Let investors classify each cash distribution as an ordinary dividend, a capital gain distribution, a return of capital, or interest. A single special payment should be editable without changing the general dividend tax rule for every payment from that holding. Show the chosen type in the dividend log, reports and exports. Ordinary payments should remain in dividend income, capital gain distributions should be reported separately, and returns of capital should adjust the holding's cost basis where the selected tax treatment supports it. Keep past payments unchanged until the investor reviews them, and make it clear when a distribution has not been classified beyond the ordinary default.
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Per-payment distribution types and tax editing are now available. You can classify an individual payment and set its estimated tax rate, including 0%, without changing your general dividend tax rule or investment cost. The chosen type appears in the dividend log, reports and exports, with separate reporting by distribution type.
The remaining part of this request is connecting return-of-capital payments to cost-basis adjustments where the selected tax treatment supports them. Setting a payment's tax rate to 0% does not itself adjust the holding's cost basis. We're keeping the request open for that part.
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