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30.28 USD
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P/E
12.56
EPS
2.41
Yield
3.45%
Safety Score
96
P/B
1.48
ROE
11.90
Beta
1.01
Target Price
30.95 USD
Regions Financial Corporation logo

Regions Financial Corporation

🧾 Earnings Recap – Q1 2026

Regions Financial delivered solid first-quarter earnings of $539 million, reflecting resilient loan and deposit growth amid moderate margin pressures and ongoing strategic investments. The company's balanced asset quality and deposit franchise position it well for continued income expansion through 2026.

  • Earnings increased 11% YoY to $539 million, with adjusted pre-tax income up 4%, supporting an 18% ROE.
  • Loans grew 2% quarter-over-quarter, driven by broad-based C&I lending, with high-quality, mostly investment-grade credit exposure.
  • Deposit balances rose modestly, with a strategic shift from CDs to money markets supporting stable funding costs and low deposit beta at 35%.
  • Net interest margin remained below expectations at 3.67%, impacted by market conditions and loan remixing, but is poised for recovery with an anticipated 2% NII growth next quarter.
  • The bank repositioned securities into longer-duration assets post-quarter, aiming for yield enhancement and capital efficiency, with positive outlook for margin expansion in 2026.
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1M 6M YTD 1Y 2Y 5Y Max
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Key Metrics
Earnings dateJuly 17, 2026
P/E12.56
EPS2.41
Book Value20.41
Price to Book1.48
% Insiders0.260%
Growth
Revenue Growth0.07%
Earnings Growth0.22%
Estimates
Forward P/E10.60
Forward EPS2.86
Target Mean Price30.95
Dividend
Dividend Yield3.45%
Annual dividends1.06 USD
Ex-Div. DateJune 1, 2026
Payout44.99%
5y avg Yield3.93%

DCF Valuation

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DCF Result
Fair Value (DCF)
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Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Regions Financial Corporation Logo Regions Financial Corporation Analysis (RF)

United States Financials Official Website Stock

Is Regions Financial Corporation a good investment? Regions Financial Corporation (RF) is currently trading at 30.28 USD. Market analysts have a consensus price target of 30.95 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 12.56. This relatively low multiple may signal that Regions Financial Corporation is undervalued compared to historical market norms.

Earnings Schedule: Regions Financial Corporation is expected to release its next earnings report on July 17, 2026. The market consensus estimate for Forward EPS is 2.86.

For income investors, Regions Financial Corporation pays a dividend yield of 3.45%. With a payout ratio of 45%, the dividend appears sustainable.

Investor FAQ

Does Regions Financial Corporation pay a dividend?

Yes, it pays an annual dividend of 1.06 USD (3.45% yield).

What asset class is Regions Financial Corporation?

Regions Financial Corporation is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be July 17, 2026. The company currently has a trailing EPS of 2.41.

