SouthState Bank Corporation reported robust Q3 2025 earnings with a 30% year-over-year increase in EPS, driven by solid loan production and effective expense management.
- EPS reached $2.58, with a robust return on tangible equity of 20%.
- Loan production increased to nearly $3.4 billion, contributing to moderate growth in loans and deposits.
- Noninterest income rose to $99 million, bolstered by Capital Markets and deposit fees.
- Charge-offs were stable at 27 basis points, with year-to-date net charge-offs at a low 12 basis points.
- Strategic planning underway for 2026 aims to capitalize on market consolidation opportunities, particularly in Southeast, Texas, and Colorado.
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