What is TrustCo Bank Corp NY's current stock price?

TrustCo Bank Corp NY (TRST) currently trades at USD 44.52. Track real-time price changes and historical performance on AllInvestView.

What is TrustCo Bank Corp NY's dividend yield?

TrustCo Bank Corp NY has a dividend yield of 3.36927200%. The 5-year average dividend yield is 4.44000000%. Track dividend payments and income with AllInvestView.

What sector is TrustCo Bank Corp NY in?

TrustCo Bank Corp NY operates in the Financials sector. AllInvestView lets you analyze sector allocation across your entire portfolio.

TrustCo Bank Corp NY TRST Open TrustCo Bank Corp NY in new tab

44.52 USD

P/E

13.15

EPS

3.25

Yield

3.37%

Safety Score

P/B

1.12

ROE

8.97

Beta

0.60

TrustCo Bank Corp NY

🧾 Earnings Recap – Q3 2025

TrustCo Bank Corp NY delivered robust financial results in Q3 2025, achieving a 26.3% increase in net income year-over-year, driven by strong loan and deposit growth and effective expense management.

Net income reached $16.3 million, with a return on average assets of 1.02% and average equity of 9.29%.
Nonperforming loans decreased to 0.36% of total loans, showcasing improved credit quality.
The bank repurchased 298,000 shares this quarter, with 467,000 shares repurchased year-to-date, reflecting confidence in its valuation.
Total deposits grew by $217 million year-over-year, reaching $5.5 billion, indicating strong customer trust and competitive positioning.
Continued expansion in the loan portfolio, with average loans hitting an all-time high of $5.2 billion, led by home equity lines and commercial loans.

View full recap page

1M 6M YTD 1Y 2Y 5Y Max

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DCF Valuation

Tweak assumptions to recompute fair value for TrustCo Bank Corp NY (TRST)

Currency: USD

DCF Assumptions

Revenue growth (YoY) 0.10 Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).

EBITDA margin 0.30 Decimal (e.g., 0.30 = 30%).

Capex (% Revenue) 0.04 Decimal (e.g., 0.04 = 4%).

Tax rate 0.20 Decimal (e.g., 0.20 = 20%).

Terminal growth (g, %) 3% Percent number (e.g., 3 = 3%).

Cost of Equity (%) 10% Percent number (e.g., 10 = 10%).

Cost of Debt (%) 5% Percent number (e.g., 5 = 5%).

DCF Result

Fair Value (DCF)

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Current Price

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Upside

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WACC

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Terminal PV

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Σ PV of FCFs

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Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

TrustCo Bank Corp NY Analysis (TRST)

United States Financials Official Website Stock

Is TrustCo Bank Corp NY a good investment? TrustCo Bank Corp NY (TRST) is currently trading at 44.52 USD.

In terms of valuation, the stock trades at a P/E ratio of 13.15. This relatively low multiple may signal that TrustCo Bank Corp NY is undervalued compared to historical market norms.

Earnings Schedule: TrustCo Bank Corp NY is expected to release its next earnings report on April 20, 2026. The market consensus estimate for Forward EPS is 2.87.

For income investors, TrustCo Bank Corp NY pays a dividend yield of 3.37%. With a payout ratio of 45%, the dividend appears sustainable.

Investor FAQ

Does TrustCo Bank Corp NY pay a dividend?

Yes, it pays an annual dividend of 1.50 USD (3.37% yield).

What asset class is TrustCo Bank Corp NY?

TrustCo Bank Corp NY is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be April 20, 2026. The company currently has a trailing EPS of 3.25.

Company Profile

TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, it operates as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. The company operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. TrustCo Bank Corp NY was founded in 1902 and is headquartered in Glenville, New York.

