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8.74 HKD
P/E
5.82
EPS
1.51
Yield
3.80%
Safety Score
37
P/B
0.56
ROE
9.55
Beta
0.24
Target Price
10.78 HKD
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Key Metrics
Earnings dateAug. 29, 2026
P/E5.82
EPS1.51
Book Value15.76
Price to Book0.56
% Insiders63.251%
Growth
Revenue Growth0.05%
Earnings Growth0.04%
Estimates
Forward P/E5.47
Forward EPS1.61
Target Mean Price10.78
Dividend
Dividend Yield3.80%
Annual dividends0.39 HKD
Ex-Div. DateJuly 2, 2026
Payout32.06%
5y avg Yield7.84%

DCF Valuation

Tweak assumptions to recompute fair value for China Construction Bank Corporation (0939.HK)
Currency: HKD
DCF Assumptions
Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).
Decimal (e.g., 0.30 = 30%).
Decimal (e.g., 0.04 = 4%).
Decimal (e.g., 0.20 = 20%).
Percent number (e.g., 3 = 3%).
Percent number (e.g., 10 = 10%).
Percent number (e.g., 5 = 5%).
DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

China Construction Bank Corporation Logo China Construction Bank Corporation Analysis (0939.HK)

China Financial Services Official Website Stock

Is China Construction Bank Corporation a good investment? China Construction Bank Corporation (0939.HK) is currently trading at 8.74 HKD. Market analysts have a consensus price target of 10.78 HKD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 5.82. This relatively low multiple may signal that China Construction Bank Corporation is undervalued compared to historical market norms.

Earnings Schedule: China Construction Bank Corporation is expected to release its next earnings report on Aug. 29, 2026. The market consensus estimate for Forward EPS is 1.61.

For income investors, China Construction Bank Corporation pays a dividend yield of 3.80%. With a payout ratio of 32%, the dividend appears sustainable.

Investor FAQ

Does China Construction Bank Corporation pay a dividend?

Yes, it pays an annual dividend of 0.39 HKD (3.80% yield).

What asset class is China Construction Bank Corporation?

China Construction Bank Corporation is classified as a Stock.

When is the next earnings date?

The next earnings date is projected to be Aug. 29, 2026. The company currently has a trailing EPS of 1.51.

Company Profile

China Construction Bank Corporation engages in the provision of various banking and related financial services to individuals and corporate customers in the People's Republic of China and internationally. It operates through Corporate Finance Business, Personal Finance Business, Treasury and Asset Management Business, and Others segments. The company offers corporate and personal loans; trade financing; deposit taking and wealth management, agency, financial consulting and advisory, cash management, remittance and settlement, guarantee, and investment banking services to individuals, corporations, government agencies, and financial institutions. It is also involved in inter-bank deposit and placement transactions, repurchase and resale transactions, and invests in debt securities; trades in derivatives and foreign currencies; precious metal trading; and custody services. In addition, the company provides finance leasing, transfer and purchase of finance lease assets, and fixed-income investment; motor vehicle, business and household property, construction and engineering, liability insurance, hull and cargo, and short-term health and accidental injury insurance, as well as reinsurance; and cost consulting, whole-process engineering consulting, project management, investment consulting, and bidding agency services; and debt-to-equity swaps and relevant supporting businesses. Further, it engages in private equity investment and management of development funds and other private equity funds; investment banking related services, such as sponsoring and underwriting of public offerings, corporate merger and acquisition and restructuring, direct investment, asset management, and securities brokerage and market research; house rental business; raising and selling of funds; management of annuity and pension funds; and pension advisory service. China Construction Bank Corporation was founded in 1954 and is headquartered in Beijing, the People's Republic of China.

Trades
Dividend Yield
3.80%
5y avg 7.84%
Annual Dividends
0.39HKD
Next Ex. Div Date
July 2, 2026
Payout Ratio
32.06%
Dividend History paid per year (HKD)
Historical Dividends
Year Total Dividends
2027
0.20 HKD
Jan. 27, 2027 (estimated) 0.2047
2026
0.44 HKD
Aug. 21, 2026 0.2340
Jan. 26, 2026 0.2047
2025
0.43 HKD
May 28, 2025 0.2218
Jan. 27, 2025 0.2103
2024
0.44 HKD
Aug. 2, 2024 0.4384
2023
0.42 HKD
Aug. 4, 2023 0.4220
2022
0.43 HKD
July 29, 2022 0.4260
2021
0.39 HKD
Aug. 5, 2021 0.3908
2020
0.35 HKD
July 30, 2020 0.3497
2019
0.35 HKD
July 30, 2019 0.3490
2018
0.35 HKD
Aug. 6, 2018 0.3452
2017
0.32 HKD
July 20, 2017 0.3195
2016
0.27 HKD
June 22, 2016 0.2740
2015
0.38 HKD
June 23, 2015 0.3815
2014
0.38 HKD
July 2, 2014 0.3779
2013
0.27 HKD
June 13, 2013 0.2680
2012
0.24 HKD
June 14, 2012 0.2365
2011
0.21 HKD
June 16, 2011 0.2122
2010
0.20 HKD
June 30, 2010 0.2020
2009
0.08 HKD
June 17, 2009 0.0837
2008
0.18 HKD
Nov. 6, 2008 0.1105
June 17, 2008 0.0650
2007
0.16 HKD
Sept. 25, 2007 0.0670
May 10, 2007 0.0920
2006
0.02 HKD
May 12, 2006 0.0150
Upcoming Dividends
Name Payment Date Status Amount
China Construction Bank Corporation Aug 21, 2026 Upcoming 0.234 HKD
China Construction Bank Corporation Jan 26, 2026 0.20466 HKD
Stock Splits
Split Date Split Ratio to 1
Nov. 10, 2010 1.030000
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