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1.25 USD
EPS
-5.70
P/B
1.41
ROE
-203.43
Beta
2.34
Pineapple Financial Inc. logo

Pineapple Financial Inc.

🧾 Earnings Recap – Q2 2026

Pineapple Financial delivered steady Q2 2026 mortgage volume amid a strategic platform transformation emphasizing operational discipline and digital innovation.

  • Mortgage volume reached $367.2 million in Q2, supporting a close-to-$1.7 billion annual run rate despite a subdued Canadian market.
  • Operational reset generated over $1.5 million in annualized cost savings, with plans to exceed $2.5 million by June 30, significantly reducing cash burn.
  • The company is integrating AI and tokenization to enhance efficiency and monetization of mortgage data, fortifying its digital asset treasury with $22.4 million in debt and ~$7.2 million in INJ tokens.
  • Focused on strengthening core mortgage origination while developing new revenue streams through data monetization and yield-generating digital assets.
  • Transition from build to performance phase underpins a scalable, efficient platform poised for long-term resilience.
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Key Metrics
Earnings dateJuly 20, 2026
EPS-5.70
Book Value1.04
Price to Book1.41
Debt/Equity72.39
% Insiders69.438%
Growth
Revenue Growth-0.05%
Estimates
Forward P/E36.75
Forward EPS0.04

DCF Valuation

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DCF Result

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Pineapple Financial Inc. Logo Pineapple Financial Inc. Analysis (PAPL)

Canada Financial Services Official Website Stock

Is Pineapple Financial Inc. a good investment? Pineapple Financial Inc. (PAPL) is currently trading at 1.25 USD.

Earnings Schedule: Pineapple Financial Inc. is expected to release its next earnings report on July 20, 2026. The market consensus estimate for Forward EPS is 0.04.

Investor FAQ

Does Pineapple Financial Inc. pay a dividend?

No, it does not currently pay a dividend.

What asset class is Pineapple Financial Inc.?

Pineapple Financial Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be July 20, 2026. The company currently has a trailing EPS of -5.70.

Company Profile

Pineapple Financial Inc., together with its subsidiaries, provides mortgage brokerage services and technology solutions in Canada. It offers mortgage brokering services, including mortgage consultation, advise on various mortgage products offered by financial institutions, client access to rate information and mortgage options from lenders, and assistance in selecting mortgage solution. The company also provides back-office support services, such as digital and automated onboarding and set up, loan packaging and processing, digital document collection and client portals, loan maintenance activities, payroll, lender communication, reporting requirements for regulators and business management, cloud services, expense collections, document preparation, compliance, training, administration, and marketing. In addition, it offers pre-underwriting support services comprising credit review, data validation, fraud analysis and compliance, appraisal ordering and review, and data analytics; and insurance products, which include whole life, permanent life, critical illness, and credit insurance. Further, the company operates MyPineapple, a technology platform that allows users to conduct their brokerage services. It serves mortgage agents, brokers, sub-brokers, and brokerages and consumers. The company was formerly known as 2487269 Ontario Ltd and changed its name to Pineapple Financial Inc. in June 2021. Pineapple Financial Inc. was incorporated in 2015 and is headquartered in North York, Canada.

Exchange Ticker
None PAPL

Dividends

Historical Split Corporate Actions

Split Date Split Ratio to 1
July 21, 2025 0.050000
July 16, 2025 0.050000
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