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68.15 USD
P/E
12.07
EPS
5.51
Yield
3.55%
Safety Score
100
P/B
0.81
ROE
6.73
Beta
0.67
Target Price
77.92 USD
Prosperity Bancshares, Inc. logo

Prosperity Bancshares, Inc.

🧾 Earnings Recap – Q3 2025

Prosperity Bancshares delivered robust third-quarter 2025 results with a net income increase to $137.6 million, driven by an improved net interest margin. The company announced a dividend hike, reflecting confidence in future growth amid ongoing strategic acquisitions.

  • Net income rose 8.2% year-over-year, reaching $137.6 million, with earnings per share increasing to $1.45.
  • Net interest margin improved to 3.24%, up from 2.95% a year earlier, contributing to increased profitability.
  • Successful strategic growth through announced acquisitions of Southwest Bancshares and American Bank Holding Corporation, expanding market share in Texas.
  • Core deposits increased to $27.7 billion, indicating healthy deposit growth without reliance on brokered deposits.
  • Maintained strong asset quality with nonperforming assets totaling $119 million, equating to 36 basis points of average earning assets.
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Key Metrics
Earnings dateJuly 22, 2026
P/E12.07
EPS5.51
Book Value81.84
Price to Book0.81
% Insiders4.000%
Growth
Revenue Growth0.20%
Earnings Growth-0.15%
Estimates
Forward P/E9.25
Forward EPS7.19
Target Mean Price77.92
Dividend
Dividend Yield3.55%
Annual dividends2.36 USD
Ex-Div. DateJune 15, 2026
Payout42.88%
5y avg Yield3.09%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
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Terminal PV
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Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Prosperity Bancshares, Inc. Logo Prosperity Bancshares, Inc. Analysis (PB)

United States Financials Official Website Stock

Is Prosperity Bancshares, Inc. a good investment? Prosperity Bancshares, Inc. (PB) is currently trading at 68.15 USD. Market analysts have a consensus price target of 77.92 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 12.07. This relatively low multiple may signal that Prosperity Bancshares, Inc. is undervalued compared to historical market norms.

Earnings Schedule: Prosperity Bancshares, Inc. is expected to release its next earnings report on July 22, 2026. The market consensus estimate for Forward EPS is 7.19.

For income investors, Prosperity Bancshares, Inc. pays a dividend yield of 3.55%. With a payout ratio of 43%, the dividend appears sustainable.

Investor FAQ

Does Prosperity Bancshares, Inc. pay a dividend?

Yes, it pays an annual dividend of 2.36 USD (3.55% yield).

What asset class is Prosperity Bancshares, Inc.?

Prosperity Bancshares, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be July 22, 2026. The company currently has a trailing EPS of 5.51.

Company Profile

Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts; and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, and agricultural and non-real estate agricultural loans; construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; term loans and lines of credit; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides digital banking, internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, and debit and credit cards services. The company was incorporated in 1983 and is headquartered in Houston, Texas.

Exchange Ticker
NYQ (United States) PB
Dividend Yield

3.55% (5y avg: 3.09%)

Annual Dividends

2.36 USD

Next ex. div date

June 15, 2026

Payout Ratio

42.88%

Historical Dividends
Year Total Dividends
2027 1.26 USD
2026 2.41 USD
2025 2.32 USD
2024 2.24 USD
2023 2.20 USD
2022 2.08 USD
2021 1.96 USD
2020 1.84 USD
2019 1.64 USD
2018 1.44 USD
2017 1.36 USD
2016 1.20 USD
2015 1.09 USD
2014 0.96 USD
2013 0.65 USD
2012 1.00 USD
2011 0.52 USD
2010 0.80 USD
2009 0.55 USD
2008 0.50 USD
2007 0.45 USD
2006 0.40 USD
2005 0.33 USD
2004 0.29 USD
2003 0.24 USD
2002 0.32 USD
2001 1.08 USD
2000 1.72 USD
1999 1.60 USD
1998 0.35 USD

Yearly aggregated dividends

Dividends

Prosperity Bancshares, Inc.
Jul 01, 2026 Upcoming
Dividend
0.6 USD
Prosperity Bancshares, Inc.
Apr 01, 2026 Paid
Dividend
0.6 USD
Prosperity Bancshares, Inc.
Jan 02, 2026 Paid
Dividend
0.6 USD
Prosperity Bancshares, Inc.
Oct 01, 2025 Paid
Dividend
0.58 USD
Prosperity Bancshares, Inc.
Jul 01, 2025 Paid
Dividend
0.58 USD

Historical Split Corporate Actions

Split Date Split Ratio to 1
June 3, 2002 2.000000
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