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11.22 USD
P/E
7.79
EPS
1.44
Yield
16.76%
Safety Score
45
P/B
0.77
ROE
10.03
Beta
0.32
Target Price
16.38 USD
Chicago Atlantic Real Estate Finance Inc. Common Stock logo

Chicago Atlantic Real Estate Finance Inc. Common Stock

🧾 Earnings Recap – Q3 2025

Chicago Atlantic Real Estate Finance reported resilient performance amid market volatility, showcasing a disciplined approach to capital deployment and a strong cannabis loan pipeline despite challenges in the private credit environment.

  • Loan portfolio totaled approximately $400 million with a weighted average yield to maturity of 16.5%.
  • Gross originations of $39.5 million were offset by $62.7 million in unscheduled principal repayments.
  • The company maintained a robust structure, with only 14% of the portfolio exposed to further interest rate declines due to protective rate floors.
  • Management's recent share repurchases reflect confidence in the underlying value and strategy of the company.
  • Total leverage decreased to 33% of book equity, providing enhanced liquidity and a favorable risk-return profile.
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Key Metrics
Earnings dateAug. 6, 2026
P/E7.79
EPS1.44
Book Value14.60
Price to Book0.77
Debt/Equity38.38
% Insiders13.328%
Growth
Revenue Growth-0.34%
Earnings Growth-0.51%
Estimates
Forward P/E5.84
Forward EPS1.92
Target Mean Price16.38
Dividend
Dividend Yield16.76%
Annual dividends1.88 USD
Ex-Div. DateMarch 31, 2026
Payout130.30%

DCF Valuation

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DCF Result

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Chicago Atlantic Real Estate Finance Inc. Common Stock Logo Chicago Atlantic Real Estate Finance Inc. Common Stock Analysis (REFI)

United States Real Estate Official Website Stock

Is Chicago Atlantic Real Estate Finance Inc. Common Stock a good investment? Chicago Atlantic Real Estate Finance Inc. Common Stock (REFI) is currently trading at 11.22 USD. Market analysts have a consensus price target of 16.38 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 7.79. This relatively low multiple may signal that Chicago Atlantic Real Estate Finance Inc. Common Stock is undervalued compared to historical market norms.

Earnings Schedule: Chicago Atlantic Real Estate Finance Inc. Common Stock is expected to release its next earnings report on Aug. 6, 2026. The market consensus estimate for Forward EPS is 1.92.

For income investors, Chicago Atlantic Real Estate Finance Inc. Common Stock pays a dividend yield of 16.76%. With a payout ratio of 130%, the dividend appears to be under pressure.

Investor FAQ

Does Chicago Atlantic Real Estate Finance Inc. Common Stock pay a dividend?

Yes, it pays an annual dividend of 1.88 USD (16.76% yield).

What asset class is Chicago Atlantic Real Estate Finance Inc. Common Stock?

Chicago Atlantic Real Estate Finance Inc. Common Stock is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be Aug. 6, 2026. The company currently has a trailing EPS of 1.44.

Company Profile

Chicago Atlantic Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States. It engages in originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. The company's loan portfolio is comprised of senior loans to state-licensed operators in the cannabis industry. It has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Chicago Atlantic Real Estate Finance, Inc. was incorporated in 2021 and is based in Miami Beach, Florida.

Exchange Ticker
NMS (United States) REFI
Dividend Yield

16.76%

Annual Dividends

1.88 USD

Next ex. div date

March 31, 2026

Payout Ratio

130.30%

Historical Dividends
Year Total Dividends
2027 1.43 USD
2026 1.88 USD
2025 2.06 USD
2024 2.17 USD
2023 2.17 USD
2022 1.60 USD

Yearly aggregated dividends

Dividends

Chicago Atlantic Real Estate Finance Inc. Common Stock
Apr 15, 2026 Paid
Dividend
0.47 USD
Chicago Atlantic Real Estate Finance Inc. Common Stock
Jan 15, 2026 Paid
Dividend
0.47 USD
Chicago Atlantic Real Estate Finance Inc. Common Stock
Oct 15, 2025 Paid
Dividend
0.47 USD
Chicago Atlantic Real Estate Finance Inc. Common Stock
Jul 15, 2025 Paid
Dividend
0.47 USD

Historical Split Corporate Actions

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