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16.04 USD
P/E
299.40
EPS
0.05
P/B
1.61
ROE
0.90
Beta
0.72
Target Price
23.64 USD
nCino, Inc. logo

nCino, Inc.

🧾 Earnings Recap – Q4 2026

nCino reported a strong fiscal 2026, exceeding guidance with a 17% YoY ACV growth driven by robust AI adoption, expanding customer commitments, and strategic international wins.

  • ACV grew 17% YoY, reflecting strong customer engagement and AI integration across all segments.
  • Delivered the best U.S. enterprise sales quarter in over four years, including major wins in mortgage and commercial lending.
  • International expansion momentum with significant customer wins in EMEA and Japan, tripling Japan’s ACV in FY '26.
  • Customer retention and upsell improved, with ACV net retention rising to 112%, supported by strategic renewals and data-driven product offerings.
  • Nearly 500 clients now grant access to anonymized data, powering advanced analytics and AI capabilities that enhance operational insights and efficiency.
📅
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Key Metrics
Earnings dateMay 27, 2026
P/E299.40
EPS0.05
Book Value9.27
Price to Book1.61
Debt/Equity26.08
% Insiders2.946%
Growth
Revenue Growth0.06%
Estimates
Forward P/E10.53
Forward EPS1.42
Target Mean Price23.64

DCF Valuation

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nCino, Inc. Logo nCino, Inc. Analysis (NCNO)

United States Information Technology Official Website Stock

Is nCino, Inc. a good investment? nCino, Inc. (NCNO) is currently trading at 16.04 USD. Market analysts have a consensus price target of 23.64 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 299.40. This high multiple suggests investors have priced in significant future growth expectations.

Earnings Schedule: nCino, Inc. is expected to release its next earnings report on May 27, 2026. The market consensus estimate for Forward EPS is 1.42.

Investor FAQ

Does nCino, Inc. pay a dividend?

No, it does not currently pay a dividend.

What asset class is nCino, Inc.?

nCino, Inc. is classified as a Stock. You can compare it against 2 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be May 27, 2026. The company currently has a trailing EPS of 0.05.

Company Profile

nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses. The company also provides Lending, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as the Commercial Loan Origination System that automates the loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Credit Monitoring, manages credit risks, monitors performance, and uncovers growth opportunities through a data-driven platform; Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data; and Integration & Intelligence, provides integration capabilities to connect core banking systems, fintech applications, and third-party services via open APIs and a partner marketplace. The company serves global, enterprise, regional, and community banks, credit unions, challenger banks, and independent mortgage banks, business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

Exchange Ticker
FRA (Germany) 6NC.F
NMS (United States) NCNO

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