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12.59 USD
P/E
6.99
EPS
1.84
Yield
15.71%
P/B
0.87
ROE
12.63
Beta
0.27
Target Price
17.63 USD
Chicago Atlantic Real Estate Finance Inc. Common Stock logo

Chicago Atlantic Real Estate Finance Inc. Common Stock

🧾 Earnings Recap – Q3 2025

Chicago Atlantic Real Estate Finance reported resilient performance amid market volatility, showcasing a disciplined approach to capital deployment and a strong cannabis loan pipeline despite challenges in the private credit environment.

  • Loan portfolio totaled approximately $400 million with a weighted average yield to maturity of 16.5%.
  • Gross originations of $39.5 million were offset by $62.7 million in unscheduled principal repayments.
  • The company maintained a robust structure, with only 14% of the portfolio exposed to further interest rate declines due to protective rate floors.
  • Management's recent share repurchases reflect confidence in the underlying value and strategy of the company.
  • Total leverage decreased to 33% of book equity, providing enhanced liquidity and a favorable risk-return profile.
📅

12.5900 USD

12.590 USD

Daily: -2.33%
Key Metrics

Earnings date: March 11, 2026

P/E: 6.99

EPS: 1.84

Book Value: 14.71

Price to Book: 0.87

Debt/Equity: 38.84

% Insiders: 14.378%

Growth

Revenue Growth: -0.01%

Earnings Growth: -0.11%

Estimates

Forward P/E: 6.70

Forward EPS: 1.92

Target Mean Price: 17.63

Dividend

Dividend Yield: 15.71%

Annual dividends: 2.06 USD

Ex-Div. Date: Sept. 30, 2025

Payout: 111.84%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

 Logo About Chicago Atlantic Real Estate Finance Inc. Common Stock - (REFI)

Country: United States

Sector: Real Estate

Website: nan

Chicago Atlantic Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States. The company engages in originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. Its portfolio primarily includes first mortgage loans to established multi-state or single-state cannabis operators or property owners. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Chicago Atlantic Real Estate Finance, Inc. was incorporated in 2021 and is based in Miami Beach, Florida.

Exchange Ticker
NMS (United States) REFI
Dividend Yield

15.71%

Annual Dividends

2.06 USD

Next ex. div date

Sept. 30, 2025

Payout Ratio

111.84%

Historical Dividends
Year Total Dividends
2026 3.39 USD
2025 2.06 USD
2024 2.17 USD
2023 2.17 USD
2022 1.60 USD

Yearly aggregated dividends

Dividends

Chicago Atlantic Real Estate Finance Inc. Common Stock
Oct 15, 2025 Paid
Dividend
0.47 USD
Chicago Atlantic Real Estate Finance Inc. Common Stock
Jul 15, 2025 Paid
Dividend
0.47 USD
Chicago Atlantic Real Estate Finance Inc. Common Stock
Apr 15, 2025 Paid
Dividend
0.47 USD
Chicago Atlantic Real Estate Finance Inc. Common Stock
Jan 13, 2025 Paid
Dividend
0.65 USD

Historical Split Corporate Actions

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