Company Profile

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

Exchange Ticker
NYQ (United States) RF
Trades
Dividend Yield
3.45%
5y avg 3.93%
Annual Dividends
1.06USD
Next Ex. Div Date
June 1, 2026
Payout Ratio
44.99%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
▸2027
0.59 USD
April 1, 2027 (estimated) 0.2964
Jan. 4, 2027 (estimated) 0.2964
▸2026
1.09 USD
Oct. 1, 2026 (estimated) 0.2991
July 1, 2026 0.2650
April 1, 2026 0.2650
Jan. 2, 2026 0.2650
▸2025
1.02 USD
Oct. 1, 2025 0.2650
July 1, 2025 0.2500
April 1, 2025 0.2500
Jan. 2, 2025 0.2500
▸2024
0.97 USD
Oct. 1, 2024 0.2500
July 1, 2024 0.2400
April 1, 2024 0.2400
Jan. 2, 2024 0.2400
▸2023
0.84 USD
Oct. 2, 2023 0.2400
July 3, 2023 0.2000
April 3, 2023 0.2000
Jan. 3, 2023 0.2000
▸2022
0.71 USD
Oct. 3, 2022 0.2000
July 1, 2022 0.1700
April 1, 2022 0.1700
Jan. 3, 2022 0.1700
▸2021
0.64 USD
Oct. 1, 2021 0.1700
July 1, 2021 0.1550
April 1, 2021 0.1550
Jan. 4, 2021 0.1550
▸2020
0.62 USD
Oct. 1, 2020 0.1550
July 1, 2020 0.1550
April 1, 2020 0.1550
Jan. 2, 2020 0.1550
▸2019
0.58 USD
Oct. 1, 2019 0.1550
July 1, 2019 0.1400
April 1, 2019 0.1400
Jan. 2, 2019 0.1400
▸2018
0.41 USD
Oct. 1, 2018 0.1400
July 2, 2018 0.0900
April 2, 2018 0.0900
Jan. 2, 2018 0.0900
▸2017
0.29 USD
Sept. 29, 2017 0.0900
June 30, 2017 0.0700
March 31, 2017 0.0650
Jan. 3, 2017 0.0650
▸2016
0.25 USD
Oct. 3, 2016 0.0650
July 1, 2016 0.0650
April 1, 2016 0.0600
Jan. 4, 2016 0.0600
▸2015
0.22 USD
Oct. 1, 2015 0.0600
July 1, 2015 0.0600
April 1, 2015 0.0500
Jan. 2, 2015 0.0500
▸2014
0.16 USD
Oct. 1, 2014 0.0500
July 1, 2014 0.0500
April 1, 2014 0.0300
Jan. 2, 2014 0.0300
▸2013
0.08 USD
Oct. 1, 2013 0.0300
July 1, 2013 0.0300
April 1, 2013 0.0100
Jan. 2, 2013 0.0100
▸2012
0.04 USD
Oct. 1, 2012 0.0100
July 2, 2012 0.0100
April 2, 2012 0.0100
Jan. 3, 2012 0.0100
▸2011
0.04 USD
Oct. 3, 2011 0.0100
July 1, 2011 0.0100
April 1, 2011 0.0100
Jan. 3, 2011 0.0100
▸2010
0.04 USD
Oct. 1, 2010 0.0100
July 1, 2010 0.0100
April 1, 2010 0.0100
Jan. 4, 2010 0.0100
▸2009
0.22 USD
Oct. 1, 2009 0.0100
July 1, 2009 0.0100
April 1, 2009 0.1000
Jan. 2, 2009 0.1000
▸2008
1.24 USD
Oct. 1, 2008 0.1000
July 1, 2008 0.3800
April 1, 2008 0.3800
Jan. 2, 2008 0.3800
▸2007
1.44 USD
Oct. 1, 2007 0.3600
July 2, 2007 0.3600
April 2, 2007 0.3600
Jan. 2, 2007 0.3600
▸2006
1.40 USD
Nov. 15, 2006 0.3500
Aug. 15, 2006 0.3500
May 15, 2006 0.3500
Feb. 15, 2006 0.3500
▸2005
1.36 USD
Nov. 15, 2005 0.3400
Aug. 15, 2005 0.3400
May 16, 2005 0.3400
Feb. 15, 2005 0.3400
▸2004
2.26 USD
Nov. 15, 2004 0.3330
Aug. 16, 2004 0.3330
July 1, 2004 0.3345
May 17, 2004 0.3333
April 1, 2004 0.3337
Feb. 17, 2004 0.3333
Jan. 2, 2004 0.2592
▸2003
2.31 USD
Nov. 17, 2003 0.3333
Oct. 1, 2003 0.2592
Aug. 15, 2003 0.3333
July 1, 2003 0.2430
May 15, 2003 0.3333
April 1, 2003 0.2430
Feb. 17, 2003 0.3333
Jan. 2, 2003 0.2349
▸2002
2.60 USD
Nov. 15, 2002 0.3334
Oct. 1, 2002 0.2349
Aug. 15, 2002 0.3334
July 1, 2002 0.2349
May 15, 2002 0.5000
April 1, 2002 0.2349
Feb. 15, 2002 0.5000
Jan. 2, 2002 0.2268
▸2001
3.13 USD
