Commonwealth Bank of Australia Earnings Recaps
Q2 2026
Feb 11, 2026
Commonwealth Bank of Australia reported a 6% increase in cash net profit for the half year ended December 31, 2025, alongside a fully franked dividend rise to $2.35, reflecting strong customer engagement and disciplined growth amid a competitive market.
Key takeaways
- Cash net profit rose by 6%, with earnings per share increasing by $0.19 year-over-year.
- Strong mortgage and business lending growth at 7% and 12% respectively, marking the best domestic deposit and lending growth since 2008.
- Operating income grew by 6.6%, while operating expenses increased by 5.5% due to inflation and strategic investments in technology.
- Maintained top Net Promoter Score positions in retail and institutional banking, emphasizing deep customer relationships.
- Loan losses remained minimal at 6 basis points, underscoring strong credit quality amid robust lending growth.
Q4 2025
Aug 13, 2025
Commonwealth Bank of Australia reported a strong financial year, achieving record risk-weighted asset growth of $29 billion alongside a sustainable dividend of $4.85, underscoring its commitment to long-term investment and operational strength.
Key takeaways
- Increased lending of $42 billion to businesses, supporting local economic growth.
- Significant investments of over $900 million in fraud prevention, resulting in a 76% reduction in customer losses from scams.
- Paid $8 billion in dividends, benefiting over 13 million Australians.
- Strengthened balance sheet positions the bank to effectively support customers amidst economic uncertainty.
- A refreshed strategy focusing on building the future economy and enhancing customer experiences through technology and AI initiatives.