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2.58 USD
EPS
-3.00
P/B
0.52
ROE
-43.20
Beta
1.62
Target Price
6.57 USD
Repay Holdings Corporation logo

Repay Holdings Corporation

🧾 Earnings Recap – Q3 2025

Repay's Q3 2025 results show a return to profitable growth with 5% revenue and 1% gross profit growth, as strategic initiatives and partnerships bolster performance across its consumer and business payment segments.

  • Achieved 5% revenue growth and 1% gross profit growth year-over-year on a normalized basis, reflecting successful strategic execution.
  • Adjusted EBITDA margin remained strong at 40%, while free cash flow conversion stood at 67%, supporting reinvestment in growth initiatives.
  • Expanded partnership network to 291, adding five new software partners, including Alpha Systems and Fuze, to enhance market reach and service offerings.
  • Business Payments segment reported a 12% increase in normalized gross profit, driven by robust accounts payable platform performance and increased supplier network, now at over 540,000.
  • Continued focus on automation and AI tools is expected to improve operational efficiency and accelerate future growth.
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Key Metrics
Earnings dateMay 11, 2026
EPS-3.00
Book Value5.93
Price to Book0.52
Debt/Equity90.68
% Insiders11.402%
Growth
Revenue Growth0.00%
Estimates
Forward P/E3.31
Forward EPS0.93
Target Mean Price6.57

DCF Valuation

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DCF Result

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Repay Holdings Corporation Logo Repay Holdings Corporation Analysis (RPAY)

United States Information Technology Official Website Stock

Is Repay Holdings Corporation a good investment? Repay Holdings Corporation (RPAY) is currently trading at 2.58 USD. Market analysts have a consensus price target of 6.57 USD. This suggests a potential upside from current levels.

Earnings Schedule: Repay Holdings Corporation is expected to release its next earnings report on May 11, 2026. The market consensus estimate for Forward EPS is 0.93.

Investor FAQ

Does Repay Holdings Corporation pay a dividend?

No, it does not currently pay a dividend.

What asset class is Repay Holdings Corporation?

Repay Holdings Corporation is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be May 11, 2026. The company currently has a trailing EPS of -3.00.

Company Profile

Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments. The company offers payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. Repay Holdings Corporation was founded in 2006 and is headquartered in Atlanta, Georgia.

Exchange Ticker
NMS (United States) RPAY

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