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50.98 USD
P/E
12.62
EPS
4.04
Yield
4.10%
Safety Score
75
P/B
1.07
ROE
8.58
Beta
0.88
Target Price
55.38 USD
Truist Financial Corporation logo

Truist Financial Corporation

🧾 Earnings Recap – Q1 2026

Truist delivered a robust first quarter 2026, with 25% year-over-year earnings growth driven by loan, fee, and capital management; maintaining strong momentum toward its long-term profitability targets.

  • Net income reached $1.4 billion, with EPS of $1.09, up 25% YoY, supported by disciplined execution and strategic growth.
  • ROATCE improved by 150 basis points to 13.8%, progressing toward the 15% 2027 target, with a long-term goal of 16–18%.
  • Consumer and Small Business Banking revenue growth reflected increased client engagement, digital adoption, and AI-driven productivity enhancements.
  • Wholesale lending and deposit activity remained strong, with 9% and 2% YoY growth respectively, underscoring diversification.
  • Operating leverage of 250 basis points highlights efficient expense and credit discipline amid sustained momentum.
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Key Metrics
Earnings dateJuly 17, 2026
P/E12.62
EPS4.04
Book Value47.60
Price to Book1.07
% Insiders0.174%
Growth
Revenue Growth0.05%
Earnings Growth0.25%
Estimates
Forward P/E9.97
Forward EPS5.12
Target Mean Price55.38
Dividend
Dividend Yield4.10%
Annual dividends2.08 USD
Ex-Div. DateMay 8, 2026
Payout53.59%
5y avg Yield4.59%

DCF Valuation

Tweak assumptions to recompute fair value for Truist Financial Corporation (TFC)
Currency: USD
DCF Assumptions
Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).
Decimal (e.g., 0.30 = 30%).
Decimal (e.g., 0.04 = 4%).
Decimal (e.g., 0.20 = 20%).
Percent number (e.g., 3 = 3%).
Percent number (e.g., 10 = 10%).
Percent number (e.g., 5 = 5%).
DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Truist Financial Corporation Logo Truist Financial Corporation Analysis (TFC)

United States Financials Official Website Stock

Is Truist Financial Corporation a good investment? Truist Financial Corporation (TFC) is currently trading at 50.98 USD. Market analysts have a consensus price target of 55.38 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 12.62. This relatively low multiple may signal that Truist Financial Corporation is undervalued compared to historical market norms.

Earnings Schedule: Truist Financial Corporation is expected to release its next earnings report on July 17, 2026. The market consensus estimate for Forward EPS is 5.12.

For income investors, Truist Financial Corporation pays a dividend yield of 4.10%. With a payout ratio of 54%, the dividend appears sustainable.

Investor FAQ

Does Truist Financial Corporation pay a dividend?

Yes, it pays an annual dividend of 2.08 USD (4.10% yield).

What asset class is Truist Financial Corporation?

Truist Financial Corporation is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be July 17, 2026. The company currently has a trailing EPS of 4.04.

Company Profile

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; credit card lending; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

