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VersaBank VBNK.TO · Stock Open VersaBank in new tab

26.91 CAD
P/E
28.71
EPS
0.94
Yield
0.37%
Safety Score
97
P/B
1.57
ROE
5.62
Beta
1.14
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Key Metrics
Earnings dateSept. 3, 2026
P/E28.71
EPS0.94
Book Value17.15
Price to Book1.57
% Insiders37.433%
Growth
Revenue Growth0.30%
Earnings Growth-0.12%
Estimates
Forward P/E10.22
Forward EPS2.64
Dividend
Dividend Yield0.37%
Annual dividends0.10 CAD
Ex-Div. DateJuly 10, 2026
Payout10.57%
5y avg Yield0.73%

DCF Valuation

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Currency: CAD
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DCF Result

Fair Value (DCF)
Current Price
Upside
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Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

VersaBank Logo VersaBank Analysis (VBNK.TO)

Canada Financial Services Official Website Stock

Is VersaBank a good investment? VersaBank (VBNK.TO) is currently trading at 26.91 CAD.

In terms of valuation, the stock trades at a P/E ratio of 28.71. This valuation is generally in line with the broader market.

Earnings Schedule: VersaBank is expected to release its next earnings report on Sept. 3, 2026. The market consensus estimate for Forward EPS is 2.64.

For income investors, VersaBank pays a dividend yield of 0.37%. With a payout ratio of 11%, the dividend appears sustainable.

Investor FAQ

Does VersaBank pay a dividend?

Yes, it pays an annual dividend of 0.10 CAD (0.37% yield).

What asset class is VersaBank?

VersaBank is classified as a Stock. You can compare it against 2 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be Sept. 3, 2026. The company currently has a trailing EPS of 0.94.

Company Profile

VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

Exchange Ticker
VBNK
TSX VBNK.TO
Trades
Dividend Yield
0.37%
5y avg 0.73%
Annual Dividends
0.10CAD
Next Ex. Div Date
July 10, 2026
Payout Ratio
10.57%
Dividend History paid per year (CAD)
Historical Dividends
Year Total Dividends
2027
0.05 CAD
April 30, 2027 (estimated) 0.0250
Jan. 29, 2027 (estimated) 0.0250
2026
0.10 CAD
Oct. 30, 2026 (estimated) 0.0250
July 31, 2026 0.0250
April 30, 2026 0.0250
Jan. 31, 2026 0.0250
2025
0.10 CAD
Oct. 31, 2025 0.0250
July 31, 2025 0.0250
April 30, 2025 0.0250
Jan. 31, 2025 0.0250
2024
0.10 CAD
Oct. 31, 2024 0.0250
July 31, 2024 0.0250
April 30, 2024 0.0250
Jan. 31, 2024 0.0250
2023
0.10 CAD
Oct. 31, 2023 0.0250
July 31, 2023 0.0250
April 30, 2023 0.0250
Jan. 31, 2023 0.0250
2022
0.10 CAD
Oct. 31, 2022 0.0250
July 31, 2022 0.0250
April 30, 2022 0.0250
Jan. 31, 2022 0.0250
2021
0.10 CAD
Oct. 31, 2021 0.0250
July 31, 2021 0.0250
April 30, 2021 0.0250
Jan. 31, 2021 0.0250
2020
0.10 CAD
Oct. 31, 2020 0.0250
July 31, 2020 0.0250
April 30, 2020 0.0250
Jan. 31, 2020 0.0250
2019
0.07 CAD
Oct. 31, 2019 0.0200
July 31, 2019 0.0200
April 30, 2019 0.0150
Jan. 31, 2019 0.0150
2018
0.04 CAD
Oct. 31, 2018 0.0100
July 31, 2018 0.0100
April 30, 2018 0.0100
Jan. 31, 2018 0.0100
Upcoming Dividends
Name Payment Date Status Amount
VersaBank Jul 31, 2026 Upcoming 0.025 CAD
VersaBank Apr 30, 2026 0.025 CAD
VersaBank Jan 31, 2026 0.025 CAD
VersaBank Oct 31, 2025 0.025 CAD
VersaBank Jul 31, 2025 0.025 CAD
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