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45.32 INR
P/E
7.40
EPS
5.55
Yield
0.89%
Safety Score
52
P/B
0.98
ROE
13.53
Beta
0.28
Target Price
48.00 INR
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Key Metrics
Earnings dateJuly 16, 2026
P/E7.40
EPS5.55
Book Value42.09
Price to Book0.98
% Insiders4.913%
Growth
Revenue Growth0.11%
Earnings Growth0.18%
Estimates
Forward P/E6.01
Forward EPS6.83
Target Mean Price48.00
Dividend
Dividend Yield0.89%
Annual dividends0.40 INR
Ex-Div. DateAug. 13, 2025
Payout7.19%
5y avg Yield2.47%

DCF Valuation

Tweak assumptions to recompute fair value for The South Indian Bank Limited (SOUTHBANK.NS)
Currency: INR
DCF Assumptions
Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).
Decimal (e.g., 0.30 = 30%).
Decimal (e.g., 0.04 = 4%).
Decimal (e.g., 0.20 = 20%).
Percent number (e.g., 3 = 3%).
Percent number (e.g., 10 = 10%).
Percent number (e.g., 5 = 5%).
DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

The South Indian Bank Limited Logo The South Indian Bank Limited Analysis (SOUTHBANK.NS)

India Financials Official Website Stock

Is The South Indian Bank Limited a good investment? The South Indian Bank Limited (SOUTHBANK.NS) is currently trading at 45.32 INR. Market analysts have a consensus price target of 48.00 INR. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 7.40. This relatively low multiple may signal that The South Indian Bank Limited is undervalued compared to historical market norms.

Earnings Schedule: The South Indian Bank Limited is expected to release its next earnings report on July 16, 2026. The market consensus estimate for Forward EPS is 6.83.

For income investors, The South Indian Bank Limited pays a dividend yield of 0.89%. With a payout ratio of 7%, the dividend appears sustainable.

Investor FAQ

Does The South Indian Bank Limited pay a dividend?

Yes, it pays an annual dividend of 0.40 INR (0.89% yield).

What asset class is The South Indian Bank Limited?

The South Indian Bank Limited is classified as a Stock. You can compare it against 2 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be July 16, 2026. The company currently has a trailing EPS of 5.55.

Company Profile

The South Indian Bank Limited provides various banking products and services in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company's personal banking products and services include savings and current accounts, term deposits, and unclaimed deposits/inoperative accounts; personal, car, home, gold, educational, property, and other loans; loans against securities; one time settlement scheme for micro and small enterprises sector; wealth and mutual funds. It also offers insurance products, such as life, health, and various credit risk insurance, as well as general insurance products comprising fire, liability, marine, motor, personal accident, and travel insurance products. In addition, the company provides money transfer services; various cards; and value added services, including SIB rewardz, KYC certification of mutual fund investors, SIB e-academia, 3-in-one trading KIT, green pin, SIB feebook, branch banking, FX-retail, KYC updation, NETC FASTag, sovereign gold bonds, credit and debit cards, ATM cum shopping card, mobile and internet banking, demat, pension system, online trading, NPS lite, SIB collect, SIB travel card, PAN service agency, cash management, direct debit, tax payment and savings investments, and safe deposit locker services, as well as distributes capital gain bonds and tax free bonds. Its NRI banking services comprise NRE and NRO rupee accounts, and foreign currency deposits; e-services; remittances and payments; money transfers; and value-added services, as well as portfolio investment schemes. The company's business banking services include normal and premium accounts, SIB merchant plus, and trader smart current accounts; working capital, long term, non-fund based, supply chain, and SIB commercial vehicle loans; international finance; and merchant acquiring services. It operates through a network of branches and ATMs/CRMs. The South Indian Bank Limited was incorporated in 1929 and is headquartered in Thrissur, India.

Exchange Ticker
NSI (India) SOUTHBANK.NS
SOUTHBANK.BO
Trades
Dividend Yield
0.89%
5y avg 2.47%
Annual Dividends
0.40INR
Next Ex. Div Date
Aug. 13, 2025
Payout Ratio
7.19%
Dividend History paid per year (INR)
Historical Dividends
Year Total Dividends
2026
0.44 INR
Sept. 21, 2026 (estimated) 0.4354
2025
0.40 INR
Sept. 19, 2025 0.4000
2024
0.30 INR
Sept. 25, 2024 0.3000
2023
0.28 INR
Sept. 23, 2023 0.2756
2019
0.23 INR
Aug. 16, 2019 0.2297
2018
0.37 INR
July 21, 2018 0.3674
2017
0.37 INR
Aug. 10, 2017 0.3674
2016
0.42 INR
July 18, 2016 0.4158
2015
0.50 INR
July 25, 2015 0.4989
2014
0.67 INR
July 8, 2014 0.6652
2013
0.58 INR
July 5, 2013 0.5821
2012
0.50 INR
July 5, 2012 0.4989
2011
0.42 INR
July 22, 2011 0.4158
2010
0.33 INR
July 23, 2010 0.3326
2009
0.25 INR
Aug. 26, 2009 0.2495
2008
0.20 INR
Aug. 23, 2008 0.1996
2007
0.17 INR
Aug. 1, 2007 0.1663
2006
0.12 INR
July 15, 2006 0.1197
2004
0.16 INR
Sept. 19, 2004 0.0665
May 13, 2004 0.0949
2003
0.16 INR
July 20, 2003 0.1582
2002
0.16 INR
July 4, 2002 0.1582
2001
0.16 INR
Aug. 1, 2001 0.1582
2000
0.13 INR
June 1, 2000 0.1266
Upcoming Dividends
Name Payment Date Status Amount
The South Indian Bank Limited Sep 19, 2025 0.4 INR
Stock Splits
Split Date Split Ratio to 1
Oct. 16, 2008 1.250000
Sept. 23, 2010 10.000000
Feb. 16, 2017 1.100000
July 15, 2004 1.050000
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