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54.91 USD
P/E
11.14
EPS
4.77
Yield
3.77%
Safety Score
100
P/B
1.42
ROE
12.35
Beta
1.02
Target Price
63.48 USD
U.S. Bancorp logo

U.S. Bancorp

🧾 Earnings Recap – Q1 2026

U.S. Bancorp delivered solid Q1 earnings of $1.18 per share, up 15% annually, driven by broad revenue growth, disciplined expense management, and strong capital position.

  • Total net revenue rose 4.7% YoY to $7.3 billion, supported by robust loan growth and record consumer deposits.
  • Operating leverage improved by 440 basis points, with the efficiency ratio decreasing by 260 basis points YoY.
  • Deposits reached record levels, with consumer deposits contributing to a stable funding base amid a flat overall deposit environment.
  • Capital position remains strong with a tangible book value per share growth of over 15% YoY, underpinning high-teens return targets.
  • Strategic initiatives, including the California expansion, Business Banking growth, and partnership with Amazon, are set to drive sustained revenue momentum.
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Key Metrics
Earnings dateJuly 16, 2026
P/E11.14
EPS4.77
Book Value37.54
Price to Book1.42
% Insiders0.130%
Growth
Revenue Growth0.05%
Earnings Growth0.15%
Estimates
Forward P/E9.40
Forward EPS5.65
Target Mean Price63.48
Dividend
Dividend Yield3.77%
Annual dividends2.06 USD
Ex-Div. DateMarch 31, 2026
Payout45.15%
5y avg Yield4.17%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

U.S. Bancorp Logo U.S. Bancorp Analysis (USB)

United States Financials Official Website Stock

Is U.S. Bancorp a good investment? U.S. Bancorp (USB) is currently trading at 54.91 USD. Market analysts have a consensus price target of 63.48 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 11.14. This relatively low multiple may signal that U.S. Bancorp is undervalued compared to historical market norms.

Earnings Schedule: U.S. Bancorp is expected to release its next earnings report on July 16, 2026. The market consensus estimate for Forward EPS is 5.65.

For income investors, U.S. Bancorp pays a dividend yield of 3.77%. With a payout ratio of 45%, the dividend appears sustainable.

Investor FAQ

Does U.S. Bancorp pay a dividend?

Yes, it pays an annual dividend of 2.06 USD (3.77% yield).

What asset class is U.S. Bancorp?

U.S. Bancorp is classified as a Stock. You can compare it against 2 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be July 16, 2026. The company currently has a trailing EPS of 4.77.

Company Profile

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Exchange Ticker
NYQ (United States) USB
GER (Germany) UB5.DE
Dividend Yield

3.77% (5y avg: 4.17%)

Annual Dividends

2.06 USD

Next ex. div date

March 31, 2026

Payout Ratio

45.15%

Historical Dividends
Year Total Dividends
2027 1.08 USD
2026 2.10 USD
2025 2.02 USD
2024 1.97 USD
2023 1.92 USD
2022 1.86 USD
2021 1.72 USD
2020 1.68 USD
2019 1.53 USD
2018 1.27 USD
2017 1.14 USD
2016 1.05 USD
2015 1.00 USD
2014 0.95 USD
2013 0.85 USD
2012 0.71 USD
2011 0.43 USD
2010 0.20 USD
2009 0.58 USD
2008 1.70 USD
2007 1.60 USD
2006 1.32 USD
2005 1.20 USD
2004 1.38 USD
2003 0.80 USD
2002 0.77 USD
2001 0.73 USD
2000 0.65 USD
1999 0.40 USD
1998 0.23 USD
1997 0.32 USD
1996 0.20 USD
1995 0.17 USD
1994 0.15 USD
1993 0.13 USD
1992 0.11 USD
1991 0.11 USD
1990 0.10 USD
1989 3.24 USD
1988 4.65 USD
1987 5.90 USD
1986 5.60 USD
1985 6.63 USD
1984 2.46 USD

Yearly aggregated dividends

Dividends

U.S. Bancorp
Apr 15, 2026 Paid
Dividend
0.52 USD
U.S. Bancorp
Jan 15, 2026 Paid
Dividend
0.52 USD
U.S. Bancorp
Oct 15, 2025 Paid
Dividend
0.52 USD
U.S. Bancorp
Jul 15, 2025 Paid
Dividend
0.5 USD

Historical Split Corporate Actions

Split Date Split Ratio to 1
Feb. 27, 2001 1.260000
April 16, 1999 3.000000
May 19, 1998 3.000000
Jan. 16, 1997 3.000000
April 17, 1989 2.000000
April 16, 1985 2.000000
June 25, 1984 1.100000
Feb. 22, 1979 1.250000
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