Nov. 15, 2001 0.5000
Oct. 1, 2001 0.2268
Sept. 10, 2001 0.2268
Aug. 15, 2001 0.5000
July 2, 2001 0.2268
May 15, 2001 0.5000
April 2, 2001 0.2268
Feb. 15, 2001 0.5000
Jan. 2, 2001 0.2187
▸2000
2.86 USD
Nov. 15, 2000 0.5000
Oct. 2, 2000 0.2187
Aug. 15, 2000 0.5000
July 3, 2000 0.2187
May 15, 2000 0.5000
April 3, 2000 0.2187
Feb. 15, 2000 0.5000
Jan. 3, 2000 0.2025
▸1999
2.79 USD
Nov. 15, 1999 0.5000
Oct. 1, 1999 0.2025
Aug. 16, 1999 0.5000
July 1, 1999 0.2025
May 17, 1999 0.5000
April 1, 1999 0.2025
Feb. 16, 1999 0.5000
Jan. 4, 1999 0.1863
▸1998
2.72 USD
Nov. 16, 1998 0.5000
Oct. 1, 1998 0.1863
Aug. 17, 1998 0.5000
July 1, 1998 0.1863
May 15, 1998 0.5000
April 1, 1998 0.1863
Feb. 16, 1998 0.5000
Jan. 2, 1998 0.1620
▸1997
2.12 USD
Nov. 17, 1997 0.4000
Oct. 1, 1997 0.1620
Aug. 15, 1997 0.4000
July 1, 1997 0.1620
May 15, 1997 0.3750
April 1, 1997 0.1620
Feb. 17, 1997 0.3200
Jan. 2, 1997 0.1417
▸1996
1.64 USD
Nov. 15, 1996 0.2700
Oct. 1, 1996 0.1417
Aug. 15, 1996 0.2700
July 1, 1996 0.1417
May 17, 1996 0.2700
April 1, 1996 0.1417
Feb. 16, 1996 0.2700
Jan. 2, 1996 0.1336
▸1995
1.38 USD
Nov. 17, 1995 0.2500
Oct. 2, 1995 0.1336
Aug. 18, 1995 0.2500
July 3, 1995 0.1336
May 19, 1995 0.2500
March 13, 1995 0.1336
Feb. 17, 1995 0.2300
▸1994
1.37 USD
Dec. 12, 1994 0.1215
Nov. 18, 1994 0.2300
Sept. 12, 1994 0.1215
Aug. 19, 1994 0.2300
June 13, 1994 0.1215
May 20, 1994 0.2100
March 11, 1994 0.1215
Feb. 18, 1994 0.2100
▸1993
1.14 USD
Dec. 13, 1993 0.1053
Nov. 19, 1993 0.1800
Sept. 9, 1993 0.1053
Aug. 20, 1993 0.1800
June 11, 1993 0.1053
May 21, 1993 0.1800
March 9, 1993 0.1053
Feb. 19, 1993 0.1800
▸1992
0.97 USD
Dec. 9, 1992 0.0920
Nov. 20, 1992 0.1500
Sept. 9, 1992 0.0920
Aug. 21, 1992 0.1500
June 9, 1992 0.0920
May 15, 1992 0.1500
March 9, 1992 0.0920
Feb. 21, 1992 0.1500
▸1991
0.83 USD
Dec. 9, 1991 0.0884
Nov. 15, 1991 0.1200
Sept. 9, 1991 0.0884
Aug. 16, 1991 0.1200
June 10, 1991 0.0884
May 17, 1991 0.1200
March 11, 1991 0.0884
Feb. 15, 1991 0.1200
▸1990
0.90 USD
Dec. 10, 1990 0.0847
Nov. 16, 1990 0.1200
Oct. 1, 1990 0.0847
Aug. 17, 1990 0.1200
July 2, 1990 0.0847
May 18, 1990 0.1200
April 2, 1990 0.0847
Feb. 16, 1990 0.1200
Jan. 2, 1990 0.0773
▸1989
0.55 USD
Nov. 17, 1989 0.1200
Oct. 2, 1989 0.0773
Aug. 18, 1989 0.1200
July 3, 1989 0.0773
April 3, 1989 0.0773
Jan. 2, 1989 0.0736
▸1988
0.29 USD
Oct. 1, 1988 0.0736
July 1, 1988 0.0736
April 1, 1988 0.0736
Jan. 4, 1988 0.0700
▸1987
0.27 USD
Oct. 1, 1987 0.0700
July 1, 1987 0.0700
April 1, 1987 0.0700
Jan. 2, 1987 0.0589
Upcoming Dividends
Name Payment Date Status Amount
Regions Financial Corporation Jul 01, 2026 0.265 USD
Regions Financial Corporation Apr 01, 2026 0.265 USD
Regions Financial Corporation Jan 02, 2026 0.265 USD
Regions Financial Corporation Oct 01, 2025 0.265 USD
Stock Splits
Split Date Split Ratio to 1
July 1, 2004 1.230000
June 16, 1997 2.000000
March 1, 1993 1.100000
June 2, 1986 2.000000
June 4, 1984 2.000000
June 13, 1979 1.100000
Dec. 14, 1977 1.050000
June 18, 1976 1.050000
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