Repay Holdings Corporation Q3 2025 Earnings Recap

Repay's Q3 2025 results show a return to profitable growth with 5% revenue and 1% gross profit growth, as strategic initiatives and partnerships bolster performance across its consumer and business payment segments.

Key Takeaways

• Achieved 5% revenue growth and 1% gross profit growth year-over-year on a normalized basis, reflecting successful strategic execution.
• Adjusted EBITDA margin remained strong at 40%, while free cash flow conversion stood at 67%, supporting reinvestment in growth initiatives.
• Expanded partnership network to 291, adding five new software partners, including Alpha Systems and Fuze, to enhance market reach and service offerings.
• Business Payments segment reported a 12% increase in normalized gross profit, driven by robust accounts payable platform performance and increased supplier network, now at over 540,000.
• Continued focus on automation and AI tools is expected to improve operational efficiency and accelerate future growth.