Hippo Holdings Inc. Earnings Recaps
Q3 2025
Nov 5, 2025
Hippo demonstrated robust growth in Q3 2025, achieving an adjusted net income of $18 million and a 33% increase in gross written premiums year-over-year, reinforcing its commitment to diversified and profitable growth.
Key takeaways
- Secured 6 new programs in Q3, expanding the total to 36, enhancing premium diversification across commercial and casualty lines.
- Improved underwriting results with net loss ratio down 25 percentage points to 48% and net combined ratio improved by 28 percentage points to 100%.
- Integration with Baldwin's Westwood Insurance agency has begun, expected to triple access to new home closings, enhancing geographic presence.
- Strengthened leadership with the appointment of a Chief Data Officer and new Board members, bolstering talent in key areas of risk management and corporate governance.