SouthState Bank Corporation reported robust Q3 2025 earnings with a 30% year-over-year increase in EPS, driven by solid loan production and effective expense management.

• EPS reached $2.58, with a robust return on tangible equity of 20%.
• Loan production increased to nearly $3.4 billion, contributing to moderate growth in loans and deposits.
• Noninterest income rose to $99 million, bolstered by Capital Markets and deposit fees.
• Charge-offs were stable at 27 basis points, with year-to-date net charge-offs at a low 12 basis points.
• Strategic planning underway for 2026 aims to capitalize on market consolidation opportunities, particularly in Southeast, Texas, and Colorado.