Financial Select Sector SPDR Fund vs Technology Select Sector SPDR Fund

Full side-by-side comparison — 2026

Data as of May 29, 2026 · Updated automatically

XLF Wins

Tie

XLK Wins

XLF

Price USD 51.58

P/E Ratio 16.8x

Div Yield 0.0114%

Beta 0.85

Sector Financial Services

XLK

Price USD 191.02

P/E Ratio 39.5x

Div Yield 0.0048%

Beta 1.26

Sector N/A

Price Overview

Metric	XLF	XLK
Current Price	51.58	191.02
Previous Close	51.58	191.02

Valuation

Metric	XLF	XLK
Trailing P/E	16.75	39.53
Forward P/E	N/A	N/A
Price / Book	N/A	N/A
Price / Sales	N/A	N/A
EV / EBITDA	N/A	N/A

Dividends & Income

Metric	XLF	XLK
Dividend Yield	0.0114%	0.0048%
Dividend Rate (Annual)	0.58	1.10
5-Year Avg Yield	N/A	N/A
Payout Ratio	N/A	N/A

Risk & Financial Health

Metric	XLF	XLK
Beta (Volatility)	0.85	1.26
Debt / Equity	N/A	N/A
Quick Ratio	N/A	N/A
Current Ratio	N/A	N/A

Growth & Profitability

Metric	XLF	XLK
Revenue Growth	N/A	N/A
Earnings Growth	N/A	N/A
Return on Equity	N/A	N/A
Revenue / Share	N/A	N/A
Trailing EPS	N/A	N/A
Forward EPS	N/A	N/A

Analyst Targets

Metric	XLF	XLK
Analyst Mean Target	N/A	N/A
Analyst High Target	N/A	N/A
Analyst Low Target	N/A	N/A

Bottom Line: XLF vs XLK

Financial Select Sector SPDR Fund (XLF) leads on 3 of 4 comparable metrics.

Financial Select Sector SPDR Fund has a higher Dividend Yield (1.14% vs 0.48%), which tends to appeal to income-focused investors

Financial Select Sector SPDR Fund has a lower Trailing P/E (16.75 vs 39.53), which may indicate better relative value

Technology Select Sector SPDR Fund has a higher Dividend Rate (Annual) (1.10 vs 0.58), which means a larger absolute dividend payment per share

This comparison is based on publicly available financial data and is for informational purposes only. It is not investment advice. Past performance does not guarantee future results.

Watch Out

XLK trades at 39.5x earnings vs XLF at 16.8x — a gap this large often reflects different growth expectations, not simple mispricing.

About These Companies

Financial Select Sector SPDR Fund (XLF)

Financial Services · United States · PCX

The fund generally invests substantially all, but at least 95%, of its total assets in the securities comprising the index. The index includes companies that have been identified as Financial companies by the Global Industry Classification Standard, including securities of companies from the following industries: financial services; insurance; banks; capital markets; mortgage real estate investment trusts; and consumer finance. The fund is non-diversified.

View XLF details →

Technology Select Sector SPDR Fund (XLK)

In seeking to track the performance of the index, the fund employs a replication strategy, which means that the fund typically invests in substantially all of the securities represented in the index in approximately the same proportions as the index. It generally invests substantially all, but at least 95%, of its total assets in the securities comprising the index. The fund is non-diversified.

View XLK details →

Frequently Asked Questions

Which has a better dividend yield, XLF or XLK?

Financial Select Sector SPDR Fund currently has the higher dividend yield. Financial Select Sector SPDR Fund (XLF) yields 1.14% while Technology Select Sector SPDR Fund (XLK) yields 0.48%. Past dividends do not guarantee future payments.

Which is more volatile, XLF or XLK?

Technology Select Sector SPDR Fund is more volatile based on beta. Financial Select Sector SPDR Fund has a beta of 0.85 and Technology Select Sector SPDR Fund has a beta of 1.26. A beta above 1.0 means higher volatility than the overall market.

Which is cheaper by P/E ratio, XLF or XLK?

Financial Select Sector SPDR Fund has the lower trailing P/E ratio. Financial Select Sector SPDR Fund trades at 16.8x earnings while Technology Select Sector SPDR Fund trades at 39.5x. A lower P/E may suggest better relative value, but could also reflect lower growth expectations.

Can I track both XLF and XLK in one portfolio?

Yes. AllInvestView lets you add both Financial Select Sector SPDR Fund and Technology Select Sector SPDR Fund to the same portfolio and monitor price changes, dividends, total return, and allocation — completely free.

Track XLF and XLK in Your Portfolio

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