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39.67 USD
P/E
1.78
EPS
21.46
P/B
0.52
ROE
32.38
Beta
1.58
Onity Group Inc. logo

Onity Group Inc.

🧾 Earnings Recap – Q3 2025

Onity Group reported robust third-quarter performance, bolstered by record origination volumes and strong servicing profitability, resulting in increased adjusted pretax income and return on equity.

  • Adjusted pretax income reached $31 million with an annualized return on equity of 25%, exceeding guidance.
  • GAAP net income reported at $2.03 per share, inclusive of a $0.48 tax provision linked to strategic planning.
  • Year-over-year servicing portfolio growth of 6%, driven by $39 billion in servicing additions, outpacing planned transfers and sales.
  • Originations volume surged 39% compared to last year, marking the highest funded volume recorded with a market size considerably lower than the 2021 peak.
  • Continuous investment in technology and optimization strategies is enhancing customer experience and operational efficiency across channels.
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Key Metrics
Earnings dateApril 28, 2026
P/E1.78
EPS21.46
Book Value73.68
Price to Book0.52
Debt/Equity2169.34
% Insiders17.426%
Growth
Revenue Growth0.29%
Earnings Growth-0.23%
Estimates
Forward P/E3.87
Forward EPS9.87

DCF Valuation

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DCF Result

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Onity Group Inc. Logo Onity Group Inc. Analysis (ONIT)

Is Onity Group Inc. a good investment? Onity Group Inc. (ONIT) is currently trading at 39.67 USD.

In terms of valuation, the stock trades at a P/E ratio of 1.78. This relatively low multiple may signal that Onity Group Inc. is undervalued compared to historical market norms.

Earnings Schedule: Onity Group Inc. is expected to release its next earnings report on April 28, 2026. The market consensus estimate for Forward EPS is 9.87.

Investor FAQ

Does Onity Group Inc. pay a dividend?

No, it does not currently pay a dividend.

What asset class is Onity Group Inc.?

Onity Group Inc. is classified as a Stock.

When is the next earnings date?

The next earnings date is projected to be April 28, 2026. The company currently has a trailing EPS of 21.46.

Company Profile

Onity Group Inc., a financial services company, originates and services forward and reserve mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company operates through the Servicing and Originations segments. The company offers owned mortgage servicing rights and subservicing products; conventional, government-insured, and non-agency mortgage loans, as well as reverse mortgage and multi-family loans; and residential forward mortgage and small commercial mortgage loans. It also originates and purchases conventional and government-insured residential forward and reverse mortgage loans through its correspondent lending arrangements, broker relationships, and retail channels. In addition, the company engages in reinsurance business. The company offers its services under the PHH Mortgage and Liberty Reverse Mortgage brands. It serves financial institutions. The company was formerly known as Ocwen Financial Corporation and changed its name to Onity Group Inc. in June 2024. Onity Group Inc. was founded in 1988 and is headquartered in West Palm Beach, Florida.

Dividends

Historical Split Corporate Actions

Split Date Split Ratio to 1
Aug. 10, 2009 1.660000
Aug. 14, 2020 0.070000
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