Exchange Ticker

NMS (United States) TRST

Dividend Yield

3.37% (5y avg: 4.44%)

Annual Dividends

1.50 USD

Next ex. div date

March 6, 2026

Payout Ratio

45.18%

Historical Dividends

Year	Total Dividends
2027	0.38 USD
Jan. 4, 2027 (estimated)	0.3836
2026	1.51 USD
Oct. 1, 2026 (estimated)	0.3871
July 1, 2026 (estimated)	0.3667
April 1, 2026	0.3800
Jan. 2, 2026	0.3800
2025	1.46 USD
Oct. 1, 2025	0.3800
July 1, 2025	0.3600
April 1, 2025	0.3600
Jan. 2, 2025	0.3600
2024	1.44 USD
Oct. 1, 2024	0.3600
July 1, 2024	0.3600
April 1, 2024	0.3600
Jan. 2, 2024	0.3600
2023	1.44 USD
Oct. 2, 2023	0.3600
July 3, 2023	0.3600
April 3, 2023	0.3600
Jan. 3, 2023	0.3600
2022	1.40 USD
Oct. 3, 2022	0.3500
July 1, 2022	0.3500
April 1, 2022	0.3500
Jan. 3, 2022	0.3500
2021	0.82 USD
Oct. 1, 2021	0.3406
July 1, 2021	0.3406
April 1, 2021	0.0681
Jan. 4, 2021	0.0681
2020	0.27 USD
Oct. 1, 2020	0.0680
July 1, 2020	0.0681
April 1, 2020	0.0681
Jan. 2, 2020	0.0681
2019	0.27 USD
Oct. 1, 2019	0.0681
July 1, 2019	0.0681
April 1, 2019	0.0681
Jan. 2, 2019	0.0681
2018	0.27 USD
Oct. 1, 2018	0.0681
July 2, 2018	0.0656
April 2, 2018	0.0656
Jan. 2, 2018	0.0656
2017	0.26 USD
Oct. 2, 2017	0.0656
July 3, 2017	0.0656
April 3, 2017	0.0656
Jan. 3, 2017	0.0656
2016	0.26 USD
Oct. 3, 2016	0.0656
July 1, 2016	0.0656
April 1, 2016	0.0656
Jan. 4, 2016	0.0656
2015	0.26 USD
Oct. 1, 2015	0.0656
July 1, 2015	0.0656
April 1, 2015	0.0656
Jan. 2, 2015	0.0656
2014	0.26 USD
Oct. 1, 2014	0.0656
July 1, 2014	0.0656
April 1, 2014	0.0656
Jan. 2, 2014	0.0656
2013	0.26 USD
Oct. 1, 2013	0.0656
July 1, 2013	0.0656
April 1, 2013	0.0656
Jan. 2, 2013	0.0656
2012	0.26 USD
Oct. 1, 2012	0.0656
July 2, 2012	0.0656
April 2, 2012	0.0656
Jan. 3, 2012	0.0656
2011	0.26 USD
Oct. 3, 2011	0.0656
July 1, 2011	0.0656
April 1, 2011	0.0656
Jan. 3, 2011	0.0656
2010	0.25 USD
Oct. 1, 2010	0.0656
July 1, 2010	0.0625
April 1, 2010	0.0625
Jan. 4, 2010	0.0625
2009	0.35 USD
Oct. 1, 2009	0.0625
July 1, 2009	0.0625
April 1, 2009	0.1100
Jan. 2, 2009	0.1100
2008	0.49 USD
Oct. 1, 2008	0.1100
July 1, 2008	0.1100
April 1, 2008	0.1100
Jan. 2, 2008	0.1600
2007	0.64 USD
Oct. 1, 2007	0.1600
July 2, 2007	0.1600
April 2, 2007	0.1600
Jan. 2, 2007	0.1600
2006	0.64 USD
Oct. 2, 2006	0.1600
July 3, 2006	0.1600
April 3, 2006	0.1600
Jan. 3, 2006	0.1600
2005	0.60 USD
Oct. 3, 2005	0.1500
July 1, 2005	0.1500
April 1, 2005	0.1500
Jan. 4, 2005	0.1500
2004	0.60 USD
Oct. 1, 2004	0.1500
July 1, 2004	0.1500
April 1, 2004	0.1500
Jan. 2, 2004	0.1500
2003	0.60 USD
Oct. 1, 2003	0.1500
July 1, 2003	0.1500
April 1, 2003	0.1500
Jan. 2, 2003	0.1500
2002	0.60 USD
Oct. 1, 2002	0.1500
July 1, 2002	0.1500
April 1, 2002	0.1500
Jan. 2, 2002	0.1500
2001	0.60 USD
Oct. 1, 2001	0.1500
July 2, 2001	0.1500
April 2, 2001	0.1500
Jan. 2, 2001	0.1500
2000	0.60 USD
Oct. 2, 2000	0.1500
July 3, 2000	0.1500
April 3, 2000	0.1500
Jan. 3, 2000	0.1500
1999	1.10 USD
Oct. 1, 1999	0.2750
July 1, 1999	0.2750
April 1, 1999	0.2750
Jan. 4, 1999	0.2750
1998	1.10 USD
Oct. 1, 1998	0.2750
July 1, 1998	0.2750
April 1, 1998	0.2750
Jan. 2, 1998	0.2750
1997	1.10 USD
Oct. 1, 1997	0.2750
July 1, 1997	0.2750
April 1, 1997	0.2750
Jan. 2, 1997	0.2750
1996	1.26 USD
Oct. 1, 1996	0.3418
July 1, 1996	0.3418
April 1, 1996	0.2859
Jan. 2, 1996	0.2859
1995	1.14 USD
Oct. 2, 1995	0.2859
July 3, 1995	0.2848
April 3, 1995	0.2848
Jan. 3, 1995	0.2848
1994	1.16 USD
Oct. 1, 1994	0.2590
Sept. 26, 1994	0.2331
July 1, 1994	0.2500
April 1, 1994	0.2072
Jan. 3, 1994	0.2072
1993	2.09 USD
Oct. 1, 1993	0.4500
Aug. 9, 1993	0.4400
July 1, 1993	0.4000
April 1, 1993	0.4000
Jan. 4, 1993	0.4000
1992	2.04 USD
Oct. 1, 1992	0.4000
July 1, 1992	0.4000
May 11, 1992	0.4400
April 1, 1992	0.4000
Jan. 2, 1992	0.4000
1991	1.92 USD
Oct. 1, 1991	0.4000
Aug. 5, 1991	0.4356
July 1, 1991	0.3600
April 1, 1991	0.3600
Jan. 2, 1991	0.3600
1990	1.38 USD
Oct. 1, 1990	0.4792
July 2, 1990	0.3000
April 2, 1990	0.3000
Jan. 2, 1990	0.3000
1989	1.51 USD
Oct. 2, 1989	0.3000
July 1, 1989	0.4026
April 3, 1989	0.4026
Jan. 3, 1989	0.4026
1988	1.65 USD
Oct. 3, 1988	0.4429
July 1, 1988	0.4026
April 1, 1988	0.4026
Jan. 1, 1988	0.4026
1987	1.47 USD
Oct. 1, 1987	0.4026
July 1, 1987	0.3543
April 1, 1987	0.3543
Jan. 1, 1987	0.3543
1986	3.26 USD
Sept. 8, 1986	0.3968
June 9, 1986	1.4341
March 10, 1986	1.4341
1985	5.03 USD
Dec. 9, 1985	1.4341
Sept. 9, 1985	1.2531
June 10, 1985	1.2531
March 11, 1985	1.0861
1984	1.01 USD
Dec. 10, 1984	1.0109