Exchange Ticker
NYQ (United States) TFC
Trades
Dividend Yield
4.10%
5y avg 4.59%
Annual Dividends
2.08USD
Next Ex. Div Date
May 8, 2026
Payout Ratio
53.59%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
1.08 USD
June 1, 2027 (estimated) 0.5395
March 1, 2027 (estimated) 0.5395
2026
2.12 USD
Dec. 1, 2026 (estimated) 0.5395
Sept. 1, 2026 (estimated) 0.5395
June 1, 2026 0.5200
March 2, 2026 0.5200
2025
2.08 USD
Dec. 1, 2025 0.5200
Sept. 2, 2025 0.5200
June 2, 2025 0.5200
March 3, 2025 0.5200
2024
2.08 USD
Dec. 2, 2024 0.5200
Sept. 3, 2024 0.5200
June 3, 2024 0.5200
March 1, 2024 0.5200
2023
2.08 USD
Dec. 1, 2023 0.5200
Sept. 1, 2023 0.5200
June 1, 2023 0.5200
March 1, 2023 0.5200
2022
2.00 USD
Dec. 1, 2022 0.5200
Sept. 1, 2022 0.5200
June 1, 2022 0.4800
March 1, 2022 0.4800
2021
1.86 USD
Dec. 1, 2021 0.4800
Sept. 1, 2021 0.4800
June 1, 2021 0.4500
March 1, 2021 0.4500
2020
1.80 USD
Dec. 1, 2020 0.4500
Sept. 1, 2020 0.4500
June 1, 2020 0.4500
March 2, 2020 0.4500
2019
1.71 USD
Dec. 2, 2019 0.4500
Sept. 3, 2019 0.4500
June 3, 2019 0.4050
March 1, 2019 0.4050
2018
1.56 USD
Dec. 3, 2018 0.4050
Sept. 4, 2018 0.4050
June 1, 2018 0.3750
March 20, 2018 0.0450
March 1, 2018 0.3300
2017
1.26 USD
Dec. 1, 2017 0.3300
Sept. 1, 2017 0.3300
June 1, 2017 0.3000
March 1, 2017 0.3000
2016
1.15 USD
Dec. 1, 2016 0.3000
Sept. 1, 2016 0.3000
June 1, 2016 0.2800
March 1, 2016 0.2700
2015
1.05 USD
Dec. 1, 2015 0.2700
Sept. 1, 2015 0.2700
June 1, 2015 0.2700
March 2, 2015 0.2400
2014
0.95 USD
Dec. 1, 2014 0.2400
Sept. 2, 2014 0.2400
June 2, 2014 0.2400
March 3, 2014 0.2300
2013
1.12 USD
Dec. 2, 2013 0.2300
Sept. 3, 2013 0.2300
June 3, 2013 0.2300
March 1, 2013 0.2300
Feb. 1, 2013 0.2000
2012
0.76 USD
Nov. 1, 2012 0.2000
Aug. 1, 2012 0.2000
May 1, 2012 0.2000
Feb. 1, 2012 0.1600
2011
0.64 USD
Nov. 1, 2011 0.1600
Aug. 1, 2011 0.1600
May 2, 2011 0.1700
Feb. 1, 2011 0.1500
2010
0.60 USD
Nov. 1, 2010 0.1500
Aug. 2, 2010 0.1500
May 3, 2010 0.1500
Feb. 1, 2010 0.1500
2009
1.24 USD
Nov. 2, 2009 0.1500
Aug. 3, 2009 0.1500
May 1, 2009 0.4700
Feb. 2, 2009 0.4700
2008
1.86 USD
Nov. 3, 2008 0.4700
Aug. 1, 2008 0.4700
May 1, 2008 0.4600
Feb. 1, 2008 0.4600
2007
1.76 USD
Nov. 1, 2007 0.4600
Aug. 1, 2007 0.4600
May 1, 2007 0.4200
Feb. 1, 2007 0.4200
2006
1.60 USD
Nov. 1, 2006 0.4200
Aug. 1, 2006 0.4200
May 1, 2006 0.3800
Feb. 1, 2006 0.3800
2005
1.46 USD
Nov. 1, 2005 0.3800
Aug. 1, 2005 0.3800
May 2, 2005 0.3500
Feb. 1, 2005 0.3500
2004
1.34 USD
Nov. 1, 2004 0.3500
Aug. 2, 2004 0.3500
May 3, 2004 0.3200
Feb. 2, 2004 0.3200
2003
1.22 USD
Nov. 3, 2003 0.3200
Aug. 1, 2003 0.3200
May 1, 2003 0.2900
Feb. 3, 2003 0.2900
2002
1.10 USD
Nov. 1, 2002 0.2900
Aug. 1, 2002 0.2900
May 1, 2002 0.2600
Feb. 4, 2002 0.2600
2001
0.98 USD
Nov. 1, 2001 0.2600
Aug. 1, 2001 0.2600
May 1, 2001 0.2300
Feb. 1, 2001 0.2300
2000
0.86 USD
Nov. 1, 2000 0.2300
Aug. 1, 2000 0.2300
May 1, 2000 0.2000
Feb. 1, 2000 0.2000
1999
0.75 USD
Nov. 1, 1999 0.2000
Aug. 2, 1999 0.2000
May 3, 1999 0.1750
Feb. 1, 1999 0.1750
1998
0.66 USD
Nov. 2, 1998 0.1750
Aug. 3, 1998 0.1750
May 1, 1998 0.1550
Feb. 2, 1998 0.1550
1997
0.58 USD
Nov. 3, 1997 0.1550
Aug. 1, 1997 0.1550
May 1, 1997 0.1350
Feb. 3, 1997 0.1350
1996
0.50 USD
Nov. 1, 1996 0.1350
Aug. 1, 1996 0.1350
May 1, 1996 0.1150
Feb. 1, 1996 0.1150
1995
0.43 USD
Nov. 1, 1995 0.1150
Aug. 1, 1995 0.1150
May 1, 1995 0.1000
Feb. 1, 1995 0.1000
1994
0.37 USD
Nov. 1, 1994 0.1000
Aug. 1, 1994 0.1000
May 1, 1994 0.0850
Feb. 1, 1994 0.0850
1993
0.32 USD
Nov. 1, 1993 0.0850
Aug. 1, 1993 0.0850
May 1, 1993 0.0750
Feb. 1, 1993 0.0750
1992
0.25 USD
Nov. 1, 1992 0.0650
Aug. 1, 1992 0.0650
May 1, 1992 0.0600
Feb. 1, 1992 0.0600
1991
0.40 USD
Nov. 1, 1991 0.0600
Aug. 1, 1991 0.1200
May 1, 1991 0.1100
Feb. 1, 1991 0.1100
1990
0.32 USD
Nov. 1, 1990 0.1100
Aug. 1, 1990 0.0550
May 1, 1990 0.1000
Feb. 1, 1990 0.0500
1989
0.19 USD
Nov. 1, 1989 0.0500
Aug. 1, 1989 0.0500
May 1, 1989 0.0467
Feb. 1, 1989 0.0467
1988
0.18 USD
Oct. 7, 1988 0.0467
Aug. 1, 1988 0.0467
May 1, 1988 0.0433
Feb. 1, 1988 0.0433
1987
0.30 USD
Nov. 1, 1987 0.0433
Aug. 1, 1987 0.0433
May 1, 1987 0.0422
Feb. 1, 1987 0.1756
1986
1.48 USD
Oct. 9, 1986 0.3807
July 10, 1986 0.3807
April 11, 1986 0.3609
Jan. 13, 1986 0.3609
1985
3.49 USD
Oct. 9, 1985 0.3609
July 10, 1985 0.3609
April 19, 1985 1.4436
Jan. 16, 1985 1.3212
Upcoming Dividends
Name Payment Date Status Amount
Truist Financial Corporation Jun 01, 2026 0.52 USD
Truist Financial Corporation Mar 02, 2026 0.52 USD
Truist Financial Corporation Dec 01, 2025 0.52 USD
Truist Financial Corporation Sep 02, 2025 0.52 USD
Stock Splits
Split Date Split Ratio to 1
Aug. 4, 1998 2.000000
July 3, 1989 1.500000
June 23, 1987 1.500000
April 29, 1985 2.000000
July 1, 1983 1.250000
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