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115.24 USD
P/E
15.36
EPS
6.99
Yield
2.05%
Safety Score
45
P/B
0.98
ROE
6.83
Beta
1.13
Target Price
133.52 USD
Citigroup Inc. logo

Citigroup Inc.

🧾 Earnings Recap – Q3 2025

Citigroup delivered strong third-quarter results with a net income of $3.8 billion and an adjusted EPS of $2.24, reflecting ongoing operational improvements and robust growth across all business units.

  • Revenues increased by 9%, with record results reported in every business segment.
  • Wealth management saw a remarkable growth of 8% in revenue, driven by new investment assets totaling $18.6 billion.
  • Citigroup returned over $6 billion in capital to shareholders during the quarter, exceeding repurchase guidance by $1 billion.
  • The bank's common equity Tier 1 capital ratio stands at 13.2%, providing a solid cushion above regulatory requirements.
  • Significant progress in technology integration, particularly in AI, underpins ongoing transformation efforts to enhance operational efficiency and client services.
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Key Metrics
Earnings dateApril 21, 2026
P/E15.36
EPS6.99
Book Value110.01
Price to Book0.98
% Insiders0.253%
Growth
Revenue Growth0.04%
Earnings Growth-0.11%
Estimates
Forward P/E8.85
Forward EPS12.14
Target Mean Price133.52
Dividend
Dividend Yield2.05%
Annual dividends2.36 USD
Ex-Div. DateFeb. 2, 2026
Payout37.65%
5y avg Yield3.74%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Citigroup Inc. Logo Citigroup Inc. Analysis (C)

United States Financials Official Website Stock

Is Citigroup Inc. a good investment? Citigroup Inc. (C) is currently trading at 115.24 USD. Market analysts have a consensus price target of 133.52 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 15.36. This valuation is generally in line with the broader market.

Earnings Schedule: Citigroup Inc. is expected to release its next earnings report on April 21, 2026. The market consensus estimate for Forward EPS is 12.14.

For income investors, Citigroup Inc. pays a dividend yield of 2.05%. With a payout ratio of 38%, the dividend appears sustainable.

Investor FAQ

Does Citigroup Inc. pay a dividend?

Yes, it pays an annual dividend of 2.36 USD (2.05% yield).

What asset class is Citigroup Inc.?

Citigroup Inc. is classified as a Stock. You can compare it against 2 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be April 21, 2026. The company currently has a trailing EPS of 6.99.

Company Profile

Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, and prime brokerage. The Banking segment includes investment banking services comprising equity and debt capital markets-related strategic financing solutions; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending consists of corporate and commercial banking. The U.S. Personal Banking segment provides proprietary and co-branded card portfolios; and traditional banking services to retail and small business customers. The Wealth segment offers financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; professional industries, including law firms, consulting groups, accounting, and asset management; and affluent and high net worth clients. The company operates in North America, the United Kingdom, Japan, North and South Asia, Australia, Europe, the Middle East, and Africa. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.

Exchange Ticker
GER (Germany) TRVC.DE
NYQ (United States) C
Dividend Yield

2.05% (5y avg: 3.74%)

Annual Dividends

2.36 USD

Next ex. div date

Feb. 2, 2026

Payout Ratio

37.65%

Historical Dividends
Year Total Dividends
2027 0.61 USD
2026 2.39 USD
2025 2.32 USD
2024 2.18 USD
2023 2.08 USD
2022 2.04 USD
2021 2.04 USD
2020 2.04 USD
2019 1.92 USD
2018 1.54 USD
2017 0.96 USD
2016 0.42 USD
2015 0.16 USD
2014 0.04 USD
2013 0.04 USD
2012 0.04 USD
2011 0.03 USD
2009 0.01 USD
2008 1.12 USD
2007 2.16 USD
2006 1.96 USD
2005 1.76 USD
2004 1.60 USD
2003 1.10 USD
2002 3.12 USD
2001 0.60 USD
2000 0.65 USD
1999 0.67 USD
1998 0.55 USD
1997 0.60 USD
1996 0.75 USD
1995 0.80 USD
1994 0.57 USD
1993 0.69 USD
1992 0.73 USD
1991 0.45 USD
1990 0.35 USD
1989 0.24 USD
1988 1.60 USD
1987 1.25 USD
1986 0.07 USD

Yearly aggregated dividends

Dividends

Citigroup Inc.
Feb 27, 2026 Paid
Dividend
0.6 USD
Citigroup Inc.
Nov 26, 2025 Paid
Dividend
0.6 USD
Citigroup Inc.
Aug 22, 2025 Paid
Dividend
0.6 USD
Citigroup Inc.
May 23, 2025 Paid
Dividend
0.56 USD

Historical Split Corporate Actions

Split Date Split Ratio to 1
Aug. 28, 2000 1.330000
May 9, 2011 0.100000
June 1, 1999 1.500000
Nov. 20, 1997 1.500000
Nov. 25, 1996 1.330000
May 28, 1996 1.500000
Aug. 30, 1993 1.330000
March 1, 1993 1.500000
March 13, 1987 2.000000
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