 9, 2016 0.1900
▸2015
0.64 USD
Nov. 9, 2015 0.1600
Aug. 10, 2015 0.1600
May 8, 2015 0.1600
Feb. 9, 2015 0.1600
▸2014
1.43 USD
Nov. 10, 2014 0.1100
Aug. 8, 2014 0.1100
May 9, 2014 0.1100
Feb. 10, 2014 1.1000
▸2013
2.10 USD
Nov. 8, 2013 0.6000
Aug. 9, 2013 0.6000
May 9, 2013 0.6000
Feb. 8, 2013 0.3000
▸2012
1.05 USD
Nov. 9, 2012 0.3000
Aug. 9, 2012 0.3000
May 9, 2012 0.3000
Feb. 9, 2012 0.1500
▸2011
0.60 USD
Nov. 9, 2011 0.1500
Aug. 9, 2011 0.1500
May 9, 2011 0.1500
Feb. 9, 2011 0.1500
▸2010
0.60 USD
Nov. 10, 2010 0.1500
Aug. 10, 2010 0.1500
May 10, 2010 0.1500
Feb. 10, 2010 0.1500
▸2009
0.60 USD
Nov. 10, 2009 0.1500
Aug. 10, 2009 0.1500
May 8, 2009 0.1500
Feb. 10, 2009 0.1500
▸2008
0.60 USD
Nov. 10, 2008 0.1500
Aug. 11, 2008 0.1500
May 9, 2008 0.1500
Feb. 11, 2008 0.1500
▸2007
0.54 USD
Nov. 9, 2007 0.1500
Aug. 10, 2007 0.1500
May 10, 2007 0.1500
Feb. 9, 2007 0.0900
▸2006
0.09 USD
Nov. 10, 2006 0.0900
Upcoming Dividends
Name Payment Date Status Amount
Mastercard Incorporated Nov 09, 2026 0.87 USD
Mastercard Incorporated Aug 07, 2026 0.87 USD
Mastercard Incorporated May 08, 2026 0.87 USD
Mastercard Incorporated Feb 09, 2026 0.87 USD
Stock Splits
Split Date Split Ratio to 1
Jan. 22, 2014 10:1
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