Citigroup Inc. Earnings Recaps
Q1 2026
Apr 14, 2026
Citigroup kicks off 2026 with a record first quarter, driven by 14% revenue growth across core segments and a focus on strategic investments, capital returns, and operational efficiency.
Key takeaways
- Net income reached $5.8 billion with EPS of $3.06, and ROTCE of 13.1%; strong performance across four of five core businesses.
- Revenues increased 14%, led by a 40% rise in services mandates and nearly 40% equities growth; markets revenue surpassed $7 billion for the first time in a decade.
- Capital management remained robust with $6.3 billion share repurchases and a CET1 ratio of 12.7%, approaching regulatory thresholds.
- Business transformation advances include exiting Russia, progressing on Banamex and Poland divestitures, and accelerating AI deployment.
- Despite global macro headwinds, Citi maintains resilience, targeting 10-11% ROTCE for 2026, with strategic initiatives expected to drive sustainable growth.
Q3 2025
Oct 15, 2025
Citigroup delivered strong third-quarter results with a net income of $3.8 billion and an adjusted EPS of $2.24, reflecting ongoing operational improvements and robust growth across all business units.
Key takeaways
- Revenues increased by 9%, with record results reported in every business segment.
- Wealth management saw a remarkable growth of 8% in revenue, driven by new investment assets totaling $18.6 billion.
- Citigroup returned over $6 billion in capital to shareholders during the quarter, exceeding repurchase guidance by $1 billion.
- The bank's common equity Tier 1 capital ratio stands at 13.2%, providing a solid cushion above regulatory requirements.
- Significant progress in technology integration, particularly in AI, underpins ongoing transformation efforts to enhance operational efficiency and client services.