Waterdrop demonstrated strong performance in Q2 2025, with revenue growing 23.9% year-over-year and an exceptional 85.9% increase in operating profit, driven by AI integration across its insurance and healthcare sectors.

• Quarterly revenue reached a record, driven by enhanced operational efficiency through AI, lifting operating margins by 3.9 percentage points.
• First-year premiums (FYP) surged 80.2% year-over-year, demonstrating the effectiveness of AI in customer acquisition and underwriting processes.
• The Board approved a significant 50% increase in cash dividends, reflecting strong financial health and a commitment to returning value to shareholders.
• The company's Waterdrop Guardian AI app suite has streamlined several key operations, contributing to improved productivity per capita.
• Social responsibility efforts continue, with over 15,500 public welfare projects initiated and a significant impact in relief efforts for communities in need.