Yearly aggregated dividends

Dividends

TrustCo Bank Corp NY
Apr 01, 2026 Paid

Dividend
0.38 USD

TrustCo Bank Corp NY
Jan 02, 2026 Paid

Dividend
0.38 USD

TrustCo Bank Corp NY
Oct 01, 2025 Paid

Dividend
0.38 USD

TrustCo Bank Corp NY
Jul 01, 2025 Paid

Dividend
0.36 USD

Historical Split Corporate Actions

Split Date	Split Ratio to 1
Oct. 18, 2000	1.150000
Oct. 17, 2001	1.150000
May 28, 2021	0.200000

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TrustCo Bank Corp NY

Key Metrics

Growth

Estimates

Dividend

DCF Valuation

DCF Assumptions

DCF Result

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TrustCo Bank Corp NY Analysis (TRST)

Investor FAQ

Company Profile

Dividend Yield

Annual Dividends

Next ex. div date

Payout Ratio

Historical Dividends

Dividends

Historical Split Corporate Actions

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Community Discussion

TrustCo Bank Corp NY TRST Open TrustCo Bank Corp NY in new tab

Key Metrics

Growth

Estimates

Dividend

DCF Valuation

DCF Assumptions

DCF Result

Explore Premium Features

TrustCo Bank Corp NY Analysis (TRST)

Investor FAQ

Company Profile

Dividend Yield

Annual Dividends

Next ex. div date

Payout Ratio

Historical Dividends

Dividends

Historical Split Corporate Actions

Explore Premium Features

Under Construction

Community Discussion

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