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25.23 USD
P/E
42.60
EPS
0.57
P/B
5.44
ROE
12.80
Beta
1.40
Target Price
34.29 USD
Paymentus Holdings, Inc. logo

Paymentus Holdings, Inc.

🧾 Earnings Recap – Q3 2025

Paymentus delivered impressive Q3 2025 results with revenue growth of 34.2% year-over-year and a record adjusted EBITDA margin of 36.5%, driven by strategic client onboarding and expanding enterprise engagements.

  • Revenue reached $310.7 million, fueled by increased biller counts and higher transaction values.
  • Contribution profit rose to $98.3 million, reflecting a 22.8% year-over-year increase.
  • Achieved a record adjusted EBITDA of $35.9 million, representing a 45.9% increase and exceeding the Rule of 40 at 59%.
  • Significant momentum in bookings, particularly in the large enterprise segment, with a diverse client base across multiple verticals.
  • Positive trajectory for long-term growth, as the company capitalizes on a robust market opportunity and ongoing investments in platform capabilities.
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Key Metrics
Earnings dateAug. 3, 2026
P/E42.60
EPS0.57
Book Value4.46
Price to Book5.44
Debt/Equity1.22
% Insiders3.401%
Growth
Revenue Growth0.28%
Earnings Growth0.52%
Estimates
Forward P/E23.86
Forward EPS1.02
Target Mean Price34.29

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Paymentus Holdings, Inc. Logo Paymentus Holdings, Inc. Analysis (PAY)

Is Paymentus Holdings, Inc. a good investment? Paymentus Holdings, Inc. (PAY) is currently trading at 25.23 USD. Market analysts have a consensus price target of 34.29 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 42.60. This high multiple suggests investors have priced in significant future growth expectations.

Earnings Schedule: Paymentus Holdings, Inc. is expected to release its next earnings report on Aug. 3, 2026. The market consensus estimate for Forward EPS is 1.02.

Investor FAQ

Does Paymentus Holdings, Inc. pay a dividend?

No, it does not currently pay a dividend.

What asset class is Paymentus Holdings, Inc.?

Paymentus Holdings, Inc. is classified as a Stock.

When is the next earnings date?

The next earnings date is projected to be Aug. 3, 2026. The company currently has a trailing EPS of 0.57.

Company Profile

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform's payment processing includes credit cards, debit cards, echecks, and digital wallets. The company serves utility, financial services, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and business to business industries, as well as governments and small businesses. Paymentus Holdings, Inc. was founded in 2004 and is headquartered in Charlotte, North Carolina.

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