Truist delivered a robust first quarter 2026, with 25% year-over-year earnings growth driven by loan, fee, and capital management; maintaining strong momentum toward its long-term profitability targets.

• Net income reached $1.4 billion, with EPS of $1.09, up 25% YoY, supported by disciplined execution and strategic growth.
• ROATCE improved by 150 basis points to 13.8%, progressing toward the 15% 2027 target, with a long-term goal of 16–18%.
• Consumer and Small Business Banking revenue growth reflected increased client engagement, digital adoption, and AI-driven productivity enhancements.
• Wholesale lending and deposit activity remained strong, with 9% and 2% YoY growth respectively, underscoring diversification.
• Operating leverage of 250 basis points highlights efficient expense and credit discipline amid sustained momentum.