Is VersaBank a good investment? VersaBank (VBNK.TO) is currently trading at 26.91 CAD.
In terms of valuation, the stock trades at a P/E ratio of 28.71. This valuation is generally in line with the broader market.
Earnings Schedule: VersaBank is expected to release its next earnings report on Sept. 3, 2026. The market consensus estimate for Forward EPS is 2.64.
For income investors, VersaBank pays a dividend yield of 0.37%. With a payout ratio of 11%, the dividend appears sustainable.
Yes, it pays an annual dividend of 0.10 CAD (0.37% yield).
VersaBank is classified as a Stock. You can compare it against 2 other assets in the "Related Symbols" list on this page.
The next earnings date is projected to be Sept. 3, 2026. The company currently has a trailing EPS of 0.94.
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
| Year | Total Dividends |
|---|---|
| ▸2027 |
0.05 CAD
|
| April 30, 2027 (estimated) | 0.0250 |
| Jan. 29, 2027 (estimated) | 0.0250 |
| ▸2026 |
0.10 CAD
|
| Oct. 30, 2026 (estimated) | 0.0250 |
| July 31, 2026 | 0.0250 |
| April 30, 2026 | 0.0250 |
| Jan. 31, 2026 | 0.0250 |
| ▸2025 |
0.10 CAD
|
| Oct. 31, 2025 | 0.0250 |
| July 31, 2025 | 0.0250 |
| April 30, 2025 | 0.0250 |
| Jan. 31, 2025 | 0.0250 |
| ▸2024 |
0.10 CAD
|
| Oct. 31, 2024 | 0.0250 |
| July 31, 2024 | 0.0250 |
| April 30, 2024 | 0.0250 |
| Jan. 31, 2024 | 0.0250 |
| ▸2023 |
0.10 CAD
|
| Oct. 31, 2023 | 0.0250 |
| July 31, 2023 | 0.0250 |
| April 30, 2023 | 0.0250 |
| Jan. 31, 2023 | 0.0250 |
| ▸2022 |
0.10 CAD
|
| Oct. 31, 2022 | 0.0250 |
| July 31, 2022 | 0.0250 |
| April 30, 2022 | 0.0250 |
| Jan. 31, 2022 | 0.0250 |
| ▸2021 |
0.10 CAD
|
| Oct. 31, 2021 | 0.0250 |
| July 31, 2021 | 0.0250 |
| April 30, 2021 | 0.0250 |
| Jan. 31, 2021 | 0.0250 |
| ▸2020 |
0.10 CAD
|
| Oct. 31, 2020 | 0.0250 |
| July 31, 2020 | 0.0250 |
| April 30, 2020 | 0.0250 |
| Jan. 31, 2020 | 0.0250 |
| ▸2019 |
0.07 CAD
|
| Oct. 31, 2019 | 0.0200 |
| July 31, 2019 | 0.0200 |
| April 30, 2019 | 0.0150 |
| Jan. 31, 2019 | 0.0150 |
| ▸2018 |
0.04 CAD
|
| Oct. 31, 2018 | 0.0100 |
| July 31, 2018 | 0.0100 |
| April 30, 2018 | 0.0100 |
| Jan. 31, 2018 | 0.0100 |
| Name | Payment Date | Status | Amount |
|---|---|---|---|
| VersaBank | Jul 31, 2026 | Upcoming | 0.025 CAD |
| VersaBank | Apr 30, 2026 | Paid | 0.025 CAD |
| VersaBank | Jan 31, 2026 | Paid | 0.025 CAD |
| VersaBank | Oct 31, 2025 | Paid | 0.025 CAD |
| VersaBank | Jul 31, 2025 | Paid | 0.025 CAD |
Community Discussion