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94.02 USD
P/E
12.63
EPS
7.84
Yield
1.57%
Safety Score
96
P/B
1.08
ROE
6.17
Beta
1.06
Target Price
116.83 USD
Pinnacle Financial Partners, Inc. logo

Pinnacle Financial Partners, Inc.

🧾 Earnings Recap – Q1 2026

Pinnacle Financial Partners demonstrated strong early post-merger performance in Q1 2026, with solid organic growth, narrowed net interest margin, and high client satisfaction amidst ongoing integration efforts.

  • Delivered diluted EPS of $0.89 and adjusted EPS of $2.39, supported by $2B each in loan and core deposit growth, aligned with 2026 targets.
  • Net interest margin at 3.53%, driven by balance sheet repositioning and fixed rate asset re-pricing; balance sheet growth remains robust.
  • Adjusted noninterest revenue increased over 20% year-over-year, with fee growth across banking, wealth management, and capital markets.
  • Merger-related costs of $275 million impacted earnings; majority of synergy realization achieved in the quarter.
  • Maintained disciplined expense management, while adding 50 experienced revenue producers and achieving top national client satisfaction rankings.
📅
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Key Metrics
Earnings dateJuly 21, 2026
P/E12.63
EPS7.84
Book Value91.91
Price to Book1.08
% Insiders1.383%
Growth
Revenue Growth1.56%
Earnings Growth-0.50%
Estimates
Forward P/E8.37
Forward EPS11.82
Target Mean Price116.83
Dividend
Dividend Yield1.57%
Annual dividends1.48 USD
Ex-Div. DateMay 1, 2026
Payout13.66%
5y avg Yield1.05%

DCF Valuation

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DCF Result

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Current Price
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Terminal PV
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Pinnacle Financial Partners, Inc. Logo Pinnacle Financial Partners, Inc. Analysis (PNFP)

United States Financials Official Website Stock

Is Pinnacle Financial Partners, Inc. a good investment? Pinnacle Financial Partners, Inc. (PNFP) is currently trading at 94.02 USD. Market analysts have a consensus price target of 116.83 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 12.63. This relatively low multiple may signal that Pinnacle Financial Partners, Inc. is undervalued compared to historical market norms.

Earnings Schedule: Pinnacle Financial Partners, Inc. is expected to release its next earnings report on July 21, 2026. The market consensus estimate for Forward EPS is 11.82.

For income investors, Pinnacle Financial Partners, Inc. pays a dividend yield of 1.57%. With a payout ratio of 14%, the dividend appears sustainable.

Investor FAQ

Does Pinnacle Financial Partners, Inc. pay a dividend?

Yes, it pays an annual dividend of 1.48 USD (1.57% yield).

What asset class is Pinnacle Financial Partners, Inc.?

Pinnacle Financial Partners, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be July 21, 2026. The company currently has a trailing EPS of 7.84.

Company Profile

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.

Exchange Ticker
NMS (United States) PNFP
Dividend Yield

1.57% (5y avg: 1.05%)

Annual Dividends

1.48 USD

Next ex. div date

May 1, 2026

Payout Ratio

13.66%

Historical Dividends
Year Total Dividends
2027 0.54 USD
2026 1.52 USD
2025 0.96 USD
2024 0.88 USD
2023 0.88 USD
2022 0.88 USD
2021 0.72 USD
2020 0.64 USD
2019 0.64 USD
2018 0.58 USD
2017 0.56 USD
2016 0.56 USD
2015 0.48 USD
2014 0.32 USD
2013 0.08 USD

Yearly aggregated dividends

Dividends

Pinnacle Financial Partners, Inc.
May 29, 2026 Upcoming
Dividend
0.5 USD
Pinnacle Financial Partners, Inc.
Feb 27, 2026 Paid
Dividend
0.5 USD
Pinnacle Financial Partners, Inc.
Nov 28, 2025 Paid
Dividend
0.24 USD
Pinnacle Financial Partners, Inc.
Aug 29, 2025 Paid
Dividend
0.24 USD

Historical Split Corporate Actions

Split Date Split Ratio to 1
May 11, 2004 2.000000
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